As much as I’d like to think only good things about customers of Bank of America (since some of you may fall in to that category), I’m seriously beginning to doubt their intelligence. I’m sure you’ve already heard the latest on why Bank of America sucks, but I couldn’t help but share my two cents on the matter with you all today. If you aren’t familiar with what I’m talking about, let me enlighten you…
Starting in early 2012, Bank of America will begin charging some of their customers $5/month for all non-atm debit card usage. You either have to go to an ATM and get cash for all your purchases, or succumb to the $5/monthly fee for using your debit card. Let’s be honest here, BoA knows that you will likely find yourself in a situation where you need to use your debit card at least once each month. Swipe it once, BAM, you just became five dollars poorer. Say it with me ya’ll:
BANK OF AMERICA SUCKS!!!!!
If you are a BoA customer this is the perfect excuse to leave that pitiful hell hole! Get out before they start to nickel and dime you to death.
Deductive reasoning forces me to assume that any/all Bank of America customers must either be stupid or lazy. What other possible explanation could be offered? I know there are ways around the fees, and that you personally may not have to deal with these new policies, but that doesn’t make BoA’s business model any less sketchy. Think about it like this:
You like Jack in the Box. You especially love their two tacos for $0.99 deal. You eat Jack in the Box once a week. One day you are watching the news and catch a report that there is an E. coli outbreak amongst Jack in the Crack products. In fact, four people have died from the E. coli poisoning and hundreds of people are hospitalized. How do you react? You don’t just say to yourself, “Well even though everyone else is getting E.Coli, I haven’t, so I I’m gonna keep eating Jack in the Box.” Instead, not only do you stop eating J in the B, but you tell all your friends and family to avoid the restaurant as well. If you continue to eat Jack in the Box tacos, even when their tacos are literally killing customers, you MUST be either dumb or lazy. (in case you weren’t aware there really was a Jack in the Box E. coli issue, this crap really happened!)
Just like you don’t have to get E. Coli to realize you should stop eating Jack in the Box, you shouldn’t have to be fee’d to death before realizing Bank of America sucks. Contrary to popular belief, Free checking and free savings accounts do still exist. And not only that, but they exist with banks and credit unions that actually put their customers first! Vote with your dollar people and stay the heck away from BoA.
Who do you bank with? How do you feel about them? If you say anything but “They freakin’ rock my face off” you need to start shopping for a new bank (ING, Ally, USAA are all awesome). Do you think Bank of America sucks as much as I do? Anyone brave enough to defend BoA?
p.s. If you hate your bank and want to switch, but don’t know how or who to go with, you can always email me and I’ll throw out a few recommendations.
p.p.s. If you are reading this via email or a feed reader and don’t see my stick figure drawing, you have to click over to my website to see it. I accidentally hit publish before I uploaded the image which means it might not be showing up in your feed.