We decided to give being a one car family a shot

September 30, 2014

Quit being a wuss. Subscribe to my blog. Cars are freaking expensive. Even though both of our cars were fully paid off (’07 Scion tC and ’06 Honda Pilot) they still ate up a considerable amount of our discretionary income. Gas ($300/mo), insurance ($120/mo), and maintenance (call it $600+/year)  aren’t cheap. So even though our cars were […]

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My new money making hobby

September 25, 2014

If you’ve been reading my blog for over four years (which probably no one has), you may recall I used to own a motorcycle. Shortly after I got my crotch rocket, my dad got a Harley. Shortly after my dad got a Harley, he got in a motorcycle accident which nearly cost him his leg […]

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Are you investing more or less than you thought?

September 21, 2014

Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thing (since 2007), I’ve decided to contribute no less than 15%. Here’s what my retirement contributions […]

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I’m in Ireland

September 9, 2014

For the rest of the week. Baby Ninja knows no different.    

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Did I die?

September 2, 2014

In the five-year history of Punch Debt In The Face, I have never taken a two-week hiatus from blogging. I think a handful of my readers were legitimately concerned for my health, fearing that I was dead. Unfortunately for you all, I’m not dead. And neither is Punch Debt In The Face. As many of you have […]

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How much credit card debt do you have?

August 13, 2014

Every now and again I like to pick your guys/gals brains. It’s not only helpful for me to see if I am at relatable to the people who read PDITF, but hopefully it’s also helpful for you to see where you stand against the masses. Since the value in today’s post is probably coming from […]

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Personal Finance tips and tricks.

August 6, 2014

I woke up to a text from one my good friends yesterday morning that read “Can I pull 100% of my Roth contributions at any time without penalty?”  Why yes, yes you can. Roth contributions can be pulled at any time, for any reason, without any repercussions. That’s why I like to think of my […]

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