Reviews & FAQs on Harrison Funding

Harrison Funding can help you get free from debt

Did the pandemic cause you to accumulate more debt than you ever imagined possible? Perhaps you experienced a pay cut, lost your job, or suddenly found yourself the breadwinner. Unprepared for an emergency of this magnitude, you turned to credit cards and conserved resources by neglecting critical financial obligations. Now, months later, you’re in desperate need of a debt reduction strategy to get you back on track. 

Look to Harrison Funding for Debt Consolidation

Your credit cards are all but maxed out. When you can afford to pay the minimum, it does nothing to reduce your debt. Your credit history is ruined, and creditors are on a rampage trying to get your accounts paid in full. You realize that if you do nothing, your financial problem will only get worse. You start looking into debt consolidation practices and stumble across Harrison Funding. 

What Exactly Is Harrison Funding? 

Harrison Funding is a debt consolidation company that assists customers in restructuring their debts. Financial experts work with clients to find a feasible solution to reducing credit card debt. If approved, the agency provides loan options that lump qualified credit card accounts into one. Consumers get the advantage of making one monthly payment and having a loan with lower interest rates, which allows them to pay down their debts faster. 

Debt Consolidation

To further answer the question of, “What is Harrison Funding?” you must have an accurate understanding of debt consolidation. In a nutshell, it’s the process of combining multiple high-interest credit cards or unsecured debts into one. The goal is to save money on interest rates and restructure payments to be more affordable and easier to manage. Companies like Harrison Funding debt consolidation essentially cover your outstanding debts allowing you to repay them at a more conducive rate to your current budget. 

Debt Consolidation & Its Importance

Why should you consider debt consolidation? If you still have to make payments, how does this help your financial situation? Believe it or not, there are many advantages to considering this debt reduction strategy. Let’s say you decide to continue ignoring your credit card debt. You continue using the cards to pay for things you can’t afford. Eventually, you’re going to max out. Interest, late fees, and penalties start to accrue. Creditors begin aggressively trying to collect the debt by selling your account to collection agencies or filing lawsuits. 

As this isn’t something you want to deal with in the middle of a pandemic, working with Harrison Funding seems like the best way to consolidate debt. Lumping your credit card accounts into one payment makes it easier to manage. You have the opportunity to lower your interest rates, which will save you money. More importantly, you avoid adverse collection practices like lawsuits and wage garnishments. Though you still have a monthly payment, it’s less than you were used to paying. The additional funds can essentially be used to cover the cost of expenses during the pandemic. 

Harrison Funding helps you consolidate debt

How to Consolidate Debt

Debt consolidation doesn’t eliminate your financial obligations, but it does make them easier to manage. There are several debt reduction strategies you can use to get back on track. One option would be to earn more money. If you can find another income source, you can use the additional funds to cover your debts. While the unemployment rates continue to fluctuate, there are opportunities to start a side gig to bring in extra cash. 

Another debt reduction practice is taking out a loan. You can apply for a personal loan, borrow funds from your retirement account, or consider a home equity loan or line of credit. These options would give you a lump sum of cash, which you could use to pay your credit cards in full. However, if you have poor credit, this method may not be an option for you. 

How to Consolidate Debt With Bad Credit

If your credit sucks, using a loan, credit card, or line of credit to pay down your debts is nearly impossible. Fortunately, there are other options available. You can work harder to earn more money, contact creditors, and try to negotiate a repayment plan or find ways to cut back on spending to free up cash to make timely payments. 

If you read Harrison Funding reviews, you’ll see that one consumer had poor credit and could still receive assistance. Most debt consolidation companies are aware that applicants don’t have the best credit rating. As such, their eligibility requirements are often more flexible than traditional banks and lenders. 

Can Harrison Funding Help Me Out? 

Wondering if the best debt consolidation company can help you out of your financial situation? If you have a fair credit rating, a stable income source, and the willingness to become financially responsible, Harrison Funding can help. All it takes is a few minutes to apply for Harrison Funding to get the process started. 

Apply With Harrison Funding

If you’re interested in how to apply for Harrison Funding today, it’s simple. Start by reviewing its website to see what they have to offer. Read the reviews for Harrison Funding, the about section, and frequently asked questions to gain better insight into the agency and its services. Then, complete the online application answering basic questions like your name, address, credit card balances, monthly payments, and monthly income. From there, your information is provided to an agent that will contact you to learn more and list your options for debt consolidation. 

Though the nation has started distributing vaccines, the pandemic is far from over. Even after things are considered safe, it could take years for the economy to bounce back from all that has taken place. As such, you want to be financially prepared to handle what comes next. If your credit card debts have accumulated over the past year, now is the time to regain control of your finances. By reducing or eliminating your outstanding obligations, you can use the money to cover the cost of things you and your family need the most. Agencies like Harrison Funding understand your concerns and are available to help you find peace of mind for the new year and beyond. 

Save and Make Money with . . . Bamboo?

Bamboo trees

With so many ways to save money, using bamboo might not be the first thing you think of. Yet, it is such an amazing resource that provides so many benefits. Not only is it one of the sturdiest materials in the world, it can go very far when it comes to saving you some money. Everything from making your own backyard bamboo farm to using it to cut down on utilities, bamboo is a product that is both multi-faceted and versatile. Read below to find new ways that bamboo can help you make and save money.

Start a Bamboo Farm

One way to make supplemental income is to start a bamboo farm. You can start a small bamboo business for only $800. Bamboo is one of the most commonly utilized plants on the planet. Over half of the world’s population use bamboo in one way or another. Bamboo is also the fastest growing plant, with the record for one plant growing 47.6 inches in one day. You can buy different types of bamboo to sell to different customers. It has thousands of uses. You should grow what sells. It is possible to make $72,000 with a quarter an acre of space.

Use Bamboo Products

One of the best ways to save money is to use bamboo products. There are plenty of products made with bamboo that will save you in specific ways. The company Seek Bamboo is a zero waste store that has products like bamboo toothbrushes that can help you save money over time. The company also manufactures non-bamboo products that will help you save money and time. For example their wool dryer balls provide a way to shorten the time it takes for you to dry your clothes, offering a natural way to soften them and get rid of static.

Another product is bamboo cutlery, which is a great alternative to plastic. Not only is bamboo biodegradable, it will last longer than single-use plastic cutlery. It is also affordable, durable, as well as stain and odor resistant. Furthermore bamboo paper products last much longer than, for example, your average paper towels. Bamboo paper products can be washed and used over and over again. This will cut down on your paper product expenses around the house.

With so many products like bamboo straws, toothbrushes, soap, and even bamboo bedding options, there is no reason to waste your money on cheap, tenuous products. Instead invest in reusable bamboo that will last a lot longer than the others.

Eat Bamboo

Bamboo is also a healthy ingredient used in cooking. It isn’t just cheap, it is hearty and good for you. While it is widely consumed across Asia, few people in the West eat bamboo. Bamboo is filling and delicious when prepared correctly. You can put it in a stir fry or, if you are really ambitious, make bamboo noodles and other products. Bamboo doesn’t typically go bad and can be stored for a very long time. It may sound wacky to suggest eating bamboo as a way to save money, but the benefits are endless. It is non-perishable, healthy, cheap, and delicious.

Bamboo & Society

Bamboo doesn’t just help individuals save money, it can be used on a much wider scale to facilitate civilization. It is a renewable resource that can be harvested in one to five years while other trees like oak take around forty years. Bamboo will help combat deforestation. It doesn’t just absorb greenhouse gases, it releases 35 percent more oxygen into the atmosphere than hardwood trees.

As mentioned above, they have an incredible growth rate. No other plant grows as fast, some species can even grow more than three feet in a day. You can also use every part of the bamboo plant in some way, making waste very low. It is as versatile as it gets. It requires no pesticides, fertilizers, or herbicides. Bamboo protects the soil and can provide all kinds of economic development.

Bamboo is a miracle plant of sorts. It is useful and eco-friendly, growing in a wide variety of environments. You might think that bamboo is a weird way to save money, make money, and forge new opportunities to live in a more sustainable and cleaner world. But in fact it is very fitting. 

Being a Teacher Won’t Make You Rich. Here’s Why You Should Still Think About It

Teacher in a classroom

There are few professions as rewarding as that of a teacher. With a career in education, you’ll be able to rest assured that you’ve had a major impact on the lives of countless individuals. Even though a career as an educator may mean that you’re always on a budget, here are the reasons we still think it’s worthwhile to get your online teaching credentials and become a teacher.

Every Day Is Different

One of the biggest problems with most jobs is the drudgery of doing the same thing every day. When you’re a teacher, every day is different. Kids are anything but predictable, and their energy and ingenuity will make every class feel fresh. No matter how consistent your materials are, the students will never cease to surprise you with their imaginations.

You’ll Never Stop Learning

Teaching is a great career for lifelong learners. There are always new strategies to tackle, and professional development is a major part of the job. There’s no such thing as a perfect teacher, so you’ll have the pleasure of constantly perfecting your craft.

The Effects Of Your Work Are Obvious

While all jobs contribute to society in one way or another, the effects of the contributions are not always plainly evident. With teaching, the fruits of your labor are right there in the classroom, smiling up at you with inquisitive eyes. You’ll see first hand how your methods have helped your students grow.

You Earn Trust And Respect

Everybody likes to feel appreciated. As a teacher, you’ll enjoy the esteem of your pupils and colleagues. By being patient and always caring about the kids, you’ll earn their respect and admiration. This, in turn, will make you feel better about yourself and the world you’re living in.

You Can Be Creative

When you’re a teacher, it’s on you to devise fun, workable lesson plans. This gives you ample opportunity to flex your creative muscles. From designing activities to inventing games, good teachers use their imaginations to bring flair into the classroom.

You Can Work Anywhere In The World

Teachers are needed all around the world, giving you an immense amount of flexibility. Want to live in your hometown? You can probably find a job with your former school. Hoping to travel the world? Become a teacher of English as a second language and make your globetrotting dream a reality.

You’ll Get Job Security

Once they’ve got tenure, teachers are afforded a remarkable amount of job security. This allows them to breathe easy, certain in the knowledge they’ll be able to support themselves and their families. With such a secure job, economic downturns and unforeseen disasters become much less scary.

You’ll Become Part Of Your Community

When working from home or commuting to a distant office, it’s easy to feel isolated from your community. When you work in the school, you’re a trusted and key component of the community’s pulse. You won’t go to the grocery store without seeing parents and students, and, as the years go by, you’ll even see former students carrying children of their own. 

You’re Granted A Certain Degree of Autonomy

Nobody likes working with an overzealous boss breathing down their neck. While teachers have to adhere to a curriculum and are subordinate to administrators, they’re still afforded a decent amount of autonomy to conduct their classes as they see fit. This allows them to break free of convention and do things their own way.

Summers Off!

While there are plenty of more noble, selfless reasons to celebrate a teaching career, there’s no sense in denying the obvious: Having summers off is a pretty awesome perk. Whether you use those free months to work a second job, travel the world, or lounge around at home, there’s nothing not to like about so much free time. 

There’s hardly anyone out there who can’t point to a handful of teachers who had a significant impact on their life. Much more than mere educators, teachers are role models, community leaders, and central figures in the lives of their students. Above, we’ve listed ten of the main reasons to consider a career in education. If you ask any teacher, they’d surely be happy to give you dozens more. 

How I Plan To Get My Credit Card Debt Under Control By Summer 2021

Brice Capital logo

I never considered myself the most financially stable person, but things were a bit more manageable before the pandemic began. I had a job that covered the bills, a little money set aside in savings, and a system for keeping my debts under control. I even had some extra cash to splurge on things like vacations, fashion, and entertainment. Then March 2020 came, and everything changed. 

The world came to a halt, and my finances went out the window. I was furloughed and had to rely on a reduced income to cover my expenses. Within a few weeks, I had completely emptied my emergency fund. I had no choice but to start relying on credit cards to survive. I’d charge everything from the groceries to the utilities believing I would get things back on track once things calmed down. 

Health Crisis Turned Financial Nightmare

Although I was fortunate to return to work in December, I quickly realized the damage was already done. I fell behind in just about every bill you could imagine. I had no nest egg for unexpected expenses. Not to mention, I had wracked up so much credit card debt that creditors were calling me multiple times a day. Feeling overwhelmed with stress, I realized I had to do something to get things back on track. 

Summertime Goals

I did some research to learn more about my options and found a few that I’m optimistic will help me reach my financial goals. I believe that if I stick to this plan, I’ll have my debt under control by the summertime. If you’ve found yourself in a similar situation, perhaps these tips will help  you too. 

Facing The Music

The first thing I decided to do was face the music with creditors. Continuing to duck and dodge their phone calls and notices would only make matters worse. I learned that if you simply reach out and explain your situation, many of them are willing to work with you. So, I found some time to contact each of my credit card companies to let them know why I had such high balances and few payments. The representatives understood and removed late fees to reduce the amount I owed. 

Debt Consolidation

Although I had managed to get late fees removed from my credit card accounts, the balances and interest rates were still too high. The minimum payment would barely cover the accumulated interest, which meant I’d be paying off credit cards for years to come. So, I decided to consider debt consolidation. I found a site called BriceCapital.com, where I completed a short form. A representative contacted me to discuss my credit card debt to determine if I was eligible for a consolidation loan. It wasn’t long before Brice Capital stated they could help me. I was approved for a loan that would allow me to lump all my credit card balances into one loan. Since the debt consolidation loan had lower interest rates, it would save me a ton of money in the long run. 

Responsible Borrowing

Brice Capital gave me a second chance at getting my finances back on track. They took on those high-interest high-balance credit card payments. It stopped the collection calls, eliminated the late fees, reduced interest rates, and enabled me to free up cash that could be used for other areas of my life. If I was going to reach my goal and get my credit card debt under control by summer 2021, I had to be a responsible borrower. 

I set reminders on my phone to notify me when loan payments were due. Any extra money I received from income taxes, stimulus checks, or overtime in the office, I applied to the Brice Capital debt consolidation loan to get the balance down faster. If I continue this pattern, it will begin to reflect in my credit, and I’ll be on my way to becoming debt-free. 

Who wasn’t financially impacted by the coronavirus pandemic? Although things are still difficult, things are once again starting to shift. The only way to be prepared for what lies ahead is to hunker down and get your finances back in order. By negotiating with creditors and working with Brice Capital to consolidate my debt, I have no doubt that summer 2021 will look a lot brighter. 

Here Are a Few Reasons You Shouldn’t Carry Your Social Security Card

Crime scene tape due to social security card theft

In 1975, American Express reminded you that there were some things without which you should not leave home, their credit card being their main focus. Still, it was a good and useful reminder for a lot of things. Indeed, some things are so important that we really shouldn’t leave home without them. I can’t honestly say that an American Express card is one of them. But certainly, if you have a credit card, bring it with you.

It is also a reminder that there are some things we most certainly should leave home without. You should leave your social security card at home unless you are going someplace where you know it will be needed. Don’t treat it like a default carry. Treat it like a special carry. There are some situations that require a social security card. You will find that many of those places will accept a picture of your social security card.

On the rare occasions you have to carry your social security card, don’t keep it in your wallet. If your wallet is lost or stolen, your social security card will be safe. Otherwise, don’t carry it at all. Here’s why:

Your Social Security Number Is Attached to Everything Important

The one piece of information about you that you don’t want to fall into the wrong hands is your social security number. The last 4 digits can unlock a credit check. All 9 digits unlock everything else there is to know about you. If you are going to lose a card, let it be your credit card. That can be easily and quickly canceled and changed. Your social security number is forever.

If you lose your card, find a good guide on how to report a lost social security card. After contacting the SSA, you should immediately do the following:

  1. Contact your bank.
  2. Reach out to the credit bureaus.
  3. Put a credit freeze on your account.
  4. Establish fraud alerts for further transactions

Lose your credit cards and you might lose some money. Lose your social security card and you lose your identity.

You Can Lose Your Good Credit

There are things debt will stop you from doing. You don’t want to be in debt if you can help it. And that is exactly where you will find yourself if you let your social security card fall into the wrong hands. If you carry your card with you everyday, the risk of losing it far outweighs the reward of having it when you need it.

There is a remarkably short period of time between losing your social security card and having new credit cards fraudulently obtained by thieves. They can even use your current credit cards because they have a key piece of information for gaining access to your account. At that point, you are done. You will spend the next several months fighting fraudulent charges and trying to get your credit rating back up above 500. Once your social security number goes up for auction on the dark web, your credit score goes down in the real world.

A Picture Is Often Enough

There are many situations when a social security card is required. But a substitute will be accepted. A picture of your card is often a good enough substitute because what they want is the information on the card and not the card, itself.

Not only is a picture good enough in many cases, it is more secure. To get to the pictures in your phone, you have to get into the phone. Even with a weak passcode, that can be rather difficult to accomplish. You can keep the picture in notes and lock the note.

There are some things you certainly don’t want to leave home without. And there are other things that you want to leave at home pretty much all the time. Leave your social security card at home because in the wrong hands, it places your identity at risk. It is tied to your credit worthiness, and more secure substitutes will often do the trick. 

Tips for Saving Money by Troubleshooting Appliance Repair

Appliances in need of repair

From subscription services for coffee and tea, meats, and even movies, people are constantly trying to save money on the things they use and love. However, when it comes to household appliances such as the fridge, dishwasher, stove, or washer and dryer, instead of trying to troubleshoot what’s wrong with their appliances, they either call in the professionals or simply replace them instead. 

In reality, you’ll save a lot more money by downloading appliance troubleshooting guides, such as DIY refrigerator repair manuals, than you will by replacing the appliance instead. In this blog, you’ll find some of the ways you can save money by troubleshooting and DIY repairing instead of calling a repair service or replacing the appliance. 

Repairs Cost Less/Add Years of Use

Think about it, spending a little bit of money on parts and tools for an appliance beats spending hundreds for a repairman or thousands to replace the appliance. Not only does the troubleshooting guide work you through what could be wrong with your appliance, once you fix it, it’ll add years to the life of the appliance as well. What’s not to love about that? Less money and extended years of use make it a win-win for sure. 

Older Is Usually Better Made

While newer is sometimes considered to be better, in reality, older appliances are just made better and are much sturdier. While older appliances aren’t as energy-efficient, they do have better parts than newer appliances do. The appliances of yesterday were made with quality metal parts, today’s appliances are apt to be made cheaper with a lot of plastic that breaks easily involved. If possible, it’s better to repair than replace, even with the energy-efficient models on the market, if you want the appliances to last you for years to come. 

Newer Appliances Use Complicated Computer Technology

While everyone has to eventually be dragged into this highly tech-driven world, you can prevent that with your appliances by repairing them yourself instead of calling someone or replacing them. Technology tends to break easily and you’re stuck with an appliance that you don’t know how to repair, so why not stick with what you know as long as you can and save money at the same time? Modern kitchen appliances have their place in the world, but not while your old ones are still useful. 

Motherboards Are at Risk

Many consumers don’t realize that today’s high-tech operated appliances are at risk just because they are tech motivated. A power surge or a storm can easily fry your new appliances even if they aren’t being used, just because of the motherboards that operate them. This will end up costing you more money than it would have to download an appliance repair manual and fix your old appliance DIY style. This isn’t to say that an appliance can always be fixed, but you should do what you can to fix the one you have until you can’t. 

Helps to Protect the Environment

Finally, though it won’t save you much money, repairing your appliances means that you’re doing your part to save the environment. So many old appliances end up in landfills, which pollute the earth to no end. While eventually you will have to replace every appliance, no matter how good you are at your DIY repairs, you can put this off by downloading troubleshooting manuals and at least giving it a try. 

These are just a few of the ways that you can save money by downloading troubleshooting manuals to repair your own appliances instead of replacing them, or calling in outside help. While they will eventually have to be replaced, it won’t be today.  

How to Market Your Business While Maintaining Your Budget

Marketing a business

Marketing your business can be difficult to say the least. With 2020 posing challenges for many small businesses, it may be time to consider ways to market to a wider audience while also saving money. From business closures due to the pandemic to paying your employees, it may seem like you can never catch a break.Thankfully, due to the digital era, there are plenty of ways to take advantage of the internet to market your business successfully. 

Need some great ideas to help you make marketing a priority? We’re here to give you a list of inspiration!

1. Social Media

With Facebook, Instagram, and LinkedIn becoming popular social media platforms, it is an excellent move to make a business account on these platforms. There are also exclusive features for businesses on these sites. Start by building an audience and following other local businesses or loyal customers you are in touch with. You can potentially partner with other businesses and ask them for a shoutout or to tag you on a post. 

After you’ve built an audience you can work to keep them engaged by creating fun content. For instance, Instagram has a story feature where you can post for 24 hours until it expires. Stories appear at the top of a users page– meaning they are more likely to see it over a post. On the other hand, LinkedIn is great for networking and making business connections. If you are able to manage your time correctly, you can use as many social media sites as you’d like for free.

2. Google My Business 

Google My Business (GMB) offers small businesses a free account– essentially Google wants your business to succeed and be able to compete with larger businesses. When you create a GMB account, you have access to enter all the necessary information your business needs like the address, phone number, and name. You can connect with customers through Google search or maps and create a great first impression. With Google being the largest search engine in the world, creating a business page will most definitely get your name out there in your local area. 

Make sure to fill out all the necessary information on Google My Business. Additionally, optimize your business page by using keywords you want your business to show up for. For example, if you are a yoga studio you may want to include “hot yoga” “yoga membership” or “ vinyasa yoga”. That way, when users are searching for any of these terms, your business listing will show up!

3.  Create a Blog 

Blogs are great opportunities to extend your digital marketing strategy by implementing keywords and building your SEO. SEO stands for search engine optimization and with more keywords, you could rank higher amongst other businesses. A blog is a great way to build your SEO and get more potential customers to visit your website– meaning more future sales.

4.  Build Reviews 

Reviews are a driving force behind consumer decisions. A positive online reputation is so important these days. Yet, with so many review sites out there, it can be difficult to keep up. Most review sites offer free business profiles. Everyone has heard of Yelp reviews; they seem to run supreme as one of the biggest review platforms in the US. Yelp cannot be overlooked as the company made over $900 million in revenue in 2019 alone. Additionally, sites like Google and Facebook also offer customers to write reviews for your business– meaning you will reach a wider audience. 

5. Create Ads

Once you feel you’ve built an audience on social media and the internet, you can begin making ads. There are many different types of ads that are available to your business. Facebook and Google are your best bets to target the customers you truly want. The best part is you can put a small amount of money towards your ad spending in order to experiment with what works and what doesn’t.  

If you’re feeling intimidated or confused by ads you can hire a digital marketing agency to help you get started. For instance, if you are a law firm that handles DUIs, you can invest in DUI lawyer marketing to get the ball rolling. You can also work with someone to get a low rate!

6. Offer discounts and create great customer service

Lastly, customers love discounts, so try to offer an incentive to get them to start business with you. Anything that gets customers talking about your business and the great deals they’re getting! Additionally, once a customer decides to do business with you, ensure that they are pleased with their service. There is nothing worse than having a first-time customer leave a bad review on something that could have easily been avoided.