Being a Teacher Won’t Make You Rich. Here’s Why You Should Still Think About It

Teacher in a classroom

There are few professions as rewarding as that of a teacher. With a career in education, you’ll be able to rest assured that you’ve had a major impact on the lives of countless individuals. Even though a career as an educator may mean that you’re always on a budget, here are the reasons we still think it’s worthwhile to get your online teaching credentials and become a teacher.

Every Day Is Different

One of the biggest problems with most jobs is the drudgery of doing the same thing every day. When you’re a teacher, every day is different. Kids are anything but predictable, and their energy and ingenuity will make every class feel fresh. No matter how consistent your materials are, the students will never cease to surprise you with their imaginations.

You’ll Never Stop Learning

Teaching is a great career for lifelong learners. There are always new strategies to tackle, and professional development is a major part of the job. There’s no such thing as a perfect teacher, so you’ll have the pleasure of constantly perfecting your craft.

The Effects Of Your Work Are Obvious

While all jobs contribute to society in one way or another, the effects of the contributions are not always plainly evident. With teaching, the fruits of your labor are right there in the classroom, smiling up at you with inquisitive eyes. You’ll see first hand how your methods have helped your students grow.

You Earn Trust And Respect

Everybody likes to feel appreciated. As a teacher, you’ll enjoy the esteem of your pupils and colleagues. By being patient and always caring about the kids, you’ll earn their respect and admiration. This, in turn, will make you feel better about yourself and the world you’re living in.

You Can Be Creative

When you’re a teacher, it’s on you to devise fun, workable lesson plans. This gives you ample opportunity to flex your creative muscles. From designing activities to inventing games, good teachers use their imaginations to bring flair into the classroom.

You Can Work Anywhere In The World

Teachers are needed all around the world, giving you an immense amount of flexibility. Want to live in your hometown? You can probably find a job with your former school. Hoping to travel the world? Become a teacher of English as a second language and make your globetrotting dream a reality.

You’ll Get Job Security

Once they’ve got tenure, teachers are afforded a remarkable amount of job security. This allows them to breathe easy, certain in the knowledge they’ll be able to support themselves and their families. With such a secure job, economic downturns and unforeseen disasters become much less scary.

You’ll Become Part Of Your Community

When working from home or commuting to a distant office, it’s easy to feel isolated from your community. When you work in the school, you’re a trusted and key component of the community’s pulse. You won’t go to the grocery store without seeing parents and students, and, as the years go by, you’ll even see former students carrying children of their own. 

You’re Granted A Certain Degree of Autonomy

Nobody likes working with an overzealous boss breathing down their neck. While teachers have to adhere to a curriculum and are subordinate to administrators, they’re still afforded a decent amount of autonomy to conduct their classes as they see fit. This allows them to break free of convention and do things their own way.

Summers Off!

While there are plenty of more noble, selfless reasons to celebrate a teaching career, there’s no sense in denying the obvious: Having summers off is a pretty awesome perk. Whether you use those free months to work a second job, travel the world, or lounge around at home, there’s nothing not to like about so much free time. 

There’s hardly anyone out there who can’t point to a handful of teachers who had a significant impact on their life. Much more than mere educators, teachers are role models, community leaders, and central figures in the lives of their students. Above, we’ve listed ten of the main reasons to consider a career in education. If you ask any teacher, they’d surely be happy to give you dozens more. 

5 Ways to Save Money on Home Repairs

Doing home repairs

Believe it or not, home repairs don’t have to be incredibly expensive. There are plenty of ways that you can save money on essential fixes.

1. Set a Budget and Keep to It

First, set up a dollar amount that you’re comfortable with spending. Next, contact your contractor and see how much a repair will take. If it ends up going over your budget, see if the repair can be done with cheaper materials while ensuring that more affordable doesn’t mean shoddier. If it’s an essential repair that you can’t live without, like a burst pipe or broken furnace, then see if your contractor will set up a payment plan that fits your needs and wallet.

2. Have Repairs Done During the Offseason

Demand for certain home improvement services goes up and down throughout the year. Because of this, homeowners can save money by opting for services in the offseason. Take repair services for heating and cooling in Santa Rosa, for example. If you need AC repairs, try having them done when temperatures are cooler. If you need furnace repairs, late spring or summer is a good time for them. Insulating your plumbing can be done in the summer before frozen pipes become an issue. This way, you’re more likely to get a good deal for the job since these are in lower demand.

3. Perform DIY Repairs Whenever Possible

Simple fixes, like snaking your drain or repainting peeled paint, can be done without the need of an expensive professional. Even replacing window panes can be done by yourself with little difficulty. All you need to do is keep your skills and limits in mind. If you don’t know how to do something safely or can’t learn too easily, then a professional may be a better option. If you can learn quickly, however, you can look up simple fixes on YouTube videos or a whole host of websites.

4. Keep Preventative Maintenance a Priority

DIY preventative maintenance can cost money, but it costs a lot less than a massive repair job down the line. Cleaning gutters and sealing cracks can prevent roof leaks and basement flooding. Taking care of pests can keep you from repairing structural damage caused by termites or carpenter ants. Fixing pipe leaks can keep you from having to undertake expensive plumbing replacements. Changing an AC filter every month can also keep unnecessary repairs away while cutting down energy costs.

5. Prioritize Your Repair Needs

Not all repairs have to be done right away. Before you contact a professional, think about whether or not the issue at hand will lead to more significant problems down the road or if it’s just an inconvenience that you can live with. Is the issue an immediate safety hazard? Can it cause bigger issues if left unaddressed? If any of these can happen, then contact a professional right away. If not, leave it until you can save enough money to have it done without breaking your bank.

If you follow these guidelines, you’ll not only save a lot of money on repairs, but you’ll prevent a lot of repairs from happening in the first place. You’ll also gain the skills necessary to undertake simple repairs yourself and save hundreds of dollars by not calling a professional contractor.

Save Money with These 10 Subscription Services

A collection of makeup brushes and powders.
Save money on makeup with a subscription like Ipsy.

Subscription boxes are popular today, and it is easy to see why. Everyone loves getting mail, especially packages. Like Julie Andrews sang, “Brown paper packages tied up with string,” have sweet suspense, like a gift on Christmas morning, and they are one of our favorite things.

Subscriptions are great for several reasons. First, they can actually save you money. By paying a flat rate each month, you can save money on products you already buy or would like to try. Secondly, they are like giving yourself a treat. Thirdly, they are a delightful gift idea, and truly a gift that keeps on giving. 

Here are ten fun AND useful subscription ideas you might not have known about:

#1 Clothing

The options here are endless. There are boxes for men, women, children, and babies. Is it more T-shirts you need? Socks you are always losing? Maybe a fresh monthly pair of undies, or some new activewear? How about some trendy pajamas? There is a subscription box for you! There are also companies that send you complete outfits based on your style choices. 

#2: Produce and meat

Do you want to eat healthier, but find it expensive? A subscription to Imperfect Produce or Misfits Market could be the key. They will send you a package of fresh fruit and veggies that are discounted because they could not be accepted by a grocery store because of a misshape. This not only saves you money, but it also causes less food waste. 

Carnivore Club and ButcherBox are two meat boxes you can subscribe to that send you specialty cuts of the meats of your choice. 

#3: Coffee and tea 

With a good coffee subscription, you can get your morning started right. Some companies offer coffee from around the world. Trade Coffee Co. has the best french press coffee, and they totally customize your coffee experience by allowing you to choose what types you enjoy, the grind setting, and how often you receive it. 

For those who would rather a cup of tea, Sips By is a good choice. They have so much variety that it is a tea discovery box. They let you set preferences for flavors and types with their quiz, which you can retake as often as you want. 

#4: Makeup

Ipsy is an inexpensive subscription that sends you five beauty supplies each month. This way, you get to try new products, other companies, and different shades and colors without breaking the bank to be your most beautiful you. 

#5: Period supplies

Monthly and Co., Period Packs, and Tampon Tribe all offer period supplies like tampons, pads, feminine wipes, and other self-care necessities for those days. With a monthly subscription, you will never be caught without period supplies when you need them. 

#6: Cleaning supplies

Clean & Green supply you with laundry care that is fresh and natural. The Honest Company can send you personal products like shampoo and hand soap, but they also have a cleaning line of cleaners for every area of your home. 

#7: Contact lenses

Hubble Contacts and SightBox have subscriptions for contact lenses, so you never run out. 

#8: Books

A book box subscription is a great gift idea for kids, and there are many choices available. Or, if you are a reader yourself, try an adult book subscription. The Hygge Book Club sends books AND other fun trinkets, like fuzzy socks, notebooks, and tea. 

#9: Cheese and Wine

The Gold Medal Wine Club is a fancy wine subscription that offers only gold-medal awarded wines. While you are at it, pair your wine subscription with a good cheese from Curdbox so you can enjoy the full experience. 

#10: Crafting

Adults and Craft Crate will focus on a different type of craft and send you a starter kit with the tools and instructions each month. 

Whatever you enjoy, whether it be snacks, healthy eating, fitness, jewelry, or your pets, there is a subscription box that you would enjoy. Have fun treating yourself.

9 Business Ideas for Entrepreneurs

Startup company office

The surge in startup companies has been one of the most important trends of the past decade. Entrepreneurs with solid plans and a determination to succeed have managed to launch successful businesses in all sorts of fields. Society is changing fast, and people have new needs, challenges, and desires that didn’t exist a few years ago. If you’re an entrepreneur eager to strike out on your own and start a new company, the current climate is certainly favorable. Here are nine business ideas to consider. 

#1: Graphic Design

As more of our interactions (both business-related and social) go virtual, people are going to need graphic designers to help them create professional-looking and easy-to-use content. Learning a little about this trade will put you in a position to start your own business and take advantage of a booming industry.

#2: Web Design

From small business owners to individual contractors, everybody needs a website in today’s day and age. Many people know they need an online presence, but they have no idea how to create their own content. That’s why they count on web designers. Once you learn the basics of web design, you can market your services to the countless people who need a website but lack the technical know-how to create one. 

#3: Manufacturing

Americans love stuff, and that’s not going to change any time soon. In order to manufacture and sell the products beloved around the country, consider setting up an operation in Mexico. Moving south of the border allows you to cut costs while working with a neighbor keeps operations close enough to home to avoid logistical headaches. The Mexican workforce is skilled in a number of areas, and shipments almost always arrive on time. And now with companies like NAPS International, you can have someone with experience to help with logistics, payroll and benefits management, and scaling–all under the umbrella of Mexico shelter companies.

#4: Tutoring

Knowledge is key in the modern economy, so millions of Americans are eager to further their education and add to their resumes. You can take advantage of this trend by creating a tutoring business. From immigrants looking to perfect their English to laid-off workers hoping to build new skill sets, there are countless people out there eager to learn. Offer to tutor people in subjects you’re strong in, and you’ll likely find the clients piling up faster than you can deal with them. 

#5: Photography

In the social media era, photography has become even more important than it was before. People want to document all of life’s major events, from weddings and baby showers to a child’s first day at school. If you’re at all handy with a camera, consider sharpening your skills and starting your own photography business. You’re bound to find clients quickly since photographers are in such high demand. 

#6: Translations

Every day the world seems to become smaller. Globalization is a constant force, and it requires us to engage across cultures and language barriers on a regular basis. If you’re bilingual, then you can take advantage of your unique set of skills to serve as a translator. Any global business needs people like you to carry out its daily operations. 

#7: Digital Marketing

More marketing takes place online than ever before, and making the most of digital platforms is key to advertising success. Lots of business owners know this, but lack the tech literacy to forge their own digital marketing plan. If you learn the ins and outs of the best practices, you can charge clients to do their marketing for them.

#8: An Organic Restaurant

Every year, more Americans opt to eat a healthier diet and leave artificial additives behind. You can take advantage of this new level of health consciousness by opening a restaurant that specializes in organic food. People will enjoy meals that are delicious, healthy, and safe, while you can feel good about doing your part to make the world a better, healthier place. 

#9: Fitness Instruction

Millions of Americans enjoy working out but lack the knowledge and motivation to exercise by themselves. They count on fitness trainers to put them through their paces and keep their exercise plans on track. If you’re an outgoing person who enjoys pushing others to be the best versions of themselves, then this could be the perfect career for you. 

9 Financial Tips for Newlyweds

Newlyweds on a honeymoon

Getting married is a significant life change. You’ll want to think about your plans for the future together. Well-honed financial goals are the foundation of any good marriage. These tips are easy to follow and will set you on the path to a tremendous joint financial future. 

#1: Talk About Budget as a Team Effort

One of the first things you should do is talk about your budget. Set up a list of your expenses, including everything from housing costs to how much you’re spending on lunch. Allow each partner some leeway, but try to stick to the overall budget. 

#2: Talk About Your Financial History 

Most people have a financial history before they get married today. Now is the time to reveal that history to the person you’re going to marry. Each party to the marriage should know about the other’s credit score and any previous debts and assets they bring the marriage before heading down the aisle. 

#3: Talk About Your Educational Plans 

If you haven’t completed your educational plans, tell your partner. You might have a bachelor’s degree in literature when you really want a master’s degree in library science. Maybe one of you wants to go to medical school. Now is the time to make future educational plans clear before you make any further moves. 

#4: Talk About Life Insurance 

Insurance is there to provide for you in the event of an emergency. As a young couple or a newly married couple, you might be wondering how much life insurance do I need. Many employers offer a basic policy that includes a year’s salary. If you face specific circumstances such as prior dependents or lots of expenses, find out if you can increase the amount. That offers more protection at less cost. 

#5: Get Started Retirement Planning Now 

It’s never too early to begin planning for retirement. Getting married offers the perfect time to examine your finances and think about where you’re headed right now. You should ideally agree with each other about your plans for retirement. 

#6: Talk About Where You’re Going to Live 

Your first home together is not necessarily where you intend to live five years from now. Have a discussion about where you want to live in the future. You might be dreaming of a cottage by a lake. Meanwhile, he’s into a pied-a-terre in the city. It would help if you told each other this before you get married. You can always make compromises that satisfy both parties, such as living in the center of a small town with a lake in the backyard. 

#7: Talk About an Emergency Fund 

Let’s face it. Emergencies happen. One day the car breaks down. Next, you need to bring the dog to the vet. Now is the time to start an emergency fund if you don’t have one in place already. The ideal emergency fund has at least three months of living expenses in a safe place, such as a CD. Many people find it best to add another three months just in case something big goes wrong. This way, they’re prepared for anything. 

#8: Talk About the Distant Future

In the rush of a marriage, it’s important not to lose sight of the coming years. Even if you’re marrying past the average marriage age, chances are you’re going to have plenty of time together. Now is the time to make plans at reasonable intervals. For example, think about what you hope to accomplish after the first year of your marriage. You might want to aim for a certain amount of funds in the bank, a promotion at work, or enough money for a down payment on a house. As the years go by, you’ll want to examine these plans in detail. See what goals you’re meeting and objectives you might need to work on further. 

#9: Talk About Your Bank Accounts 

Your bank accounts play a major role in the management of your finances. Think about the kind of banking plans that are going to work best. You might want to opt for a joint bank account. That can simplify your record-keeping and make it easier to see where the money’s going. However, it can also be useful to have separate accounts to allow each partner certain financial flexibility. 

Proposal: An Engagement Story

A couple holding hands after getting engaged

The night we got engaged, I had absolutely no idea what was about to happen. I did not expect anything like that until his seasonal overtime ended. Sure, I had a Pinterest board filled with engagement rings I liked, but most girls have a Pinterest board like that. 

I guess I should have figured something was up because we had been watching a series of documentaries on jewelry and precious gems. The most recent had been about princess cut engagement rings. Another hint should have been when we talked about how it would feel to be recorded during a proposal. We were watching The Bachelorette, so I did not think anything of it.

To give a little bit of context, we had been dating for over a year, and I knew I wanted to marry him. Because it will come up later, I gave him a blank, leather-bound journal for our first Christmas together. In the first several pages, I had written about our first dates from my perspective.

The night started out with nothing going according to plan. Over the past few days, I had felt the tickle in my throat that heralded a spring cold. Also, it was raining. The incoming spring cold and rain in combination meant I chose to wear my coziest hooded sweatshirt instead of my meticulously selected date-night clothes. If I had known what he was planning, I would have dressed up nicer!

He picked me up at the scheduled time, and we laughed together because the rain was so loud on the roof of his car. No evening stroll along the riverfront for us! A few negotiations later, we ended up reenacting our second date with a trip to Sonic, and then to a bayou-themed winery.

The winery was beautiful in the rain. We sat at an outdoor umbrella table and watched rain fall into the lake. He seemed full of exuberant energy, but I thought it was because this was his first time out after working six consecutive days of overtime. The rain pounded on the umbrella, and we sampled some delicious wines. His bouncy energy was infectious, and it made the wines taste more intense.

Then, he pulled the leather journal I had given him for Christmas out of his pocket. He was ready for me to start writing from my perspective again and invited me to read what he had written in the months since Christmas. At first, I hesitated because I did not want to read it in front of him. After some prodding, I agreed to read it if he agreed not to watch me. Except for some intermittent poking, he behaved. What he had written made my insides feel like melted butter.

When I got to what I thought was the last page of his writing, I noticed there was some writing on the next page. I flipped the page and found one sentence: “Will you marry me?” in his neat, masculine handwriting. My heart started beating really fast. Because I did not think I was supposed to have seen it, I flipped the page back. I was about to tell him how much I liked what I had read when the wind changed.

Instead of falling vertically, the rain started falling diagonally and began pelting us. We retreated to the other side of the table to the one spot where the rain could not reach. He leaned across the table, rescued the journal, and returned it to his pocket. We held onto each other as we tried to stay dry. After not enough time, the rain slackened, and I started to return to my seat. He snagged my hand, stopping me. 

Then, he got down and one knee and held out a ring. He asked if I would marry him. I replied that I would love to be his wife. We kissed, and he put the ring on my right hand. Later, when we were getting ready to tell our parents, I asked if it was a cultural tradition in his family to wear an engagement ring on the right hand. He looked at me with a surprised look on his face. In all the excitement, he had not realized which hand he put the ring on!