Mortgages and Medicine.

October 29, 2014

Quit being a wuss. Subscribe to my blog. Unless you are the dumbest person in the world, you probably have realized I’m not the biggest fan of debt. I think it’s pretty stupid and unlike most PF bloggers, I don’t believe “good debt” exists. Although I’m a pretty avid debt puncher, I do compromise on two issues… […]

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When did that happen?

October 21, 2014

Sometimes I think to myself “I can’t believe I’m a grown up!”. I don’t feel old. I don’t look old, and I sure as h-e-double-hockey-sticks don’t act old. I use to think “old” was an age, but I’m quickly learning it’s a lifestyle. I remember being bored to death when my parents would watch political […]

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You might be wealthy, but are you free?

October 15, 2014

You ever read a blog post that went something like this… You might want to think twice before you buy that scooter. It would set you back $3,000, and will likely only provide you entertainment for a handful of years. What if you invested that money instead?  If you put $2,000 in to a Roth IRA […]

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I’ve realized I’m a lifer.

October 12, 2014

A few months after graduating college, the federal government offered me a job to work for them as a Special Agent. I was 21 at the time and the prospect of a “cushy” government job seemed too good to pass up. I mean, I had $28,000 in student loans to pay back after all. I remember […]

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We decided to give being a one car family a shot

September 30, 2014

Cars are freaking expensive. Even though both of our cars were fully paid off (’07 Scion tC and ’06 Honda Pilot) they still ate up a considerable amount of our discretionary income. Gas ($300/mo), insurance ($120/mo), and maintenance (call it $600+/year)  aren’t cheap. So even though our cars were paid off, they were still costing us about $500 […]

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My new money making hobby

September 25, 2014

If you’ve been reading my blog for over four years (which probably no one has), you may recall I used to own a motorcycle. Shortly after I got my crotch rocket, my dad got a Harley. Shortly after my dad got a Harley, he got in a motorcycle accident which nearly cost him his leg […]

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Are you investing more or less than you thought?

September 21, 2014

Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thing (since 2007), I’ve decided to contribute no less than 15%. Here’s what my retirement contributions […]

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