Boys rule, girls drool

Screen shot 2009-11-30 at Nov 30, 2009, 11.47.53 PMToday is an epic day. I promised yesterday, that I would be stirring up a little controversy this morning. Well, hopefully I can deliver on that promise. The only catch is there are three other bloggers that are in on this action. Consider this the first PF “Battle of the Sexes”. My goal today is to establish why being a man is better for one’s financial situation. To all those that are offended, please understand this is suppose to be lighthearted and the girls have an equal opportunity to bash the dudes.

Now on to the four reasons why being a women is harmful for one’s financial health…

1) The glass ceiling. That’s right ladies, no matter how hard you work, how much education you have, or how many bosses you sleep with, you will probably never be as highly paid as Bob the college graduate whose great uncle is your manager. I’m not saying the glass ceiling is ethical, but it exists. Don’t believe me? Let’s take a look at the ten richest people in the world. Any idea how many of them are men? That’s right all of them. In fact, only two women make the top 20. If you’re a female you’re fighting an uphill income battle from day one.

2) Make-up. Oh don’t even get me started on make-up. Quite possibly the greatest marketing ploy ever: Convince women they are absolutely disgusting, unless they spend hundreds of dollars a year on some blush, lipstick, mascara, etc. I’ve always been dumbfounded by the cash a woman will spend in an attempt to alter her looks. Shoot, while we are talking about make-up, let’s move on to the world of plastic surgery. Breast implants, nose jobs, face-lifts…all a female dominated market. Thousands of dollars wasted. A note to all women: You are all naturally beautiful….why do pay so much to mess up a good thing?

3) Unnecessary purchases. Do you know why coupons were invented? They were invented because women like to shop. Sure they might have saved $0.50 on that cute centerpiece, but did they really need to spend the $29.99 in the first place? Girls will buy anything and everything just because it’s on sale. Girls buy things they don’t need, that they will never use, and don’t even want, simply because they “got a good deal.”

Lastly, and quite possibly the most important reason being a man is better for one’s financial situation….

4) Tampons. I’m still pretty immature and don’t really like to talk about the female menstrual cycle, but I’m gonna give it my best. According to a few different internet sources, the average woman spends $4.00 a month on tampons. That’s $48 a year. Let’s run the number and see what that money could do for a 25 year old individual if invested in a Roth IRA through age 65, with an 11% return….$31,000 spent on just tampons. I don’t even wanna know what that number would be if we included ALL feminine hygiene products. As a male, I think I’ll take that money and go buy myself a Lexus or something I can enjoy 🙂

Now before some of my female readers throw a temper tantrum, please remember this was intended to be lighthearted. When it really comes down to it, there should be no debate on who is better. We all know men are better at EVERYTHING. There really is no argument to be made for the other side, but in fairness, I’d like you all to head on over to these other blogs right now and read their perspective on “male vs female” finances.

Budgets are Sexy

Fabulously Broke

Krystal At Work

Men: be sure to add in the comments below other costs that you can think of that women incur and men avoid.
Women: make your best attempts in the comments below to dispute anything included above 🙂

A look ahead…

Screen shot 2009-11-29 at Nov 29, 2009, 11.39.16 PMToday’s blog post is gonna be pretty lame. Got home super late last night after an awesome thanksgiving weekend. The majority of the aweseomness was due to the fact that I did not overdose on mashed potatoes like I anticipated. Booya for mash potatoes, and booya for not overdosing.

I just want to give all my readers a little insight as to what lies ahead this month. I plan to do some major recaps over the next 30 days. I will be updating my about me page. Completely rework my budget. I’ll analyze the progress I’ve made over the last 12 months. Contemplate paying off my student loans. But I am most excited for tomorrow’s blog post. I can’t divuldge too much information about it, but I can say that it will definitely stir some PF controversy and I could quite possibly lose half my readership as a result. What kind of Ninja would I be if I didn’t take risks though?

Although the last few posts have been pretty pathetic, I hope you understand holiday weekends can be rather crazy. Be sure to check back tomorrow 🙂

Why am i awake at 4am?

So I won’t be posting any great content today. I’m staying at Grandma Ninja’s house and she doesn’t have Internet (I know it’s crazy). I’m typing this right now on my iPhone and hoping autocorrect doesn’t mess this post up. I’ll be back to normal posting on Monday.

On a side note, my aunt is a huge fan of Black Friday shopping so I told her I would go along for the experience. I’m hoping I’ll get some good stories from it to share on here. The morning begins at 4am ( I didn’t even know 4am existed). Pray that I come out alive.

Happy turkey day

Just wanted to take a quick minute to say happy thanksgiving to everyone. Today I am thankful for garlic mashed potatoes!

Question dark turkey meat or white meat? I’m a dark meat kinda guy. Anyone that disagrees is a turkey racist 🙂

p.s. If you are reading this via RSS you should actually visit my site today. I have a special holiday banner.

Are you crazy, or am I?

Screen shot 2009-11-24 at Nov 24, 2009, 9.46.05 PMSo apparently I’m the only PF person in the world that would consider taking a job cleaning sewers if the pay was substantial. I’m not going to say I’m surprised by that. I actually had Girl Ninja read yesterday’s post before it went live and she mirrored the same thoughts you all did. I have a thousand different arguments and justifications for why I am right and you all are lame, but in reality, when it’s one versus thirteen, I must be the crazy one.

I’ve been fortunate enough to never have a job I hated. Sure, I’ve had some that were not ideal, but I’ve always managed to make whatever I’m doing enjoyable. I’m too young, too ambitious, and too happy to put myself in a crappy work environment. My question, to all of you who commented yesterday that you had jobs you hated: Why? Was it your attitude? Was it the people? The pay? Why the heck didn’t you quit the second you despised it? Surely you could have found some type of employment elsewhere? If money was not important, then why didn’t you quit immediately and apply to McDonald’s?

Okay, moving on. I mentioned yesterday, there was one exception to my willingness to work anywhere for a CRAZY HIGH salary. Wanna know what that exception is? Time. I would never work somewhere that required more than 50 hours a week of work. That’s right, I said never. Not even for the coolest, sweetest, awesomest job in the world. Work has never been, and will never be what is most important to me. Family, friends, and fun will always come before work.

I was talking with a physician the other day, and he mentioned he works a little over 100 hours a week. Holy guacamole! I realize there are other work-a-holics out there, perhaps some reading this, that work 70, 80, 90 hour weeks. It makes sense to work a lot, if work is at the top of your priorities. For me it hasn’t been, nor will it ever be. I’ll give you 40 hours of my week, occasionally more, but never will I spend more waking hours “on the clock” than I will off.

I may be willing to be a pooper scooper for $100,000/yr, but I would never be a professional ice cream taster working 60 hours a week for similar pay. So now let’s run another poll. If you had to be at a job that you weren’t particularly fond of (think lawn mower) for 40hrs/wk, or you could have a job you enjoyed (think rodeo clown) but had to work 60hrs/wk, what would you do? You know my opinion, what’s yours?

Most jobs have their price

Screen shot 2009-11-23 at Nov 23, 2009, 8.39.56 PM

Dude, I would totally work just about any job if the money was right. You name it, manual labor, pedicurist, port-o-potty cleaner, pay me enough and I’ll submit my application. Does this make me a “sellout”? Possibly. After all, I would be working for “the money” and not “the passion”. Well guess what ya’ll. I’m a freakin’ sellout.

The inspiration for this post came from a conversation I had with my roommate the other day. It went a little like this….

Him: Would you work a job you didn’t enjoy if it paid a lot?

Me: Yes.

Him: Really? You don’t think you would end up unhappy in the end?

Me: No

Him: Care to explain.

Me: Not really, but I’m gonna go eat a twinkie.

Okay, well that’s not exactly how the conversation went. I basically told him, that no matter how miserable the job, I think money can help make things less miserable. That’s not to say that money can buy happiness, but it can definitely help.

My dreaded career would be anything involving history (I hate history). I would despise having to read old books, about old people, who did things a really long time ago. No offense to any historians out there, it’s just not my thing. But if you pay me $200,000/yr to read about Mesopotamia, you’ll get yourself one historically educated ninja ready for work.

Although money wouldn’t change the type of work I was doing, it would definitely change my attitude. And even though I may sacrifice a little bit of my happiness from 9 to 5, I’d totally be able to make up for it during my time off. Work might suck, but I still imagine my overall quality of life would be pretty epic.

Sure I would “sell my soul” for most positions, but I do have ONE exception to that rule. You are gonna have to come back tomorrow though to see what that exception is. So how bout it? Would you be willing to do some “less than desirable” work for a RIDICULOUSLY higher pay? And for those that totally disagree….care to share what jobs you would never do, no matter what the pay?