I have some tragic, tragic news to share with you today. Girl Ninja is cheating on me. With two guys AND two girls! I would be wallowing in self pity if it weren’t for one minor detail….I condoned this infidelity. Does this make me some kind of pimp?
For the last nine months of our marriage Girl Ninja has been on a Verizon cell phone plan with her family, while I’ve been on an AT&T iPhone plan with my family. If you didn’t already know, family plans are limited to a maximum of five lines. Since Girl Ninja’s family rolls six deep and there are five in the ninja clan, we couldn’t simply hop on to one another’s plan.
Looking back to our 2011 Ninja Budget, you will see I made the assumption Girl Ninja and I would spend $180 per month on our cell phone bill, knowing that ultimately Girl Ninja’s circa 1982 Motorola brick phone would eventually crap out and be replaced with something more expensive.
Sure, $180/month doesn’t sound too bad, but when you run the numbers out over the typical two year contract requirement, we are looking at a $4,320 commitment. Do you know how many California Burritos I could buy with that money?!
Two of my close friends work for Wells Fargo. This qualifies them for some pretty decent discounts on Verizon cell phone plans. Last week, they pulled the trigger and started an iPhone family plan together (with their wives too) which left them with one open slot. They asked if Girl Ninja or I would be interested in joining their foursome.
At first the thought of mixing three families on one cell phone plan seemed like a big headache, but after many conversations decided their 26% monthly discount was too darn good to pass up (I could have only gotten us a 15% discount) so Girl Ninja joined their plan. All in, we’ll be paying $60/month for her line. My parents said I could stay on their plan as long as I pay $50/month.
Needless to say, our cell phone situation is complicated. We are not only on different cell phone plans, but on completely different carriers. I’m still mooching off my parents. And we now have to remember to write two checks each month instead of one. Complicated? Yes. But well worth a $70 monthly (or $1,680 total) savings. Girl Ninja gets an iPhone and I get to save money. Win, win? I think so!
Do any of you have any funky cell phone situations going on? Are Girl Ninja and I the only married people lame enough to not be on a plan together? What are some crazy things you’ve done just to save a buck?