Would you marry someone if they were $10,000 in debt? How about $20,000? How about $200,000? I’m a firm believer the more debt you have the uglier you are. Okay, maybe not uglier…but definitely less attractive.
Think about it like this. If you could conjure up your dream mate, would said mate be blonde or brunette? Have blue eyes or brown eyes? Be tall or short? Have debt or not have debt? Zing! You see what I did there!? I’m assuming 99% of you would have designed your dream spouse to be debt free. That means any potential mate that has debt falls short of your ideal standards.
So while I’m not saying that people with debt are physically uglier, they can definitely be psychologically uglier. Luckily, no one is perfect. And just like we might date someone with different hair color than we prefer, we can date someone with more debt than we prefer. I’ve always liked blonde haired girls, but that doesn’t mean I never dated a brown haired one. Brown hair wasn’t a deal breaker. G.I. Jane mohawk, however, definite deal breaker…
At some point debt becomes a relational deal breaker for just about everyone. This will obviously vary from person to person and on a case by case basis. Someone that has $40,000 in student loan debt is probably perceived as “more attractive” than someone who has $20,000 in plastic surgery loans (gotta love that irony).
Fortunately, there is a light at the end of the tunnel for those buried neck deep in a bunch of debt; financial discussions usually don’t happen until months (or years) in to a relationship. That gives you a lot of time to win your significant others heart before they find out about the debt skeletons in your closet.
If I lived in some freak universe where everyone was required to give a breakdown of their financial situation on a first date, attractiveness would start rapidly declining at the $30,000 debt mark. And at $50,000 I’d be out the door, regardless of how hot/smart/funny you are. How much debt could you stomach before it became a “deal breaker”? What are some of your other deal breakers? Mine also include…smoking, smacking your gum when you chew, wearing stilettos to church, and vegetarianism.