Choosing to be broke

July 21, 2009

Last night I spent some time with some friends and it made my little ninja heart sad. Only one of them knows that I love finances, and none of them knew I have a financial blog. There was one continuing theme that seemed to reoccur throughout the night. These people are stressed. A little background […]

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Please don’t be dumb.

July 20, 2009

Did you get the memo that the economy is in shambles? I’m willing to bet if you turn on the TV right now and flip through the channels you will see one of two commercials. The first, “Give us your gold, and we’ll pay you big money” The second, “We’ll eliminate all of your credit […]

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What do dogs and I have in common?

July 17, 2009

We were both freakin’ adorable when we were young. The proof is in the pudding (whatever the heck that means). Check out that sexy baby picture of me above. What heterosexual female could resist those thunder-thighs? So why am I taking a little trip down memory lane? Today is a monumental moment in my life. […]

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Personal Finance Mad Lib

July 16, 2009

You remember in 5th grade when your teacher would give you mad libs? You’d get a paragraph with a bunch of blank spots throughout. You were suppose to work through the paragraph and fill in the blanks with words of your choosing. It was awesome because each student was given the same initial paragraph, but […]

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Underwear emergency fund, check!

July 14, 2009

Just about every personal finance blogger has wrote about the importance of an emergency fund. I lost my E-fund blogging virginity back in April, but I can’t help but revisit the issue…this time, with a twist 🙂 I’ll start with the Ninja definition of what exactly an E-fund is…Emergency Fund: A dedicated saving plan to […]

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Sick days are stupid

July 13, 2009

Federal employees receive some pretty awesome benefits. Time off is definitely one of these perks. Employees with 0-3 years service get 13 days off a year, 3-15 yrs earn 20 days a year, and 15+ yrs earn 26 days off a year. In addition to vacation days, each employee is granted 13 sick days per […]

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Debt makes me pissed

July 13, 2009

If my blogs url doesn’t give it away, let me spell it out for you… I-H-A-T-E-D-E-B-T. It hasn’t always been this way. Two years ago, I was impartial. I knew debt was bad news, but didn’t really know why. It wasn’t until I used this nifty little student loan calculator, that I realized the ramifications […]

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