Two days ago our Landlord cashed our rent check for this month, which is actually quite surprising. We’ve rented this place for just over a year now, and he typically takes two to four weeks to deposit our rent. For someone like myself, who obsessively checks his bank account balances every day, this delayed depositing can get quite stressful. When I write a check, I want that money to be taken from me immediately… definitely within the week.
Anyways, as I was going through all our accounts I noticed something didn’t quite seem right. Our checking account balance seemed like it was higher than it should be. A quick investigation revealed a very interesting fact: Our landlord has cashed our rent checks for July and September rent, but never for August. This has never happened to me in all my renting years.
I know we wrote him a check in August. I mean the guy lives directly below us. If he never received that check he would have called, texted, or walked the 30-feet to our front door to let me know. In fact, his wife came over the other day just to visit, and in our 30 minute conversation not a word was spoken of late or missing rent payments.
I mean, we paid the guy. I held up my end of the bargain. I wrote him the check he is entitled to. Is it also my responsibility to walk him to the bank and make him deposit it? If he had lost it, wouldn’t he have said something to me? Maybe he does have the check, but just hasn’t gotten around to cashing it?
Obviously, part of me wants to keep that $1,175 in our account as long as possible (possibly indefinitely if he’s forgotten about it). But the other part of me thinks I need to follow-up with him and see why he cashed July and September’s rent, but not August’s?
This whole situation is just really awkward.
What would you do if your landlord/mortgage holder didn’t cash a housing payment? Would you follow-up and let them know, or does your responsibility end once the check has passed hands?
p.s. I guess this is one of those times I wished I wasn’t so in-tune with our finances. If I never noticed he hadn’t cashed our check I wouldn’t be having this dilemma. Ignorance truly is bliss, eh?
Update: I sent my landlord a text letting him know.