Counterintuitive Frugality

Screen shot 2009-12-13 at Dec 13, 2009, 11.06.45 PMIn case ya didn’t notice, it’s Christmas time. Don’t worry though, this isn’t going to be another PF article about how to save money on your Xmas shopping. Saving money and finding deals, is something I am going to let you figure out on your own. I do plan, however, to talk a little bit about the Xmas gift experience.

I’m a pretty frugal ninja, as if you didn’t already know that. I try to cut costs by any means necessary so I have more money to save, invest, and give. I’m the guy that buys the generic brand cereals,  ketchups, and underwear just to save a little bit of money. It might not taste as good, or fit just right, but my pocketbook thanks me 🙂 While frugality may be a part of my DNA, Xmas is the one time of the year I am totally fine droppin’ some dollar bills.

I get anxiety over spending $20 on myself at the grocery store, but can drop $100 on a gift for my girlfriend with out an ounce of stress. Something about giving gifts, cancels out the anxiety of spending money. I think it can be summed up by this math rule…

Screen shot 2009-12-13 at Dec 13, 2009, 10.19.09 PM

The math clearly shows when I spend money, I can be a happy ninja, as long as a friend benefits along the way (not to be confused with “friends with benefits“).

Like most of you, December is usually my most expensive month. I personally don’t limit my Xmas spending to a certain dollar amount, probably because I don’t take the time to set aside an Xmas savings account. Some years I’ll spend $100, other years I’ll spend $300, and this year I’ll spend even more.

One would expect a frugal person to freak out after spending an abnormal amount of money, but for me it’s no problem. Do any of you experience a similar counterintuitive frugality? Is it easier for you to spend money on someone else rather than yourself? Why do you think that is? I’ve finished my Xmas shopping this year, have you?

p.s. If you are reading this via a feed reader, I recommend you stop by and actually check out my website as I put up my Xmas banner last Thursday….let’s just say I think I’ll be on the naughty list this year.