Would you do it. October 26, 2012 by Ninja Would you take out a 0% loan for something you were already going to buy? If so, why? If no, why not? Discuss. Related PostsWelcome to my homeYou Can Do It: Obtain an Online Personal Loan to Pay off DebtCarnival of Personal Finance #253 (Demotivational Version)Random QuestionI joined a gym. I’ll still be so pissed if student loans are forgiven.