A few instructions:
1. Don’t include mortgage debt, but do include HELOC’s
2. Include 401k loans.
3. Don’t include credit card bills you pay off in full every month.
4. Include school loans, car loans, etc.
Extra credit points if you share/break down your debt totals in the comments.
p.s. IF you are viewing this via email you will need to click through to my blog to see the poll.