Punch Debt In The Face

Deal or no deal?

December 19, 2012

Let’s play the hypothetical game. A rich billionaire approaches you and says “I will pay you your current salary for the rest of your life, on the condition you never generate any other income for as long as you live.” This means if you currently make $50,000/year, this billionaire will pay you $50,000/year for the [...]

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If you have more than $10,000 in the bank, I think you’re silly.

December 18, 2012

After a few years of living well below our means, Girl Ninja and I have managed to save up about $80,000. On average, we spend about $3,500/month. According to my calculator watch, this means we could survive for about two years – at current spending rates – on just our savings. If we cut back [...]

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Twenty

December 18, 2012

Girl Ninja and I have been saving hard. Had we not bought a car, and had I not started MANteresting, we would be reaching our $100,000 savings goal right… about………… now. But since we dropped a little extra coin this year, we are about six months behind schedule. As you also know, I’m thinking interest [...]

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What’s putting a roof over your head costing ya?

December 14, 2012

As Girl Ninja and I inch closer towards starting the house hunting process, we’ve been contemplating how much house we think we can afford. We thought maybe a mortgage pre-qualification calculator could help us out. Here was what we got when we ran the numbers based on our current financial situation… Is this real life? [...]

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You know you’re obsessed with personal finance when…

December 12, 2012

I’ve done this once before, and I thought would be worth doing again. You ever heard a joke like “You know you’re a redneck when… …You own a home that is mobile and 5 cars that aren’t. …You think a 401K is your mother-in law’s bra size …The biggest city you’ve ever been to is Wal-Mart. [...]

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A day late… $15,000 short.

December 11, 2012

At the beginning of each calendar year I like to make some financial projections for our household. I’ve done it for the last four years and we’ve always not only met our goals, but absolutely destroyed them. It’s pretty stupid when you reach your 12 month goal in seven months. That doesn’t mean that I’m awesome, it [...]

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Would you hire a friend?

December 10, 2012

After we ring in the New Year, Girl Ninja and I plan to get serious about hunting for a house. I’ve been doing some research and exactly what that process entails and it doesn’t seem too complicated. We’ll get pre-qualified, possibly pre-approved, and then start looking for a real estate agent. No big deal right? [...]

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