OMG! Girl Ninja needs to be sent to jail. I’m thinking life without the possibility of parole is a fitting sentence. What crime has she committed you ask? Well… I logged in to our checking account yesterday to browse through our recent transactions (I do this everyday to make sure our accounts haven’t been compromised). When I came to the “Pending transactions” section I noticed there were two charges. The first to a bakery in San Diego for $9.43. No big deal, Girl Ninja probably got a sandwich with a friend. The second transaction was a $21.75 ATM withdrawal.
Now I don’t know about you, but every ATM I’ve seen only pays out in whole dollars. How did she manage to take out $21.75? You don’t have to be a Special Agent to figure out what went down. Girl Ninja took money out from a non Wells Fargo ATM. That ATM charged us $1.75 for her $20 withdrawal.
Now I know what you’re thinking: “Get over it Ninja it was less than two dollars. Relax.” You can look at it like that, but my TI-83 says that’s an 8.75% fee. EIGHT POINT SEVEN FIVE!!!! Homegirl is lucky I’m 4,000 miles away right now…just sayin’
Fortunately, our bank doesn’t charge us for using another institutions ATM so we avoided what could have easily been another $2 fee. Obviously I’m being a bit of a drama queen right now, but seriously paying 8.75% to get access to your own money is insane. Like Charles Manson to the power of Charlie Sheen insane! I’m seriously starting to reconsider my recent post about the joys of combined banking.
She got lucky though, this atrocity happened on her birthday. If it were any of the other 364 days this year she’d be in the doghouse, but I’ll give her a pass just this once. But remember Girl Ninja, debit/credit cards are like a GPS unit. Every time you swipe I know where you’ve been and what you’re doing… I’M WATCHING YOU!!!!
Oh, and did I mention WellsFargo.com tells me there are over 25 fee-free ATM’s within a 5 mile radius of our place?