I know, I’m a slacker. This net worth update is long overdue, but I’m finally getting around to running some numbers. The last 30 days haven’t been as monumental as other months, but we still moved up a notch, and any gain is a good gain. It will be interesting to see what happens to our NW over the next few months as Girl Ninja is enjoying a few months of unemployment before she goes back to teaching in the fall. Check it…
Checking Account: $2,394; (change not shown since money is constantly in and out of this account). My checking account balance is actually about $3,400 larger than the value shown, but I wrote a check for that amount and it should be cashed any day. Girl Ninja and I had to cut a check for first, last, and the security deposit on our new place. Sucks giving away so much cash in one shot, but at least I don’t half to pay rent until September 1st.
Savings Accounts: $50,040; +$3,299. I’m pretty excited we made it to the $50K mark, ’cause that puts us at the half way point in our epic goal to save $100,000. Something tells me we likely wont actually realize that goal, as we might end up buying a house in the next year. Unfortunately, we can’t bank another $50,000 in the next 12 months.
Roth IRA: $26,133; +$25. Ha. Even though a $25 dollar gain might not be much, it’s still like getting a free chicken burger and a bottle of wine. And ya know what. I’ll take a free chicken burger any day of the week (Girl Ninja would drink the wine before I ever had a chance to get to it).
TSP (401K): $25,946; +$851. Still just the same old 5% of my gross pay invested and the 5% employer match. It might not be exciting, but it sure is wonderful. Automatic payroll deductions, that directly benefit me, are pretty sweet.
Student Loan: $0. Sallie who?
Credit Card: $716 (change not reflected since card gets paid off). I swear every time I get our credit card balance to a low amount, we end up putting a bunch of big charges on it. This month it was tickets to San Diego in August for a wedding, and tickets to Palm Springs for Thanksgiving. It’s a darn good thing we pay this sucker off each month.
So even though our increase wasn’t crazy epic, we still moved forward another $3,382, leaving us with an overall net worth of $103,973. Living below our means and not taking on debt are definitely the most important contributing factors to our net worth improvements. It doesn’t necessarily matter how much we gain each month, just that our priorities are right and our goals clearly defined.
p.s. you can see all of my net worth updates here.
p.p.s. Girl Ninja’s blog post will be going up at 10am PST so check back then.