I was driving home last night and, out of nowhere, had an amazing idea pop in to my brain. Crazy how things like that just happen out of the blue. Anywhoozle, You know how guys grow mustaches out in November, often calling it Movember or No Shave November? Well, what if Girl Ninja and I did a No Save November?
I mean, it’s pretty common in the PF blogosphere to see a blogger do a no-spend challenge for a week or month. Personally, I think no spend challenges are dumb, but you already knew that. If you have the wherewithal to maintain a personal finance blog, I’m going to assume you probably no longer have a spending problem. In fact, it’s probably quite the opposite, you’ve likely become a frugal fruitcake.
After a few years of very intentional saving, Girl Ninja and I are fortunate to be in a position where we have some major flexibility with our cash flow. We’ve been saving around $3,000 a month for the last 2.5 years.
It’s time we did something a little unconventional. Come November, Girl Ninja and I will implement a very strict No Saving policy for 30 days. That means every dollar we make we in November, we must spend in November. How fun will that be!?
It’s a good thing we’re not rolling this program out until November, gives me some time to make a list of things we should buy.
- Twenty-six inch spinner rims
- A new blender
- A laptop
- A miniature horse named Chad
Who knows what we’ll end up with! One thing is for sure, I’m excited for November to roll around so we can be the first PF bloggers to ever have a No Save month. Who wants to join the fun and make this a thing? You have plenty of time to prepare!
p.s. As much as we’d like to just spend the money on a big trip, we think that’s the easy way out. No travel expenses allowed is our rule. And I think we will allow X-mas gifts to be permissible expenses.