Are you an account whore?

So the motivation for this post came from J’s post yesterday about about ING’s sub-accounts. I am a very happy customer of ING, especially after switching from evil Bank of America.  I shamelessly promote ING to anyone that asks where they should keep their money. You’d think ING was paying me to say all these wonderful things, they aren’t, but I wouldn’t mind it if they did (ya hear that ING…hook a ninja up!).

With ING, you can have multiple accounts, and label them different things. For example, I have an Emergency Fund, a Wedding Fund, and an “Extra Savings” fund. A lot of people think these sub-accounts are all part of their primary ING savings account. Those people are wrong. Each sub-account is actually a new account. So while some people may think they only have one account with ING, they actually have 2, 3, 4, or more.

While ING does make having multiple savings accounts easy, it also makes me want to create a bajillion more accounts. Just think I could have a “Big screen TV” fund, a “Vacation” fund. and a “Don’t tell Girl Ninja about this money” fund. With all of these new possibilties I’ve come to realize something: I think I might need to join A.A. No, not not Alcoholics Anonymous, but Accounts Anonymous. I’ll be the first to admit it…Yes, that’s right. I’m a bank account whore. It’s kind of scary when I think about it. My personal information isn’t so “personal” when I have accounts with a zillion different companies. Here’s my current account stats…

Savings Accounts: 3 accounts (all ING)

Checking Accounts: 2 accounts (ING/Chase)

Retirement Accounts: 2 accounts (Wells Fargo/Employer)

Credit Cards: 3 accounts (BoA, Chase, Employer)

To further fuel my addiction, I got an envelope from Chase today saying they will give me $100 if I open a money market savings account with them. I think I’m gonna have to open up the account. Deposit the minimum balance necessary to qualify for the promotion ($5,000). Keep money in the account for the 10 days it takes to receive the $100 bonus. After 10 days, withdraw all money from Chase . Put money back in to ING. Close my Chase money market account. Send Chase a letter saying “How ya like them apples?”

I have a total of 10 different accounts, soon to be 11. At least one person confessed to 9 different savings accounts on J’s post (I can’t imagine how many TOTAL accounts they have). How many accounts are you sleeping around with? Can anyone out there beat 20?