Reviews & FAQs on Harrison Funding

Harrison Funding can help you get free from debt

Did the pandemic cause you to accumulate more debt than you ever imagined possible? Perhaps you experienced a pay cut, lost your job, or suddenly found yourself the breadwinner. Unprepared for an emergency of this magnitude, you turned to credit cards and conserved resources by neglecting critical financial obligations. Now, months later, you’re in desperate need of a debt reduction strategy to get you back on track. 

Look to Harrison Funding for Debt Consolidation

Your credit cards are all but maxed out. When you can afford to pay the minimum, it does nothing to reduce your debt. Your credit history is ruined, and creditors are on a rampage trying to get your accounts paid in full. You realize that if you do nothing, your financial problem will only get worse. You start looking into debt consolidation practices and stumble across Harrison Funding. 

What Exactly Is Harrison Funding? 

Harrison Funding is a debt consolidation company that assists customers in restructuring their debts. Financial experts work with clients to find a feasible solution to reducing credit card debt. If approved, the agency provides loan options that lump qualified credit card accounts into one. Consumers get the advantage of making one monthly payment and having a loan with lower interest rates, which allows them to pay down their debts faster. 

Debt Consolidation

To further answer the question of, “What is Harrison Funding?” you must have an accurate understanding of debt consolidation. In a nutshell, it’s the process of combining multiple high-interest credit cards or unsecured debts into one. The goal is to save money on interest rates and restructure payments to be more affordable and easier to manage. Companies like Harrison Funding debt consolidation essentially cover your outstanding debts allowing you to repay them at a more conducive rate to your current budget. 

Debt Consolidation & Its Importance

Why should you consider debt consolidation? If you still have to make payments, how does this help your financial situation? Believe it or not, there are many advantages to considering this debt reduction strategy. Let’s say you decide to continue ignoring your credit card debt. You continue using the cards to pay for things you can’t afford. Eventually, you’re going to max out. Interest, late fees, and penalties start to accrue. Creditors begin aggressively trying to collect the debt by selling your account to collection agencies or filing lawsuits. 

As this isn’t something you want to deal with in the middle of a pandemic, working with Harrison Funding seems like the best way to consolidate debt. Lumping your credit card accounts into one payment makes it easier to manage. You have the opportunity to lower your interest rates, which will save you money. More importantly, you avoid adverse collection practices like lawsuits and wage garnishments. Though you still have a monthly payment, it’s less than you were used to paying. The additional funds can essentially be used to cover the cost of expenses during the pandemic. 

Harrison Funding helps you consolidate debt

How to Consolidate Debt

Debt consolidation doesn’t eliminate your financial obligations, but it does make them easier to manage. There are several debt reduction strategies you can use to get back on track. One option would be to earn more money. If you can find another income source, you can use the additional funds to cover your debts. While the unemployment rates continue to fluctuate, there are opportunities to start a side gig to bring in extra cash. 

Another debt reduction practice is taking out a loan. You can apply for a personal loan, borrow funds from your retirement account, or consider a home equity loan or line of credit. These options would give you a lump sum of cash, which you could use to pay your credit cards in full. However, if you have poor credit, this method may not be an option for you. 

How to Consolidate Debt With Bad Credit

If your credit sucks, using a loan, credit card, or line of credit to pay down your debts is nearly impossible. Fortunately, there are other options available. You can work harder to earn more money, contact creditors, and try to negotiate a repayment plan or find ways to cut back on spending to free up cash to make timely payments. 

If you read Harrison Funding reviews, you’ll see that one consumer had poor credit and could still receive assistance. Most debt consolidation companies are aware that applicants don’t have the best credit rating. As such, their eligibility requirements are often more flexible than traditional banks and lenders. 

Can Harrison Funding Help Me Out? 

Wondering if the best debt consolidation company can help you out of your financial situation? If you have a fair credit rating, a stable income source, and the willingness to become financially responsible, Harrison Funding can help. All it takes is a few minutes to apply for Harrison Funding to get the process started. 

Apply With Harrison Funding

If you’re interested in how to apply for Harrison Funding today, it’s simple. Start by reviewing its website to see what they have to offer. Read the reviews for Harrison Funding, the about section, and frequently asked questions to gain better insight into the agency and its services. Then, complete the online application answering basic questions like your name, address, credit card balances, monthly payments, and monthly income. From there, your information is provided to an agent that will contact you to learn more and list your options for debt consolidation. 

Though the nation has started distributing vaccines, the pandemic is far from over. Even after things are considered safe, it could take years for the economy to bounce back from all that has taken place. As such, you want to be financially prepared to handle what comes next. If your credit card debts have accumulated over the past year, now is the time to regain control of your finances. By reducing or eliminating your outstanding obligations, you can use the money to cover the cost of things you and your family need the most. Agencies like Harrison Funding understand your concerns and are available to help you find peace of mind for the new year and beyond. 

Avoid These Costly Mistakes When Borrowing Money

When you have dreams of paying down debt, borrowing money isn’t ideal, but sometimes, it’s a necessary step in taking control of your finances. Taking out a loan can help you tackle an unexpected emergency expense like a boss, even if you don’t have the cash on hand to pay for it on your own.

Borrowing money may be a fitting solution to your financial problem, but only if you avoid these mistakes. Make sure you aren’t committing these heinous financial faux-pas before, during, or after taking out a loan.

Mistake #1: Searching without Knowing Your Credit Score

When was the last time you checked this score? If you can’t remember, it’s time for a refresh. Use one of your three annual credit checks available for free here.

Knowing this three-digit number gives you a better understanding of the kinds of lenders, rates, and terms you can qualify for, so you can avoid those that you won’t be able to get.

Mistake #2: Applying for the First Loan Your Find

If your credit check shows you have a low score, it can play tricks with your head. It’s easy to think that you can’t or won’t get approved for a loan, so you might jump on the first payday lender willing to give you the time of day.

As you can see from this helpful resource page, payday lenders make it easy to borrow money online, but they come with quick repayment terms and high rates.

Just like their name suggests, you have to pay back every penny by your payday. This commitment may be challenging if you have other bills to pay in the same time period, so you should only ever use this option when you’re certain you can afford it.

Taking the time to shop around for other options helps you avoid locking into a payday loan you can’t afford. If your credit isn’t perfect, direct lender installment loans for bad credit may be a more manageable alternative, as you’ll have several weeks or months to repay what you owe.

Mistake #3: Borrowing without a Budget

A new study shows 80% of the country uses a household budget, so there’s no excuse for this next mistake. If you have a budget, see how your repayment bills fit into this spending plan.

And if you’re one of the 20% who doesn’t have a budget, no judgements here, but this is a sign you should make one. When you do, you’re looking to see that you can make your repayments on top of your usual bills.

You might have to slash some unnecessary spending during the terms of your installment loan. That’s fine — you can safely chop away to your heart’s content as long as you stick to discretionary spending.

However, if you need to put off essential purchases to afford your repayments, it’s time to go back to the drawing board. If you can’t make a payment without paying another bill late, the installment loan in question isn’t an affordable option.

Bottom Line

Every mistake has a lesson. But when it comes to money, it’s best if you don’t learn them from first-hand experience. Making these financial faux-pas may come with a steep price tag, so avoiding them before you make them could save you some cash.

Keep this in mind the next time an emergency makes it necessary to take out a loan. It could help you borrow better.

Top 3 Auto Loans for Bad Credit

For many of us, cars are something we take for granted. Without cars, our journeys would be so much longer. We’re so used to being able to drive around that without a car, we’d be left clueless.

Especially in rural areas, cars are a necessity. Public transport isn’t efficient everywhere, so many of us need cars to get around. However, cars can certainly burn a hole in your wallet.

Even a budget-friendly car can require an auto loan – it’s one of the more expensive things you buy in life, so it’s important to find the perfect car with the perfect auto loan.

Thankfully, there are many suitable car loans out there, even if you have a less-than-perfect credit score. Keep reading to find out more about the best car loans for bad credit.

Auto Credit Express


  • Even applicants with bankruptcy on their record stand a chance of being accepted
  • Can get approved with a 0 down payment
  • Even cars with a high-mileage can get accepted
  • Application only takes three minutes to complete


  • You need a steady income of at least $1,500 PCM to be considered

If you’ve got bad credit, it’s not the end of the world. Auto Credit Express specialises in auto-loans for borrowers with a poor credit score – and even people who have bankruptcy on their record, which is something that many other auto loan companies would avoid.

Even if you have no credit history, you could still successfully get an auto loan with Auto Credit Express. Whether you’ve had no direct debits or are a young adult wanting to commit to a car, you won’t be excluded by Auto Credit Express.

Some auto loan companies have a huge down payment, but thankfully, your loan can get approved with a zero down payment! This is perfect if you’re on a budget or you don’t have a huge pile of money to get started with.

You do, however, need to prove that your income is at least $1,500 per calendar month (pre tax). This is understandable as they do need some kind of assurance – especially if they accept customers with a poor credit history.

Blue Sky Auto Finance


  • Can borrow up to $30,000
  • May still get accepted if you have no credit history or if you have bankruptcy in your past
  • Some deals have a zero down payment
  • Quick and easy process


  • If credit score is below 652 you need to earn at least £1800 PCM

Blue Sky Auto Finance is a quick and easy way to find the perfect auto loan for you. To get started, you simply fill out a single application form and it gets sent off to a list of potential lenders.

In order to get accepted for most of the lender options, you’ll need a minimum credit score of 550. If you have a score below this, don’t be disheartened – there’s still a small chance you’ll find a loan suitable for you. You also stand a chance of finding a loan if you have no credit history – and even if you have bankruptcy in your past!

You can get up to $30,000 with a Blue Sky lender, which is enough for even luxurious cars. As they offer such a large amount, you will need to provide proof of income. If you earn less than $1,800 per calendar month, then unfortunately you’ll need a credit score of 652 or more in order to be accepted.

Cars Direct


  • Can get connected to lenders within 24 hours
  • Work with borrowers with recent bankruptcies in their history
  • Competitive interest rates
  • Simple and speedy application process


With Cars Direct, you not only get loans, but you can also shop for new and used cars. First, you just need to fill out a brief application form. It will take a couple of minutes to complete, and upon completion, you’ll receive offers from dealers within 24 hours.

Once you’re connected with a lender, you can shop for old, new, and used cars through the dealer – and the customized financing plan will already be in place, which is sure to save time and energy.

If you have a recent bankruptcy, then don’t worry – Cars direct work with borrowers with a poor credit history, as well as no credit history. Some lenders offer a plan in which a co-signer helps you get your auto loan. This will ensure better interest rates and more appealing terms.

Should I get a lawsuit loan?

No one wants to become involved in a lawsuit. They can be stressful and time
consuming. You might worry about the impact on your mental health, finances, or the
needs of your family.

However, sometimes lawsuits aren’t avoidable. In fact, there are times when you will
need to be involved in a lawsuit to get the justice you deserve. The justice system
exists to make sure that the world is a fairer place. So, if you’ve been injured and it
wasn’t your fault, for example, you shouldn’t then find yourself out of pocket.
While some people can afford to pay for legal procedures, others will struggle to find
the finances. This is why you can now get PI lawsuit loans, which can be offered
before your lawsuit or case actually settles. Here’s a breakdown of lawsuit loans.

What it covers

If you’ve been in an accident and it wasn’t your fault, you might find yourself out of
work and struggling to make ends meet. You might be worrying about rent or
mortgage payments without an income. Life can be expensive, especially when you
have a family to feed. Lawsuit loans can help with this. If you’re going through a
lawsuit to try and get compensation, you might not receive this money for a long
time. Lawsuits can take years to settle in some cases. That’s no good, because you
need the money now. Lawsuit loans work well in this instance, as they can cover
these expenses during your lawsuit.

Time period

So, how quickly can you get the money? It varies on a case-by-case basis, but it can
be a swift process. Once you’ve filed your lawsuit and are represented by an
attorney, you can send your case to be reviewed by a legal funding underwriter. You
could then be offered a portion of your settlement as soon as 24 hours later. Of
course, this all varies depending on which lawsuit loan company you use and what
their policies are. The amount you will receive will also be directly related to the
injury you have had. The more serious or damaging the injury, the more money you
will receive.

Paying back

Loans can be worrying because of paying them back. Money isn’t often dropped into
our bank accounts without any repercussions. However, some lawsuit loan
companies only expect to be paid back if you have won your case. Often, the
company will receive direct repayment from the settlement once the case has
finalized. So, if your case fails and you don’t get any reward, you won’t have to pay
back the loan. The company will assume all risk. However, companies vary so make
sure you read the small print and talk through any concerns with your attorney.

How To Shop for an Online Title Loan Lender

During these hard times, it’s been a necessity to save enough money to support our daily needs. Unfortunately, most of us just don’t have enough saved up to help us through tough times. If you lost your job, need medical assistance, or there’s emergency travel — expected, or unexpected — there are a variety of reasons you might be short on cash. That’s when a loan becomes an attractive option.

One of the fastest types of loan services is title loans. A title loan is a type of secured loan which allows you to borrow money in exchange for your car title as collateral. This is one of the many loan options you could apply for to support emergency needs or to fund your short-term expenses.

Now, it doesn’t sound too attractive, right? Of course, it’s your car we’re talking about here. If you’d be responsible for the loan agreement, then there won’t be a problem. You’ll keep your car and get the financial help you needed.

According to The Pew Charitable Trusts, the average title loan you could get starts at $1,000. However, like most of the loans out there, it depends on what your collateral’s worth (which, in this case, would be your car), your ability to pay, and some underlying factors on the loan contract. Title loans are available even if you have a spotty credit history, but the interest rates are going to be higher with a lower credit score.

So, how easy it is to apply for an online title loan? Well, it’s pretty simple actually. Search for a title loan provider in your locality and in most cases you’ll be able to do the submission fully online.

Below Is an Outline of the Online Title Loan Process:

  • Search for your car title: this is where the lender will evaluate your car’s value. The loan amount depends on your car’s worth. That’s why title loans do not reject your loan request even if you have a low credit score in the past. If your car’s value is more than the loan you’re looking to receive, you’re probably going to get the loan
  • Submitting necessary documents: car title loans are generally easy to apply for. You just have to present the required documents such as your car title, your driver’s license, or any IDs they will allow, proof of residence, proof of income, documents supporting that your car is officially under your name, etc. These requirements may vary from one lender to another, but at least some combination of them will be necessary for approval at any lender
  • Let the lender review your application: usually, an application for title loans is quick. The lender will go through your documents and reach out to you if there are any concerns
  • Acknowledge the contract: the contract contains the loan agreement and other important information for you to acknowledge. This agreement is very important since everything about your loan is explained in detail
  • And then your money hits!

Quite simple, right? However, you shouldn’t just sign up anywhere without considering some guidelines on which lender would be suitable for you.

Choosing a title loan requires you to be cautious because there are some less than above-board providers out there.

Consider These Factors Very Carefully When Picking an Online Title Loan Provider:

Reputation and credibility

Only take out a loan with an established company that has been in the business for some years now. You might get marginally better rates with some of the up-stars, but there’s also more risk in getting scammed by doing so.

Take your time and research the providers you’re interested in. Read testimonials and make sure that the services they offer are in-line with the regulatory policies of your area.

Check the fees and other possible charges

Well, hidden fees should already raise a red flag. You should consider if the lender’s agreement is reasonable and upfront. When you apply, you should feel like you have a very good grasp of the costs, risks, and what you’re getting. Do not apply until you feel confident in knowing what you’re getting into.

Consider your eligibility

Not all title loan services are going to be the right fit for you. Sometimes, your documents aren’t quite enough or the standards for approval are too high. Keep in mind to sign-up only for loans and services you know you’re eligible for.

This isn’t only about how good you are in terms of paying, but your trustworthiness on following the contract timeline and your ability to provide the necessary documentation. 

Interest Rates

Like you would usually do when window shopping, take time when comparing the interest rates from different lenders and choose the deal that best matches your ability to pay.

A majority of title loans are to be paid within a month (these are short term loans), but some lenders provide an extension for renewal.

Usually, the penalty for this would result in a higher interest rate moving forward. That’s why it’s very crucial to learn about the interest rates to avoid future debt. 

Though, don’t count on being given an extension because there’s no hard and fast rule that they have to give you the one — they could simply repossess your car if you’re late.

If have bad credit and you’re looking for a loan that is not short-term, an installment loan may be a better alternative to a title loan. You can learn more about installment loans by reading this lender’s FAQs.

Read the terms and disclosures in detail

You still need to stay vigilant once you’ve narrowed down your list of loan providers to the best 2 or 3 options. You must read through the agreement and make sure that you fully understand the terms.

Ask for assistance if you have any concerns and do not ever sign a contract if something isn’t clear. It is very important to evaluate your lender’s credibility as much as they evaluate yours. 

Making payments

Of course, the payment process must be convenient for you. The payment instructions are usually stated on the agreement but in some cases, you could also try to negotiate alternative payment options if their current ones don’t work for you.

They might not be able to offer you an alternative, but you can at least ask. Just make sure that you do so before signing the contract.

Online title loans might be an easy source of money but it does come with a risk if you’re not able to abide by the payment terms. You must be well-informed on what you are signing to avoid any further complications such as the lender repossessing your car if you failed to meet the agreement. In any kind of loan, you must carefully balance its benefits and risks, making sure that the pros will outweigh the cons.

In that way, you would also know how much risk you are willing to take in exchange for its services. Only take a title loan (or other secured loans) if you’re confident you will have the means to pay it back within 30-45 days. Otherwise, you could in yourself further in debt due to interest payments and lose possession of your car.

Final Thoughts

Online title loans are convenient during emergencies, especially if you are eligible and capable of paying it back. It’s very easy, and more accessible than other types of loans, so long as you have a car as collateral. But always keep in mind that applying for a loan requires you to make wise decisions about how it might affect you in the long run. If you feel that an online vehicle title loan doesn’t sit well with you, look for alternatives — only commit your name on the dotted line once you’re fully satisfied with the terms of the agreement.

Don’t Bite Off More Than You Can Chew | How to Manage Debt Responsibly

Contrary to popular belief, there isn’t anything wrong with borrowing money. In fact, sometimes you have little choice but to borrow money to meet a need. Having a little bit of debt to your name may even help you out when you want to purchase a house, or perhaps wish to borrow cash for a genuine reason.

The issue isn’t so much with borrowing money, it is biting off a little bit more than you can chew when you do borrow it. We want to help you out and make sure you don’t dig a financial pit.

Borrow from Licensed Lenders

You think this would go without saying, but you will be surprised at just how many people will borrow from less-than-reputable companies. If you do this, then you are borrowing irresponsibly. You will have high interest rates, and there will be nobody that “has your back” should things go wrong. Unlicensed companies are operating outside of the law. Avoid them and avoid inescapable debt.

Only Borrow as a Last Resort

You should never be borrowing money for the sake of borrowing money. Before you apply for a loan, you need to think long and hard about whether you genuinely need the cash or if you can sort something else out.

If you have no other choice but to borrow money then make sure that you only borrow exactly what you need. Nothing more. The more money you borrow, the more you will need to pay back.

Can You Afford to Pay Back the Loan?

When you are borrowing, make sure that you understand the repayments amount.

Before you agree to sign up for a loan, we suggest that you make a budget. You need to know exactly what you have coming into your bank account, and exactly what is leaving your bank account, every month.

You need to make sure that you have enough free cash to be able to afford the repayments on your loan ( If you do not have any money to spare, then do not accept the loan agreement. It doesn’t matter how much you need the cash, this is just irresponsible borrowing.

Don’t Take on Too Much Debt

We have seen it time and time again. People see that they have a good credit score, and they apply for loans and credit cards galore. Don’t do this.

As we said before, make sure that you only borrow money when you have no other choice. We know it can be tempting to have all these lines of credit available to you, but you would just be biting off more than you can chew. You will have to pay them all back, after all. Could you cope with masses of debt if you lost your job? Probably not.

Avoid High Interest Loans

Want to know one of the best ways to kiss goodbye to proper debt management? Opting for high interest loans such as payday loans. While they will accept just about everybody with a job, the interest rates are so high that you really have little chance of being able to afford the repayments, and this will cause the debt to roll over to the next month. This makes it even more unaffordable.

If you want to avoid biting off more than you can chew, then you must shop around to find the best loan for your situation.

The Consequences of Mismanaging Your Loans

If you fail to do apply a debt strategy and do end up biting off more than you can chew, then you are going to be in a whole heap of trouble.

While you may not think a single missed payment is a bad thing, it is. Lenders will charge fees for missed payments. These fees can start to add up pretty quickly, particularly if you miss multiple bill payments. A couple of months of missed payments and your debt can very quickly spin out of control, and it can be pretty difficult to recover from something like that.

A single missed payment will also have an impact on your credit score. This can make it difficult to borrow money in the future. So, one missed payment is not going to impact your credit score all that much, but multiple ones will lower your credit score. You can destroy your credit score from just a couple of months of missed payments, and it can be exceedingly difficult to bring everything back up to scratch again.

When you find it difficult to borrow in the future, you may not be able to apply for a mortgage. You may not be able to rent a place. You may not be able to get the internet or cable TV subscription. You will simply struggle with anything that involves money with other companies. This is something that may impact you for years to come if your debt mismanagement is bad enough.

Finally, you may find that some jobs require you to have a decent credit score. These will be mostly those related to the financial industry. While this is not something that will impact most people, we do want to point out the fact that you will be limiting your job options a little bit by mismanaging your debt.

In the End…

If you already feel as if you have bitten off more than you can chew when it comes to debt, all you can do is work as hard as you can to bring up everything up to date. It may take you years to recover.

If you have yet to borrow, then follow our suggestions at the start of this page. This will ensure that you run the smallest risk of dealing with debt issues.

How to Get Out of Debt Faster

If you’re in debt, the reality of owing that much money might feel like too much to face. But when disaster strikes, you’ll have to face the situation. Unfortunate events might happen in rapid succession, like a job loss, home repair, or a sudden illness. That can knock an already fragile financial situation off track and make you feel like you can’t keep up with your payments anymore. Paying off debt is one of the hardest ways of taking control of your life, but with enough work, you can do it. Maybe you are already being contacted by the Rossendales? Don’t know who they are? Find out who are rossendales.

Get a Better-Paying Job

You can save money to help you get out of debt sooner, but there’s only a certain amount to go around, so getting a job that pays better might be a better option. Consider your interests and think about something that has a better salary. Careers in science, technology, engineering, and mathematics (STEM) often come with better salaries. These jobs often require a college degree, so if you want to stay out of debt, you may want to consider going back to school. Don’t be afraid to take out private student loans since you might be able to get a discount on the interest rates. The interest is often tax-deductible as well.

You might also get a second job, which will help you further amplify your efforts to live a debt-free life. Even if you don’t realize it, you probably have a skill or talent you can monetize. Consider becoming a virtual assistant, mowing yards, doing freelance writing, or babysitting. There are websites where you can find ways to earn extra cash. Just make sure that whatever you earn goes toward paying off your loans instead of unnecessary expenses.

Pay More Than the Minimum

Just because you have to pay a certain amount each month doesn’t mean you should stop there. Say you owe around $15,000 in credit card debt and only pay the minimum of a few hundred dollars each month. With an interest rate of around 15 percent, you’ll be chipping away at it for over a dozen years. Of course, that’s assuming that you won’t rack up the balance even more. Whether you have personal loans, credit card debt, or car loans, you can pay it off sooner if you do more than the monthly minimum. That will help you save on interest while allowing you to pay off the balance sooner. Just make sure the terms of your loan don’t outline any penalties for doing this. If you need some help, there are many free online tools to help you track your progress.

Make and Stick to a Minimalistic Budget

You’ll need to cut your expenses as much as possible and live on the minimum. Make a budget that only allows for the necessities, like rent and simple food, so the rest can go toward your debt. While this budget will look different for everyone, it shouldn’t have extras, like subscriptions or going out to eat. Remembering that it’s only temporary may give you the motivation to stick to it.