Budget

Are you in complete despair when reviewing your monthly expenses? Realistically it’s not surprising, for last year the minimum total of expenses for a UK region was a shocking £427.50; with the highest total being £616.30 in Greater London. If you’re concerned about your finances, perhaps it’s time to cut corners through comprehensive spending to […]

Ungrateful Ninja…

by Ninja on May 28, 2010 · 13 comments

I went out to dinner with some friends the other night. Yeah, believe it or not, I actually have friends! One of them is a pretty consistent reader/commenter here on PDITF (shout out to MattyIce). We were talking about some of my recent blog posts when he said, “Ninja, you are sooo good looking and […]

So Girl Ninja and I continued “Operation Don’t Be Homeless” yesterday. We looked at two different rentals. They both had great potential, but one of them really won our hearts. It is a 1br/1bath condo 100ft from the ocean. It has brand new stainless steel appliances, granite counters, a great layout, a dishwasher, and a […]

WTF is a budget?

by Ninja on May 25, 2010 · 30 comments

There is one thing that always reigns true in the world of personal finance: Everyone does things differently, especially when it comes to budgeting. I’m convinced, no two budgets are the same. Here are a few of the different budgeting methods I’ve observed… The anal envelope: This method is no joke. It’s not for the […]

I suck at communicating

by Ninja on May 17, 2010 · 40 comments

Apparently I am a pretty crappy communicator. Yesterday’s post left a bunch of you asking “Why is there no entertainment section in your budget?”. Pretty valid question, seeing that I didn’t account for fun, vacations, or household supplies in our budget. Did I forget to include this stuff? Nope. I just do things a little […]

Seriously. What’s her deal? We were having a little money talk yesterday, and I showed her a copy of my budget. I was explaining how it was configured and how all the different sections were calculated. We then started to play with the numbers a little bit, making our best guesses as to what we […]

What is enough?

by Ninja on March 30, 2010 · 22 comments

Are you a good judge of when something qualifies as enough? You know what I’m talking about. It’s the line between crappy and excessive. For example, say you are in the market for some new headphones. Well you could go to Rite Aid and buy yourself a $2 pair of cheapy headphones, but the quality […]