Last month sucked. Well. that’s not entirely true. The month before sucked because our net worth dropped nearly $8,000 with the purchase of our new to us Honda Pilot. This month sucked because the stock market decided to take a dump all over our net worth. Awesome.
Checking Account: $3,089; (change not shown since money is constantly in and out of this account). We finally got our $2,500 reimbursement check from the dealership that they owed us after we cancelled that stupid extended warranty I got suckered in to purchasing. Wow that was a terribly long sentence. Nothing else too exciting going on in the checking account.
Savings Accounts: $67,833; +2,666. Can ya guess where that growth came from? You’re spot on if you guessed from the reimbursement check. Other than that, we didn’t make much progress since we had to pay a $9,000 credit card bill in full.
Roth IRA: $26,153; –$2,193. WTF!? Seriously stock market? Get your crap together. I started investing in 2007, right as the markets turned. I would like just a little taste of what a “normal” investing year is like. Stay the course Ninja, stay the course. One day this will all pay off….right? (don’t answer that StackingCash :))
TSP (401K): $31,703; -$1,810. This loss hurts more than my Roth. Why? Because I still managed to lose $1,800, even after adding $700 to my 401k last month. That hurts bad. REAL BAD. How do you homeowners do it every month? Put money in something that is tanking in value?
Liability <—– love that it’s singular :
Credit Card: $1,828 (change not reflected since balance is paid off each month). It feels awesome having this thing down to a much more manageable level. Like I mentioned earlier we had to make a $9,000 credit card payment a few weeks ago to pay off the $7,500+ I was able to charge to our card when we bought the car. I never thought I’d say this, but I’m actually PUMPED to have an $1,800 bill.
So the markets decided to have explosive diarrhea, but we were able to keep our expenses relatively low and stockpile some cash. What does all this mean for our net worth? A quick check shows that we are sitting at $127,819, which means we squeaked out a $231 gain over the previous month. Nothing to write home about, but at least it was in the right direction.
p.s. You can see all of my net worth updates here.