San Diego hates me

Okay, maybe I’m being a little dramatic. San Diego doesn’t hate me, but it definitely hates my income. And if you live in San Diego, it hates your income too.

I love playing around with Personal Finance calculators and this one does something interesting. It takes your current income in your current hometown and then tells you what a comparable salary would be in a different city of your choosing.

So here’s what I did. I took my $62K annual salary in San Diego and figured out I would only need to make $57K in Seattle to maintain my standard of living. If I lived in Houston, I could take a $21K hit and maintain my lifestyle on $41K a year.

This evokes one primary reaction. Frustration. I hate that my cost of living is twice that of most other cities. Or that we have property tax, sales tax, and income tax, when most other states just have two of those three. Or that it’s one of the worst states in the country to live for business owners.

That said, my salary is probably proportionally higher to help limit the effects of the various SD expenses, but I’d be lying if I said it didn’t bother me.

If nothing else, I guess I can be encouraged by this information as I don’t plan on living in San Diego forever, and chances are, my next hometown will have a drastically lower cost of living.

I’m beginning to think the classic phrase “Stay classy San Diego” really should have been “Stay ridiculously expensive San Diego.”

How much would your income translate to here in San Diego? Where is the cheapest place in the country to live? How ’bout the most expensive?