December 6, 2012
I’m including a unicorn in every NW update from now on Tis the season to update my freaking net worth! My love for the Christmas season is a lot like diarrhea… I just can’t hold it in. I’m actually rocking out to N’Sync Christmas as I type this. Sure, this is one of the more [...]
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December 6, 2012
Meet Johnny… Johnny makes $100,000 a year. He has decided to put $6,667 in to his 401K each year. This would mean Johnny saves 6.67% for retirement. Johnny’s friend, Deborah doesn’t have a 401k plan at her work. Deborah also makes $100,000 a year. Deborah decides she will put money in to a Roth IRA [...]
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December 5, 2012
When I graduated college in 2007 I promised myself I would fully fund my Roth IRA every single year. We are in 2012 now, and so far, I’ve stayed true to my word. BUT NOT FOR LONG. One of my resolutions for 2013 is to STOP contributing to my Roth IRA. That’s right, I’ll probably [...]
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December 4, 2012
I love Christmas time. Girl Ninja, however, REALLY REALLY REALLY loves Christmas time. It’s fascinating how Christmas cheer infects society. Is it just me or do people, in general, seem nicer and more friendly from late November to early January? Why can’t we be not-douchey all the time?. I digress. With holiday travels, gift buying, [...]
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November 29, 2012
A week ago I shared that Girl Ninja and I plan to take the plunge and buy our first home in 2013. If you’ve been reading PDITF for more than a day or two, you’ll know I’m not a huge fan of the concept of home ownership. With this post I plan to summarize the [...]
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November 28, 2012
I was asking Girl Ninja what I should blog about tonight (she is often the source of inspiration of my posts) and we began talking about dedicated savings account. We ended the conversation agreeing to disagree. She likes the idea of multiple dedicated savings accounts and I hate it. We debated for about 2 minutes [...]
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November 26, 2012
Man it’s been a long time coming. Over two years ago I wrote a blog post asking people to share their best short term investment strategies. Once you’ve saved for the present (emergency fund and savings account) and saved for the far future (retirement) there is only one thing left to do, save for the near [...]
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