Being dumb is legit. Since home ownership is on the horizon for the Ninja family, I’ve been bouncing my thoughts on the process off of one of my good friends. He knows a ton about the real estate and mortgage industry so I always find myself asking for his two cents.
Sometimes our conversations are pretty straightforward, often discussing things like mortgage interest rates and what communities we think will grow over the coming years. But sometimes our conversations hurt my head. The other day we were discussing buying houses on a 5, 7, or 10 year ARM loan with the goal of paying off the mortgage before the rates adjusted. He was busting out excel spreadsheets. I was crunching numbers in my TI-83. And we ran through a bajillion different “what ifs” Needless to say, it was pretty nerd-tastic. It was geeky, glorious, and educational.
Okay, enough about my boring mortgage conversation. What I really want you to take home from today’s blog post is this… Being dumb is awesome! No really it is. If I didn’t have friends that were smarter than me, I wouldn’t be where I am today. This particular friend knows more about money than me, so when I have a question I run things by him.
I’m seriously obsessed with surrounding myself with people that know more than I do. Books are great, but personal interaction is even better. When I graduated college I had to learn how to be an adult. Things like cooking, paying bills, and working a full time job were all foreign concepts. I decided I should be mentored through the post-college transition and signed up for life coaching. It was freakin’ incredible. For one year, I spent a few hours each month talking with my mentor and establishing goals and plans for my future. We covered six different areas of life; family, health, finances, faith, and priorities. The insight and wisdom I gained during those coaching sessions was priceless.
Take a minute and think about the company you surround yourself with. If you are the smartest person in your circle of friends, you got a problem. You should be interacting with people more knowledgeable than you on a daily basis. Make “being the dumb one” a positive thing. Grow from it, so that one day, you can be the teacher and not the student.
Really all I’m trying to say is stimulating conversation totally rocks my face off! I think it would be really fun to hear what each one of your most recent stimulating conversations was about. Was it about relationships? Money? Faith? Mine was about the real estate market, what was yours?