About Ninja

I haven’t been very happy with my “About Ninja” page. I wrote it in the infancy of my blogging career, and after reading many others “About me” sections, I decided it’s time to revamp mine. So without further ado, I would like to introduce you to me 🙂 (you can find the old about me page here).

First things first, I have NO financial credentials. Zilch, nada, zero. The extent of my financial knowledge comes from books, the news, other blogs, and conversations with friends. I don’t know the formula for compound interest, I don’t know what “fiduciary risk” (haha I said douche) means, and I don’t work in the financial sector. That said, I did pay off $28K in two years, and am now debt free!!!

Okay, now that you know what I’m not, let’s take a little look in to what I am…

I am a normal guy that loves talking about money. I blog anonymously ’cause I’m scared some crazy blog reader will begin stalking me, eventually attack me, cut my skin off, and then wear it.

I look like this…

Oh wait, that’s Brad Pitt…oops…I mean I look like this…

Aside from my love of finances…

I also enjoy rapping and have even made three Personal Finance raps. I only wear socks made by Puma (I know I’m weird). I love volunteering for a high school youth group called Young Life. I love my wife. I have recently gotten in to photography. And I use to compete nationally in BMX (bicycle motocross).

Here’s a picture of me with all of my BMX trophies…

Some things that make me different than the average 20-something year old dude…

I don’t drink. I’ve never been to a strip club. I have maxed out my Roth IRA contributions for the last three years. I go to church every Sunday. I have little desire to travel the world. I have a positive net worth. And most importantly… I hate chocolate.

What you can expect from me...

Punch Debt In The Face is an adaptive blog. It started out being strictly finance, with little or no variation. As I began to post more personal issues, I noticed my viewership/subscriber statistics increased. That’s when the lightbulb went off. People want personal finance to be personal. I use to think people would come to my blog to gain some financial knowledge so they could make well informed decisions. I’m coming to terms with the fact that that is simply not true.

So here is my promise to you…

I, Ninja, promise to keep this blog authentic, personal, and real. I also promise terrible grammar, horrible spelling, and childlike artwork (see stick figure picture above). I promise to heed my own advice, as well as seek wisdom from you readers. But most importantly, I promise to keep personal finance less boring.

Thanks for stopping by PDITF. If you haven’t already subscribed to my blog you can do so here. And if you don’t want to subscribe to my blog then you are a poop head.

If you have any questions for me, put them in the comment section below and I’ll be sure to respond to each one as best I can!!!!

14 thoughts on “About Ninja”

  1. You should really get into traveling the world, even if it's just to confirm how AWESOME San Diego is. America's Finest City! Nice pics – looks like one was taken from Coronado, and the other from Sunset Cliffs?

  2. you have one of the funniest personal finance blog I've ever stumbled upon. I love the way you write and how its directed to young audience like me! Keep it up!

  3. Gee! You look and sound so much like my brother. I wonder if you are his twin. On second thought, you can't be. He doesn't go to church that often.

    Continue to keep your blog real. That's the most enjoyable part!

  4. I read your page on Extreme Couponing and replied before reading your personal profile. I thought you’d be a middle age woman! Oh well. I lived in Temecula for 35 years before moving to another state. Enjoyed your BMX photo because my son raced at the BMX Super Track in Lake Elsinore years ago. It was a good family time traveling around. S. California to the various races. San Diego is a great city.

  5. I’d love to add a comment about autopay but there is no link to click to add one. Could you move my post to that site? thanks!

    I had a cell phone with Sprint and let them deduct my monthly payment from my Chase credit card. I renegotiated my contract to a much more favorable rate (and had it in writing) but they still kept taking the wrong (double) amount out.

    I called Sprint, I called Chase and neither would tell me how to fix this. I started paying Sprint at their store with cash and sent Chase proof.

    I tried to change account numbers 3 x and even completely CLOSED my account but Sprint STILL kept tapping my effing card while keeping my cash payments.

    I asked Chase WHY the were letting Sprint do this when I was the one who had an account with them. They said because I had authorized Sprint to take money through autopay, they were allowed to keep doing this until I got them (Sprint) to give me a cancellation number. Sprint NEVER SAID ANYTHING about this during the numerous calls and visits.

    Sprint could tap my account for whatever they felt I owed until I died. Even if it WASN’T what I actually owed. Grrrr.

    Chase said it wouldn’t even matter if I cancelled the card completely. They and Sprint were legally allowed to do this and I would have to keep paying until GOD stopped it.

    Chase didn’t care. Sprint didn’t care. They were working together to fk me.

    I finally went to a consumer reporter at the local paper and she contacted someone in Sprints PR dept. THAT finally ended it.

    I’m done with Chase and pay Sprint in cash because I DO NOT want to give another cell phone provider my SS#.

    I will NEVER, EVER use autopay again. If you do, you deserve what you get when problems come up.

    Use online banking where YOU are the one who decides what amount goes to the company. Not the other way around.

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