If the rest of 2010 is as good as January was, I’ll be a happy camper. Tutoring really gave my discretionary income a sexy little boost and I also brought home some blogging income. These side hustles are turning out to be a wonderful thing. Here’s where my money went last month…
Blog: I don’t plan to become an advertising whore, my primary focus for blogging is on not sucking, but I’m not gonna lie and say a little income doesn’t hurt.
Salary: This income is after tax. I’m only a few paychecks away from my $12,000 pay raise! I bring home just under $1,400 every two weeks, but it should be closer to $1,650 once that raise comes.
Tutoring: January is finals week for all my high school kids, so they are desperate for some tutoring. Being knowledgeable in Algebra and Geometry is pretty much awesome. Tutoring is the easiest money I’ve ever made.
Auto: How much do you spend on gas each month? I bet it’s not under $41, like I was able to get away with. Having a work vehicle is simply amazing.
Dining/Groceries: Eating is freakin’ expensive. I have a goal to spend no more than $250 and am proud to say I managed to stay under budget. I’ve always wondered how much I would spend each month if I was girl?
Interest expense: I have been making only minimum payments on this pesky loan for the last couple months. With a wedding and honeymoon pending I’m hoarding cash and holding off on the student loan accelerated payment schedule. I do plan to pay this beast off soon, but that time has not yet come.
Travel/Reimbursement: I have an airlines credit card that I get double rewards points on when I buy airfare. Last month I bought quite a bit of airfare for my family members and so that is what the reimbursements are. I wish I was planning on going somewhere, but I’m not, I just buy tickets for other people
The other categories were too unimportant or self explanatory so that is why I didn’t cover them. The overall total at the bottom is the cash I had leftover after all my expenses. I walked away with +$1,814 in January, and that kinda turns me on. I hope I can stay in the green once I get married.
* Are you wondering why I post the previous month’s expenses a couple weeks late? I use quicken to track my spending and I have to wait until the end of the billing cycle before I can download these transactions. I know I could manually add each expense as it comes, but I am entirely too lazy for that. Thanks for checking in and if you got any comments, tips, or advice I’d be more than happy to hear it. *