As Girl Ninja and I approach our wedding day, we have began the honeymoon planning phase. I have alluded to the honeymoon cost ($4K) in a few posts and have received my fair share of criticism. Especially after this article got picked up by the Consumerist. After reading some of the “not-so-nice” comments I can’t help but think this is what some people are saying….
Pam: Ninja must be off his rocker. Who does he think he is, spending $4,000 on a honeymoon?
Deb: I know. It’s like he thinks he’s one of those millionaires or something. Seems pretty stupid to me.
Pam: Yeah. I totally agree. I can’t believe he thinks he’s qualified to have a personal finance blog when he clearly lives a life of luxury.
Deb: I know right. He’s totally hypocritical. Plus, he probably smells weird.
Am I planning on spending $4,000 on a honeymoon? Yes. Do I care if some think that is too much money for a vacation? No. Sorry, but I don’t. Girl Ninja and I are looking to head somewhere in the Caribbean, possibly Aruba or Puerto Rico. I have made a spreadsheet with some of our favorite places, and the cost of each trip….
As you can see, the estimates run from $3,500-$4,200 for a seven day vacation. Now that you know how much we are looking at spending and where we are planning on going, it’s time to roll my sleeves up and put the boxing gloves on.
Here’s why I’m okay “blowing” 20% of my savings on a “silly” vacation…
1) Girl Ninja and I both have a relatively limited exposure to the world. Mexico, Canada, and the Marshal Islands are the only places I’ve been. GN’s experiences are pretty similar. We figure our honeymoon is the perfect excuse to gain some insight in to a different culture. Sure we could probably spend $2,500 and a cash advance on a week long vacation in Hawaii, but we aren’t just taking a honeymoon to sit on a beach all day and do nothing. We want to interact with the locals, go on some tours, and take advantage of all that a foreign country has to offer.
2) I have the money to do it. I don’t think anyone who reads my blog regularly, would say I have a problem saving money. In fact I’ve increased my net worth by over $30,000 in the last year. I save diligently, so that I can afford to do fun things when the opportunity arises. Yes, my savings account will take an 18% hit, but at my current savings rate, I will be able to recoup the loss in a couple of months. I bet if I said I had a $10,000 emergency fund and a $10,000 vacation/fun fund, instead of $20K in savings, people wouldn’t give me any grief. Sometimes people, including myself, forget it’s okay to spend money. I think I’m due for a little treat.
3) This honeymoon is going to be a big deal for our relationship. Our honeymoon will be a time of many firsts. I’ve shared reasons why GN and I do not live together, but I should also note, we have never even stayed the night in the same room. Thus, we have never vacationed together, not even a weekend get-away. The honeymoon would be the first time Girl Ninja and I sleep in the same bed together, the first time we wake up next to each other, the first time I have to remember to put the toilet seat down after going potty. It will be our first taste of the married life, and we want it to be AMAZING. If you haven’t caught on by now, let me spell it out for you…
Even though we have been together for 3.5 years, we made a choice early in our relationship to NOT participate in any “adult” activities until we got hitched. (wow that felt awkward to type)
I know some of my critics have my best interest at heart, and don’t want to watch me throw away a good chunk of change on a one week trip, but I hope you see that this is much more than “a vacation”. It’s going to be a time of many firsts and I’m totally fine splurging for a nicer vacation to ensure the week is awesome.
Okay, now that I feel totally awkward for sharing point 3, let’s open the floor for discussion.
1) Where do you think I should go on my honeymoon?
2) Where did you go (or want to go) on your honeymoon?
3) Do you think I’m spending too much on “a vacation”?
4) What’s the coolest thing about the honeymoon experience?