You wish you could be like me.

February 10, 2015

Quit being a wuss. Subscribe to my blog. At the end of each calendar year I review our financials, update my Excel spreadsheet, and calculate just how much Girl Ninja and I were able to increase our net worth (NW) by. We started 2014 with a NW of $234,000, and ended with a NW of $288,000. […]

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Why buy a transmission when you can buy a new car?

February 4, 2015

I was creepin’ on Facebook the other day, when I saw a sparkly new car show up in one of my friends’ posts. After clicking around, I discovered my friend purchased a brand spankin’ new Jeep Cherokee. I thought it was a little odd that she purchased a new car being that the last time I spoke with […]

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How much will I have when I retire?

February 3, 2015

One of the perks of working for the federal government is access to a pension once I reach my minimum retirement age. Since I was born after 1970, I’ll be eligible to retire on my 57th birthday. Assuming I spend my entire working career with Uncle Sam (I’ve been on board since I was 22), […]

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Sheriff of Nottingham

January 29, 2015

A few weeks ago Girl Ninja and I partook in an annual trip we do each year to Loon Lake, WA (about 6 hours away) with a bunch of our friends. I believe this was our third year participating. What is there to do in Loon Lake, WA you ask? Nothing! And that’s why we […]

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HELOC on hold. Refinance here I come.

January 26, 2015

Last Friday I shared my grandiose plans to take out a home equity line of credit (HELOC) in an attempt to diversify the liquidity available to me. That HELOC stuff is soooooooooo 1995 last week. I’m on to bigger and better things now. And by “bigger and better” I mean, it’s time for me to […]

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It’s time for a calculated risk.

January 22, 2015

Here I am, seven years in to my personal finance journey, realizing my relatively disciplined approach to our finances has caused us financial harm. Allow me to share with you one of the most recent examples of how “doing the right thing” came to bite us in the butt: In 2010 Girl Ninja and I decided we […]

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Our 2015 budget

January 20, 2015

New Year. New Budget. Things are about to get a whole lot less exciting with this year’s budget. We’ve been growing our net worth by $50,000+ per year over the last four years, but with Girl Ninja no longer working, we’re definitely gonna be slowing things down in the “getting filthy rich” category. What else […]

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