Fill in the _______.

Get excited y’all cause it’s time we participate in a little “get to know each other” exercise today. You remember those pesky elementary school quizzes where your teacher would give you a sentence that had a blank space in the middle of it? You were suppose to pick which word completed the sentence. Well, I figured we could bring out the 3rd grader in us, and do something similar (but way less sucky). Whadya say…are you down like a clown from China town? Please read the following paragraph.

Hi, my name is blank. I currently work at blank and make around blank per year. I really blank my job. The scariest thing to me about personal finance is blank. If I had a financial do-over I would go back and blank. One thing most people don’t know about me is blank. I think that blank is/are the coolest thing since sliced bread. When I fart, it smells like blank and sounds like blank. Twenty years from now, I think America will be blank. The most non-mortgage debt I’ve ever had was blank and today I have blank amount of debt. If I won blank dollars right now, I would go out and blank. Okay, enough of this silly paragraph, it’s time I go blank so I can blank.

Now, copy and paste that paragraph in the comments section below and replace all the blanks with words of your choice. You can fill out as much (or as little) of the paragraph as you want. Here’s my completed fill in the blank…

Hi, my name is Ninja. I currently work for your Uncle Sam and make around $73k per year. I really enjoy my job. The scariest thing to me about personal finance is buying a house. If I had a financial do-over I would go back and not have majored in Psychology. One thing most people don’t know about me is I am a horrible swimmer. I think that calculator watches are the coolest thing since sliced bread. When I fart, it smells like hot garbage and sounds like psfsfsssffbluuuuwawawafffsst. Twenty years from now, I think America will be wishing we were China. The most non-mortgage debt I’ve ever had was $28K and today I have NO debt. If I won $500 dollars right now, I would go out and put it in the bank because I’m lame. Okay, enough of this silly paragraph, it’s time I go look at Google maps so I can figure out where I want to go this weekend.

Your turn….


p.s. If you liked this idea, feel free to steal it and do something similar on your blog. If you didn’t like this idea, then you must have no soul.

62 thoughts on “Fill in the _______.

  1. Alright, I’ll take this on!

    Hi, my name is WB. I currently work for the Victorian state government in Australia and the Canadian fed government and make around $48k per year. I really appreciate my job. The scariest thing to me about personal finance is the time I’ve wasted in compound interest terms. If I had a financial do-over I would go back and learn to say no to things I didn’t have enough money for. One thing most people don’t know about me is I once step-danced on a local tv show. I think that platypuses are the coolest thing since sliced bread. When I fart, it smells like poo and sounds like psssssssst. Twenty years from now, I think America will be begging Canada for water. The most non-mortgage debt I’ve ever had was about $11k and today I have less than $4k of debt. If I won $50,000 dollars right now, I would go out and buy a bottle of bubbly to celebrate. Okay, enough of this silly paragraph, it’s time I go pack so I can be ready for my week off.

  2. Hi, my name is savingfortravel. I currently work in Insurance and make around $51k per year. I really hate my job. The scariest thing to me about personal finance is my cycle of paying my credit card off then running it back up again. If I had a financial do-over I would go back and be more mature with my spending. One thing most people don’t know about me is I played Joseph when I was 5 in my churches nativity play. I think that hair dye is the coolest thing since sliced bread. When I fart, it smells like I’m a female not sharing. and sounds like no comment. Twenty years from now, I think America will be below parity with the Aus dollar (mwahahaha). The most non-mortgage debt I’ve ever had was $3000 credit card and today I have $1800 amount of debt. If I won $20,000 dollars right now, I would go out and travel to france. Okay, enough of this silly paragraph, it’s time I go sit on the couch so I can watch the biggest loser.

  3. Hi, my name is Robert. I currently work at Target and make around $100,000. I really love my job. The scariest thing to me about personal finance is the unknown unknowns of the stock market. If I had a financial do-over I would go back and not buy a new car, but a used one. One thing most people don’t know about me is I hate public speaking (yet, I do it daily…). I think that Anime is the coolest thing since sliced bread. When I fart, it smells like dinner and sounds like pfft. Twenty years from now, I think America will be scary broke. The most non-mortgage debt I’ve ever had was $40,000 and today I have $14,000 amount of debt. If I won $50,000 dollars right now, I would go out and invest it. Okay, enough of this silly paragraph, it’s time I go bed so I can wake up in 5 hours.

  4. Hi, my name is Ashley. I currently work at a pharma company and make around 44K per year. I really HATE my job. The scariest thing to me about personal finance is retirement. If I had a financial do-over I would go back and save more. One thing most people don’t know about me is ?. I think that puppies is/are the coolest thing since sliced bread. When I fart, it smells like roses and sounds like a fresh flower in bloom. Twenty years from now, I think America will be sad. The most non-mortgage debt I’ve ever had was about 40K and today I have 18K amount of debt. If I won 10 million dollars right now, I would go out and quit my job, pay off my family’s debt, buy mom a house, go on a nice vacation and donate a ton (after I set myself up for retirement of course). Okay, enough of this silly paragraph, it’s time I go to work so I can retire!

  5. Hi, my name is Mo D. I currently work in Customer Service and make around $50K per year. I really have a love/hate relationship my job. The scariest thing to me about personal finance is paying off a consolidation loan and running up the CC bills again. If I had a financial do-over I would go back and pay more attention to the ugly CC interest rates. One thing most people don’t know about me is I can fly a Cessna 152 (though it’s been a few years since I’ve soloed). I think that DVR’s are the coolest thing since sliced bread. When I fart, it smells like disgusting camp water and sounds like I’ve dropped something, or a duck! Twenty years from now, I think America will be wishing it were more like Canada. The most non-mortgage debt I’ve ever had was about $50K and today I have $9K amount of debt. If I won $50,000 dollars right now, I would go out and buy a newer used car, a trip to Vegas, and top up our RSP’s. Okay, enough of this silly paragraph, it’s time I go make myself another cup of coffee so I can get through Hump Day. workday.

  6. Hi, my name is Mercedes. I currently work for an Engineering Company and make around $58k per year. I really feel good about my job. The scariest thing to me about personal finance is not having enough for retirement. If I had a financial do-over I would go back and not go to the private school for the first two years of college. One thing most people don’t know about me is I am painfully shy. I think that off the grid living is the coolest thing since sliced bread. When I fart, it smells like roses and sounds like beautiful music. Twenty years from now, I think America will be doing better than it is today. The most non-mortgage debt I’ve ever had was probably around $10k and today I have just under $5k (+ a Mortgage) amount of debt. If I won $10,000 dollars right now, I would go out and travel. Okay, enough of this silly paragraph, it’s time I go focus on work so I can get home at a relatively early hour.

  7. Hi, my name is Rafiki. I currently work at a printing company in Barbados and make around 18k per year. I really like my job. The scariest thing to me about personal finance is being broke. If I had a financial do-over I would go back and start saving from earlier. One thing most people don’t know about me is I recently started blogging. I think that slice ham is the coolest thing since sliced bread. When I fart, it smells like different scents and sounds like silence. Twenty years from now, I think America will be more or less the same. The most non-mortgage debt I’ve ever had was $0 and today I have no debt. If I won $20k dollars right now, I would go out and married to my soulmate. Okay, enough of this silly paragraph, it’s time I go make a call so I can sleep.

  8. Hi, my name is Lizz. I currently work at a non-profit w/ AmeriCorps and make around $11K per year. I really love my job. The scariest thing to me about personal finance is getting started. If I had a financial do-over I would go back and not quit my college job senior year. One thing most people don’t know about me is I would love to go back to school and get a different degree. I think that vegetable gardens (Free food!) is/are the coolest thing since sliced bread. When I fart, it smells like ick and sounds like pffft. Twenty years from now, I think America will be better than it is today. The most non-mortgage debt I’ve ever had was $24K and today I have $20K amount of debt. If I won $100,000 dollars right now, I would go out and punch debt in the face (mine & my honey’s), expand my house, and marry that dreamboat I live with. Okay, enough of this silly paragraph, it’s time I go work so I can change lives.

  9. Hi, my name is anonblonde. I currently work at a non profit for adults with mental retardation and make around 55,000 per year. I really am ridiculously in love with my job. The scariest thing to me about personal finance is deciding where to put my money, and thinking that I’ll never have enough. If I had a financial do-over I would go back and not major in psychology, not shop my way through a former dead end relationship, and not work a boring office job for $15/hour for two years!! One thing most people don’t know about me is I’m an excellent writer. It has been a long standing dream of mine to write young adult books. I think that my FI and dog are the coolest things since sliced bread. Ladies don’t fart :). Twenty years from now, I think America will be just about the same, because it seems to take decades for anything to get done. The most non-mortgage debt I’ve ever had was $8000 cc debt and today I have around 100,000 in student loans AND a mortgage!! If I won 500 dollars right now, I would go buy a nice patio set so we can enjoy our new back yard! Okay, enough of this silly paragraph, it’s time I go take some vital signs!!!

  10. Hi, my name is spork. I currently work at a telecom and make around $100,000 per year. I really like my job (from time to time). The scariest thing to me about personal finance is the idea of retirement. If I had a financial do-over I would go back and not major in Psychology (took an MBA to erase that mistake). One thing most people don’t know about me is that I have run marathons on 3 continents. I think that my dog is the coolest thing since sliced bread. When I fart, it smells like a fresh spring morning and sounds like “toot”. Twenty years from now, I think America will be somewhere between Canada and Mexico. The most non-mortgage debt I’ve ever had was $24k in student loans and today I have $0 debt! If I won $5,000 dollars right now, I would go out and buy another index fund because I like making an evil laugh when I increase my net worth. Okay, enough of this silly paragraph, it’s time I go work so I can buy more food for the dog.

  11. Hi, my name is Kate. I currently work at Da Man’s HQ and make around 62K per year. I really feel ambivalent about my job. The scariest thing to me about personal finance is just getting started with investing. If I had a financial do-over I would go back and not try to do a graduate degree and work a full-time job at the same time- it was penny-wise and pound-foolish. One thing most people don’t know about me is that I’m actually quite shy. I think that airplane and airline travel are the coolest thing since sliced bread. When I fart, it smells like sunshine and roses and sounds like a tree falling in the woods. Twenty years from now, I think America will have torn itself apart. The most non-mortgage debt I’ve ever had was 18k and today I have 0 amount of debt (not including the mortgage). If I won 200k dollars right now, I would go out and buy our house outright so I wouldn’t have to pay interest to the bank. Okay, enough of this silly paragraph, it’s time I go get coffee so I can work without losing my mind.

  12. Hi, my name is Happy Homeowner. I currently work too many jobs! and make around $90K per year. I really love/hate my job (depending on the day). The scariest thing to me about personal finance is not having enough in savings during a true emergency. If I had a financial do-over I would go back and not use credit cards during/right after college! One thing most people don’t know about me is my real identity (in the blogging world or my blog name if you know me in the real world). I think that my running shoes are the coolest thing since sliced bread. When I fart, it smells like cupcakes and sounds like Sahweeerrrt. Twenty years from now, I think America will be down the shitter. The most non-mortgage debt I’ve ever had was $87K and today I have $46K amount of debt (all student loans now). If I won $50K right now, I would pay off my loans and put the rest in the bank. Okay, enough of this silly paragraph, it’s time I go stretch so I can run 10 miles.

  13. Hi, my name is blank. I currently work at an IT Consulting company and make around $70K per year. I really enjoy my job. The scariest thing to me about personal finance is making sure I’m saving enough for retirement. If I had a financial do-over I would go back and NOT buy a brand-new car. One thing most people don’t know about me is that my guilty pleasure is HGTV. I think that IRAs is/are the coolest thing since sliced bread. When I fart, it smells like nothing (typically) and sounds like I sat down in a squeaky chair. Twenty years from now, I think America will be smaller in economic power. The most non-mortgage debt I’ve ever had was about $42,000 and today I have $38,000 amount of debt. If I won $100,000 dollars right now, I would go out and pay off all our debt and put a big down payment on a house. Okay, enough of this silly paragraph, it’s time I go work so I can not lose my job.

  14. Hi, my name is Austin. I currently work at an IT Consulting company and make around $70K per year. I really enjoy my job. The scariest thing to me about personal finance is making sure I’m saving enough for retirement. If I had a financial do-over I would go back and NOT buy a brand-new car. One thing most people don’t know about me is that my guilty pleasure is HGTV. I think that IRAs is/are the coolest thing since sliced bread. When I fart, it smells like nothing (typically) and sounds like I sat down in a squeaky chair. Twenty years from now, I think America will be smaller in economic power. The most non-mortgage debt I’ve ever had was about $42,000 and today I have $38,000 amount of debt. If I won $100,000 dollars right now, I would go out and pay off all our debt and put a big down payment on a house. Okay, enough of this silly paragraph, it’s time I go work so I can not lose my job.

  15. Hi, my name is Mary. I currently work for the state of Texas and make around $37k per year. I really am bored with my job. The scariest thing to me about personal finance is knowing if you have enough money to support you in the future. If I had a financial do-over I would go back and try to convince my husband not to spend so much on his credit cards before we were married. One thing most people don’t know about me is I used to shoot archery. I think that fluffy bunnies are the coolest thing since sliced bread. When I fart, nobody knows because girls don’t fart. Twenty years from now, I think America will be regretting many of the decisions made over the past 10 years. The most non-mortgage debt I’ve ever had was $45k and today I have $35k amount of debt (husband’s car, student loans, and credit cards). If I won a million dollars right now, I would go out and pay off all our debts, max out my Roth, start (and max out) a Roth for my husband, buy a house, and donate some to those in need. Okay, enough of this silly paragraph, it’s time I go back to surfing the web so I can look busy at work.

  16. Hi, my name is Ruth. I currently work for a corporate giant and make around half of what my husband makes per year. I really am ambivalant about my job. The scariest thing to me about personal finance is how we can fit a kid into it. If I had a financial do-over I would go back and not have taken 5 credit card pre-approvals. One thing most people don’t know about me is I don’t really like other people’s kids. I think that frozen pizzas are the coolest thing since sliced bread. When I fart, it smells like blank and sounds like blank (My brother says that girls that fart…so I’ll leave it at that). Twenty years from now, I think America will be in its 3rd recession since 2008. The most non-mortgage debt I’ve ever had was $45K and today I have $28K amount of debt. If I won $10M dollars right now, I would go out and buy a plane ticket to leave the country and never come back. Okay, enough of this silly paragraph, it’s time I go back to work so I can actually do my job.

  17. Hi, my name is Momninja. I currently work at an aerospace manufacturer and make half of what dadninja makes. I really wish things would get better at my job. The scariest thing to me about personal finance is that I never really thought about it until my son DN started this blog. If I had a financial do-over I would go back and save for my kids education from the day we got married. One thing most people don’t know about me is I had a kidney transplant 6 years ago (are you donor?). I think that stock options are the coolest thing since sliced bread. When I fart, what’s a fart?. Twenty years from now, I think America will be The Peoples Rebublic of the United States of America. If I won 2,000 dollars right now, I would go out and upgrade to the presidential suite for our 30th anniversary cruise. Okay, enough of this silly paragraph, it’s time I go pretend to work so I can continue to be paid.

  18. Hi, my name is pantafants. I currently work at Harvard University and make around 61K per year. I really appreciate my job. The scariest thing to me about personal finance is budgeting. If I had a financial do-over I would go back and not take out student loans for college. One thing most people don’t know about me is that I have significant student loan debt. I think that Roth IRAs is/are the coolest thing since sliced bread. When I fart, it smells like roses and sounds like silence. Twenty years from now, I think America will be screwed! The most non-mortgage debt I’ve ever had was student loans and today I have 69K of debt. If I won 69K dollars right now, I would go out and pay off my student loans. Okay, enough of this silly paragraph, it’s time I go work so I can get out of here on time!

  19. Hi, my name is Carrie. I currently work at an engineering firm and make around $55K per year. I really hate and am bored with my job. The scariest thing to me about personal finance is thinking about the cost of college education for children I dont even have yet. If I had a financial do-over I would go back and not use my credit card right out of college buying things I knew I couldn’t afford. One thing most people don’t know about me is I love to knit and sew. I think that Margaritas are the coolest thing since sliced bread. When I fart, (which I never do, of course…), it smells like a beutiful spring day and sounds like music to your ears :). Twenty years from now, I think America will be in bad shape if some things dont change soon. The most non-mortgage debt I’ve ever had was about $8,000 and today I have around $2,400 of debt. If I won One Million dollars right now, I would go out and move out of NYC and buy a house with a yard. Okay, enough of this silly paragraph, it’s time I go get some boring work done so I can get out of this cubicle ASAP.

  20. Hi, my name is Oldfangled. I currently work at a medical office and make around $31K per year. I really detest my job. The scariest thing to me about personal finance is worrying that I’ll never be able to quit work and be a homemaker like I really want to. If I had a financial do-over I would go back and put my foot down about the debt my husband wanted to go into (and therefore went into) early in our marriage. One thing most people don’t know about me is I won a swing dancing competition at the state fair back in 1999. I think that Netflix is the coolest thing since sliced bread. When I fart, it smells like flowers and sounds like birds happily chirping. Twenty years from now, I think America will be screwed. The most non-mortgage debt I’ve ever had was $72K and today I have half that amount of debt. If I won $1000 dollars right now, I would go out and put it toward our debt snowball. Okay, enough of this silly paragraph, it’s time I go pretend to work so I don’t get found out.

  21. Hi, my name is Amber!! I currently work at it’s a secret and make around double what i made a couple years ago per year. I really own my job (i could do it in my sleep now). The scariest thing to me about personal finance is buying a house, raising babies, and putting said babies through college. If I had a financial do-over I would go back and live at home after college longer and not buy a new car right after college. One thing most people don’t know about me is SUPER open — we can talk about anything and it will not gross me out or make me squeemish or uncomfortable. I think that baked cheetos is/are the coolest thing since sliced bread. When I fart, it smells like nothing and sounds like nothing — I am a lady and we just don’t do that ;). Twenty years from now, I think America will be possibly screwed. The most non-mortgage debt I’ve ever had was $18,000 (car) and today I have ZERO booyha amount of debt. If I won $1,000,000 dollars right now, I would go out and give half to my parents, a little to each of my and my fiance’s siblings/parents and buy a house w/ the rest. Okay, enough of this silly paragraph, it’s time I go fill up my cup ‘o water so I can hydrated.

  22. Hi, my name is being kept secret. I currently work at a university as a grad student and make around $24,000 per year. I really love my job. The scariest thing to me about personal finance is not knowing how much I’ll really need. If I had a financial do-over I would go back and make a budget a lot sooner and stick to it. One thing most people don’t know about me is I compare myself to others constantly. I think that iPhones are the coolest thing since sliced bread. When I fart, really…was this necessary? Twenty years from now, I think America will be wondering why we made the financial decisions we made. The most non-mortgage debt I’ve ever had was about $15K in CC and $13K in student loadns and today I have $13K in deferred student loans. If I won any amount of dollars right now, I would go out and spend 1/3 and save 1/3. Okay, enough of this silly paragraph, it’s time I go find my fleece so I can get warm.

  23. Hi, my name is Lucy. I currently work at an awesome store and make around 40K per year. I really am excited about my job. The scariest thing to me about personal finance is forgetting to pay a bill. If I had a financial do-over I would go back and realize that my college education was free and should be finished in four years instead of taking 15+ and paying for it myself. One thing most people don’t know about me is just how bad my financial situation has been. I think that my fiance is the coolest thing since sliced bread. When I fart, it smells like something rotten and sounds like I need to check my pants. Twenty years from now, I think America will be where I spend most of my time traveling. The most non-mortgage debt I’ve ever had was probably around 79K and today I have 55K left of debt. If I won any dollars right now, I would go out and put it in the bank. Okay, enough of this silly paragraph, it’s time I go get some work done so I can get a raise.

  24. Hi, my name is Jen. I currently work at a public health non-profit and make around $50k per year (counting part-time job!). I really appreciate my job. The scariest thing to me about personal finance is how few people know/care about it. If I had a financial do-over I would go back and figure out a way to not take so many student loans… and also not run up a bunch of credit card debt while also using those loans. One thing most people don’t know about me is exactly how much debt I have. I think that mah boyfren’ the coolest thing since sliced bread. When I fart, it smells like marshmallows and sounds like baby chicks cheeping. Twenty years from now, I think America will be on the upswing (I hope!). The most non-mortgage debt I’ve ever had was ~$80,000 and today I have blank amount of $70,000. If I won 5 dollars right now, I would go out and write a check to Sallie Mae. Okay, enough of this silly paragraph, it’s time I go worky work so I can go home and sleeeep.

  25. Hi, my name is Laura. I currently work at a huge ass corporation I won’t mention here and make around 65k per year. I really dislike the C level management style of my job. The scariest thing to me about personal finance is failing. If I had a financial do-over I would go back and start saving more at a younger age. One thing most people don’t know about me is that I’ve always dreamed of being a motivational speaker but am an accountant… go figure. I think that your fun drawings is/are the coolest thing since sliced bread. When I fart, it smells like my dad and brother’s farts and sounds like sweet release 😉 . Twenty years from now, I think America will be driven more by intelligence. The most non-mortgage debt I’ve ever had was my student loan and today I have 27k of student loan debt left and no other non-mortgage debt. If I won over a million dollars right now, I would go out and develop a realistic eco friendly low income neighborhood.. Okay, enough of this silly paragraph, it’s time I go blank so I can work.

  26. Hi, my name is Sarah. I currently work at a non-profit and make around not enough per year. I really like my job. The scariest thing to me about personal finance is staying on top of it all. If I had a financial do-over I would go back and take more finance classes in college. One thing most people don’t know about me is I stress about money. I think that Google Calendar’s is/are the coolest thing since sliced bread. When I fart, it smells like sun tan lotion and sounds like ocean waves. Twenty years from now, I think America will be gone (2012 baby!). The most non-mortgage debt I’ve ever had was when I bought my car and today I have no amount of debt. If I won 5,000 dollars right now, I would go out and buy a new wardrobe. Okay, enough of this silly paragraph, it’s time I go work so I can eventually go home.

  27. Hi, my name is TTGOOD. I currently work in the restaurant industry and make around 48k per year. I really love my job but long over due for a raise. The scariest thing to me about personal finance is trying to save enough for retirement. If I had a financial do-over I would go back and not spend money I didn’t have in my early 20s. One thing most people don’t know about me is I over analyze all my friendships. I think that Chase person to person quick pay is the coolest thing since sliced bread. No comment. Twenty years from now, I think America will be maintaining but not doing the necessary to better itself. The most non-mortgage debt I’ve ever had was 28k and today I have blank amount of 17k. If I won 25,000 dollars right now, I would go out and pay off my debt and my husbands. Okay, enough of this silly paragraph, it’s time I go get ready so I can enjoy a new city.

  28. Hi, my name is Kate. I currently work at a University as a graduate assistant and make around $15K per year. I really see my job as a means to being a professor. The scariest thing to me about personal finance is the awful job market. If I had a financial do-over I would go back and start paying off my student loans while I was still an undergrad. One thing most people don’t know about me is that I’m already paying off my student loans (some of my peers are taking out loans for grad school!). I think that computers are the coolest thing since sliced bread. When I fart, it usually doesn’t smell too bad and almost always sounds funny. Twenty years from now, I think America will not be the world superpower that it has been, and Americans will be living more within their means. The most non-mortgage debt I’ve ever had was $20k and today I have $18.5k amount of debt. If I won any dollars right now, I would go out and put them towards my college loans. Okay, enough of this silly paragraph, it’s time I go shower so I can go to school/work.

  29. Hi, my name is slug. I currently work in consulting and make around $140k per year. I really don’t want any job. The scariest thing to me about personal finance is forecasting my needs in retirement. If I had a financial do-over I would go back and also not major in psychology (like spork it took an MBA to fix it). One thing most people don’t know about me is that I blog anonymously. I think that ultimate frisbee is the coolest thing since sliced bread. When I fart, it smells like immolated baby seals and sounds like your Mom. Twenty years from now, I think America will be in much better shape if I am President. The most non-mortgage debt I’ve ever had was about $80k and today I have $65k at very low interest. If I won the $300 million Mega Millions right now, I would go out and quit my job, buy lots of rental properties, and teach personal finance to high schoolers. Okay, enough of this silly paragraph, it’s time I go do this teleconference with Spain so I can continue to look like I’m working.

  30. Hi, my name is Investing Newbie. I currently work at a beauty company and make around $55,000 per year. I really LOVE my job. The scariest thing to me about personal finance is not knowing where you’ll end up. If I had a financial do-over I would go back and invest more money at the stock market low. One thing most people don’t know about me is I am deathly afraid of meeting new people. I think that the fact that facebook can group similar facial features and help you tag instantly is/are the coolest thing since sliced bread. When I fart, it smells like ROSES and sounds like HEAVEN. Twenty years from now, I think America will be awesomer (not a word now, but when they get there, you’ll see). The most non-mortgage debt I’ve ever had was $30 K and today I have $30 K amount of debt. If I won $1M dollars right now, I would go out and give it to my parents. Okay, enough of this silly paragraph, it’s time I go back to work so I can make that moneyyyyy.

    *Ninja you’re awesome.

  31. Hi, my name is Jen. I currently work at a civil engineering company and make around 55k per year. I really enjoy the intellectual/problem solving side of my job. The scariest thing to me about personal finance is defaulting on my student loans and ruining my great credit history. If I had a financial do-over I would go back and take out fewer loans for college. One thing most people don’t know about me is if I didn’t have student loans I would find a way to travel all the time. I think that the interwebz is cooler than sliced bread. When I fart, it doesn’t matter because I don’t do it in public. Twenty years from now, I think America will be full of angrier people. The most non-mortgage debt I’ve ever had was my student loans and today I have $120k of student loan debt. If I won $1,000,000 dollars right now, I would go out and pay off my student loans (and my husbands, and my brother’s) and donate some, save some, and take a trip to Europe. Okay, enough of this silly paragraph, it’s time I go drive so I can go to work and then class and then jury duty.

  32. Hi, my name is Melissa. I currently work for a quasi-gvt agency and make around $62k per year. I really enjoy *certain aspects* of my job. The scariest thing to me about personal finance is retirement. If I had a financial do-over I would go back and start saving when I got my first job, and skip the whole “lifestyle inflation” thing. One thing most people don’t know about me is I am terrified of meeting new people in group setting and often freeze up and have some sort of a panic attack, causing me to say incredibly moronic things and make people think I am extremely weird the first time we meet. I think that otters and violins are the coolest thing since sliced bread. When I fart, it smells like hot garbage and sounds like psfsfsssffbluuuuwawawafffsst. [I’m going with that, that was awesome} Twenty years from now, I think America will be wishing we were China … I am already wishing that. The most non-mortgage debt I’ve ever had was $12K and today I have NO debt. If I won $500 dollars right now, I would go out and put it in the bank because I’m lame (THIS!)

  33. Hi, my name is Jeff. I currently work at a boutique engineering firm and make around 45k per year. I really appreciate my job. The scariest thing to me about personal finance is increasing my salary because my spending is under control. If I had a financial do-over I would go back and work more during college. One thing most people don’t know about me is I’m a giant wuss despite serving in the Infantry for 6 years and being a hardened combat veteran, I’m actually a coward with exceptional training and discipline. I think that mint.com is/are the coolest thing since sliced bread. When I fart, it smells like evil and sounds like silent death. Twenty years from now, I think America will be wondering why there was so much hub bub about gay marriage (like we today wonder what all the hub bub was about for racial/gender equality). The most non-mortgage debt I’ve ever had was 8.9k and today I have ZERO amount of debt. If I won 1 million dollars right now, I would go out and buy a Kindle. Okay, enough of this silly paragraph, it’s time I go work so I can keep my job.

  34. Hi, my name is Jennifer. I currently work at an IT firm and make around $40 per year. I really am appreciative yet bored about my job. The scariest thing to me about personal finance is that I make $40 a year but take home only around $2000 a month. If I had a financial do-over I would go back and not move out of my brother’s house until my debt was paid off! One thing most people don’t know about me is I would love to be a writer, librarian, or social worker. I think that Echo Bazaar is the coolest thing since sliced bread. When I fart, it smells like methane and sounds like an elephant armpit smushing while it gallops. Twenty years from now, I think America will be similar to 1992 Russia. The most non-mortgage debt I’ve ever had was $33,000 and today I have about $33,000 of debt. If I won $40 right now, I would go out and fill up my gas tank. Okay, enough of this silly paragraph, it’s time I go find a cheap stylist so I can save money and time and look fabulous.

  35. Hi, my name is reallyannie. I currently work at an IT company and make around $20k per year. I really appreciate my job. The scariest thing to me about personal finance is retirement. If I had a financial do-over I would go back and start saving two years ago when I got my first job. One thing most people don’t know about me is I’m afraid of failure and feel like I already fail. I think that burritos are the coolest thing since sliced bread. When I fart, it smells like agh and sounds like psssssssssssss. Twenty years from now, I think America will be devastated by out own selfishness. The most non-mortgage debt I’ve ever had was $24k and today I have $9k amount of debt. If I won $100k dollars right now, I would go out and put it in the bank for my retirement. Okay, enough of this silly paragraph, it’s time I go back to work so I can finish before lunch time.

  36. Hi, my name is Kadye. I currently work at a theatre & at school and make around 10-15k per year. I really love my job. The scariest thing to me about personal finance is getting behind. If I had a financial do-over I would go back and rethink the debt I got myself in to. One thing most people don’t know about me is this is my 5th major. I think that Disney is the coolest thing since sliced bread. When I fart, it smells like marshmallows and sounds like birds. Twenty years from now, I think America will be more accepting of gays. The most non-mortgage debt I’ve ever had was $12,000 and today I have about $12,000 amount of debt, thanks to school. If I won $15,000 dollars right now, I would go out and pay off my debt and prepay my bills. Okay, enough of this silly paragraph, it’s time I go work so I can make money to slowly get out of debt.

  37. Hi, my name is Mel. I currently work at… well, home (first year freelance writer) and make around poverty level per year. I really love my job, however. The scariest thing to me about personal finance is not knowing when my next “big project” will happen. If I had a financial do-over I would go back and never spend $12,000 that one year of private college. One thing most people don’t know about me is have incredible bouts of social anxiety, despite being fairly decent at being social. I think that Wonderbras are the coolest thing since sliced bread. When I fart, it smells like asparagus and sounds like a cat, meowing in pain. Twenty years from now, I think (hope) America will be more accepting of all sexual orientations. The most non-mortgage debt I’ve ever had was $45,000 and today I have $27,000 amount of debt (stupid school loans). If I won $10,000 dollars right now, I would go out and pay off my car loan. Okay, enough of this silly paragraph, it’s time I go feed the cats so I can take a nap.

  38. Hi, my name is Fig. I currently work at unemployed/blogger/freelance writer and make around $12K? per year. I really love my job. The scariest thing to me about personal finance is being in debt with no way to catch up. If I had a financial do-over I would go back and not use credit cards to survive after I graduated. One thing most people don’t know about me is I love Hello Kitty. I think that Disney Channel movies are the coolest thing since sliced bread (no, I’m not actually 13 years old). When I fart, it smells like candy and sounds like music. Twenty years from now, I think America will be where I reside happily. The most non-mortgage debt I’ve ever had was $25,000 and today I have $22,500 amount of debt. If I won $50,000 dollars right now, I would go out and pay off my debt and wedding and start fresh. Okay, enough of this silly paragraph, it’s time I go write so I can make the pennies.

  39. Hi, my name is Kathy. I currently stay at home and make $0 per year (hubby makes 75 – 110k depending on OT). I really should think about getting a job — the kid starts high school next year! The scariest thing to me about personal finance is misinformation. If I had a financial do-over I would go back and pick up some accounting classes so I could get a P/T or casual accounting job while kiddie was in school. One thing most people don’t know about me is me — I am horribly shy and stay away from people. I think that computer/techno gadgets are the coolest thing since sliced bread. When I fart, it smells and is quiet. Twenty years from now, I think America will be wishing the government didn`t spend *quite* so much money. The most non-mortgage debt I’ve ever had was $1000 and today I have NO debt. If I won 2 millions dollars right now, I would make hubby quit his job and move to Hawaii. Okay, enough of this silly paragraph, it’s time get off the internet so I can eat supper.

  40. Hi, my name is Alotta Lettuce. I currently work in the energy industry and make around $53k per year. I really don’t care about my job. The scariest thing to me about personal finance is the fact that my husband and I got a late start in planning for retirement. If I had a financial do-over I would go back and not defer my student loans when I was younger, poorer and much, much dumber. One thing most people don’t know about me is that I defaulted on some credit card debt when I was in my 20s, had it charged-off and simply waited for it to “fall off” my credit report without ever paying it back. I think that mint.com the coolest thing since sliced bread. When I fart, it smells like corn flakes and sounds like rice krispies. Twenty years from now, I think America will be losing the future. The most non-mortgage debt I’ve ever had was $51k in student loans and today I have $45k in student loans. If I won $100,000 dollars right now, I would go out and pay off both my and my husband’s student loans, and put the rest in the bank. Okay, enough of this silly paragraph, it’s time I go upstairs so I can welcome my husband home from work.

  41. Hi, my name is (not really) Carlos. I currently work for the Canadian government and make around $100K per year. I really love my job. The scariest thing to me about personal finance is that you can do everything “right” and still fail. If I had a financial do-over I would go back and buy a different first condo, a smaller one in a better neighbourhood. Either that or buy 1000 shares of Research in Motion in 2002 at like $15 a share when I had my finger on the “order confirm” button. One thing most people don’t know about me is that I struggle with my temper. I think that my kids are the coolest thing since sliced bread. When I fart, it smells like chicken and onions and sounds like putt-putt-putt-pwEEEEEEETTTT!!!! Putt. FFffffffff. *squeak*. Twenty years from now, I think America will be still kicking the can down the road. The most non-mortgage debt I’ve ever had was 51K (split with my wife) and today I have $15 amount of debt (car loan, split with my wife). If I won two billion dollars right now, I would go out and buy all the Toronto sports franchises and run that ish like Steinbrenner. Okay, enough of this silly paragraph, it’s time I go see my boys so I can tell them goodnight.

  42. Hi, my name is CJ I currently work at Farmers Insurance and make around $60,000 per year. I really enjoy 95% of my job. The scariest thing to me about personal finance is not having enough for retirement. If I had a financial do-over I would go back and get a different degree. One thing most people don’t know about me is how much I watch my investments. I think that company cars are the coolest thing since sliced bread. When I fart, it smells like farts and sounds like slot machines. Twenty years from now, I think America will be more liberal. The most non-mortgage debt I’ve ever had was about $55,000 and today I have $922.00 amount of debt (last of my student loan paying it off on Friday!). If I won one million dollars right now, I would renovate my crappy kitchen. Okay, enough of this silly paragraph, it’s time I go watch tv so I can relax..

  43. Hi, my name is SP. I currently work at an engineering company and make around 90k per year. I really think the work I do at my job is important, but sometimes want a different culture. The scariest thing to me about personal finance is the unknowns in the future. If I had a financial do-over I would go back and negotiate my starting salary better. One thing most people don’t know about me is that I’m incredibly sensitive. I think that mountains are the coolest thing since sliced bread. I refuse to talk about farts. Twenty years from now, I think America will be the 2nd most powerful country in the world. The most non-mortgage debt I’ve ever had was around $27000 (student loans) and today I have 15,000 (student loans) of debt. If I won 100000 dollars right now, I would go out and plan a vacation, then put the rest in the bank. Okay, enough of this silly paragraph, it’s time I stop reading blogs so I can watch House on Hulu with my love.

  44. Hi, my name is Gretchen. I currently work at family law firm and make around $140k per year. I really am hot and cold about my job. The scariest thing to me about personal finance is people who don’t think about retirement. If I had a financial do-over I would go back and get better grades in undergrad so I could have been a doctor. One thing most people don’t know about me is I applied to med school and didn’t get into ANY schools – harsh! I think that Roth IRAs is/are the coolest thing since sliced bread and the income limits should be abolished. When I fart, it smells like none-ya-business and sounds like none-ya-business. Twenty years from now, I think America will be f*cked unless The Ben Bernake is fired and ObamaCare defunded. The most non-mortgage debt I’ve ever had was $90k in law school loans and today I have $4,900 amount of debt. If I won one million dollars right now, I would go out and invest every last cent. Okay, enough of this silly paragraph, it’s time I go to bed so I can get up and repeat the grind tomorrow.

  45. Hi, my name is StackingCash. I currently work at hotel and make around $35k per year. I really hate/love my job. The scariest thing to me about personal finance is having enough for retirement with my limited income. If I had a financial do-over I would go back and put all my money in CD’s instead of mutual funds/stocks. One thing most people don’t know about me is I’m fairly moderate, political-wise. I think that the internet is the coolest thing since sliced bread. When I fart, it smells like death and sounds like explosions. Twenty years from now, I think America will be in a civil war. The most non-mortgage debt I’ve ever had was 17k for a new car and today I have zero amount of debt. If I won 2 million dollars right now, I would go out and purchase an Audi R8 and quit my job. Okay, enough of this silly paragraph, it’s time I go to sleep so I can dream.

  46. Hi, my name is Louise. I currently work at a government department and make around $85,000 per year. I really LOVE my job. The scariest thing to me about personal finance is that I can no longer get income protection insurance. If I had a financial do-over I would go back and never spend the money we had in savings on renovations. One thing most people don’t know about me is that I can **. I think that the is/are the coolest thing since sliced bread. When I fart… well I’m a lady and everyone knows ladies just don’t! … but if they did it would smell like Chanel No 5 and sound like harps softly playing… Twenty years from now, I think America will be in even more debt. The most non-mortgage debt I’ve ever had was (gulp!) $74091 and today I have $63200 amount of debt. If I won 100,000 dollars right now, I would go out and pay it straight off my debt. Okay, enough of this silly paragraph, it’s time I go put my PJ’s on so I can go to bed.

  47. Hi, my name is Molly. I currently am a mostly SAHM/work at a chain drugstore and make around $2K per year. I really like my job. The scariest thing to me about personal finance is the first step to getting out of debt (figuring out how much you have). If I had a financial do-over I would go back and not rent an apartment so long. One thing most people don’t know about me is how much debt we’re in. I think that budgets is/are the coolest thing since sliced bread. When I fart, it smells like flowers and sounds like a foghorn. Twenty years from now, I think America will be what we make of it. The most non-mortgage debt I’ve ever had was $15k and today I have $10K (soon to be less than $6K) amount of debt. If I won $130,000 dollars right now, I would go out and pay off the last of our debt and buy a house. Okay, enough of this silly paragraph, it’s time I go pack so I can move.

  48. Hi, my name is Julia. I currently work part time at a credit union and make around $30k per year. I really adore my job. The scariest thing to me about personal finance is investing and retirement. If I had a financial do-over I would go back and save more for college. One thing most people don’t know about me is I can’t digest any type of dairy. I think that my nieces and nephew are the coolest thing since sliced bread. When I fart, it smells like roses and sounds like aphewphew. Twenty years from now, I think America will be owned by Steve Jobs. The most non-mortgage debt I’ve ever had was $29K and today I have $29K but I graduate in 2 months and that will change quickly! If I won $1,000 dollars right now, I would save 1/2 and spend 1/2 on some new work clothes. Okay, enough of this silly paragraph, it’s time I go work so I can make money.

  49. Fun! Here’s mine:

    Hi, my name is GREENI$BLACK. I currently work at a PR agency and make around $55K per year. I really dislike my job. The scariest thing to me about personal finance is staying out of debt. If I had a financial do-over I would go back and not spend money on silly things, like designer handbags. One thing most people don’t know about me is I am changing my career. I think that techy-running gear is the coolest thing since sliced bread. When I fart, it smells roses blank and sounds like a baby seal laughing. Twenty years from now, I think America will be awesome. The most non-mortgage debt I’ve ever had was $10,000 credit card + $17,000 student loan and today I have $0 credit card + $9,000 student loan amount of debt. If I won one million dollars right now, I would go out and do backflips naked, then donate it to charity. Okay, enough of this silly paragraph, it’s time I go back to work so I can make that cheddar!

  50. Hi, my name is Sara. I currently work at a major university and make around 50-60k per year. I really enjoy my job. The scariest thing to me about personal finance is saving enough for retirement (how do you know how long you’ll live?!). If I had a financial do-over I would go back and change how I spent money in college. One thing most people don’t know about me is that I am constantly looking for better job opportunities. I think that PF blogs are the coolest thing since sliced bread. 😉 I DO NOT FART. 😛 Twenty years from now, I think America will be broker than Lindsay Lohan. The most non-mortgage debt I’ve ever had was $13,000 (student loans) and today I have $3,000 amount of debt (still SL). If I won $3,000 dollars right now, I would go out and pay off that student loan! Okay, enough of this silly paragraph, it’s time I go get off the internet so I can get back to work.

  51. Hi, my name is Ginger. I currently work for a medium sized insurance company and make around $60k per year. I can’t believe they pay me this much to do my job. The scariest thing to me about personal finance is letting another decision-maker (future husband) have a say in my formerly dictatorial financial decisions. If I had a financial do-over I would go back and not buy a townhome with a guy who wasn’t The One. One thing most people don’t know about me is I eat tons of junk food even though I look pretty fit. I think that Netflix Streaming is the coolest thing since sliced bread. When I fart, it smells like nada and sounds like nothing. Twenty years from now, I think America will be pretty much the same, except maybe we’ll have flying cars and meals in pill form (ha!). The most non-mortgage debt I’ve ever had was $31K and today I have $19K of debt. If I won $5 dollars right now, I would go out and buy a fancy coffee drink. Okay, enough of this silly paragraph, it’s time I go finish up my work so I can go home and watch The Office!

  52. Hi, my name is Kyle. I currently work for myself and make around 66k per year. I really heart my job. The scariest thing to me about personal finance are student loans. If I had a financial do-over I would go back and not go to a private college. One thing most people don’t know about me is that I used to be a cheerleader. I think that my dog is the coolest thing since sliced bread. When I fart, it smells like roses and sounds like Canon in D. Twenty years from now, I think America will be still kicking ass. The most non-mortgage debt I’ve ever had was 66k and today I have 56k amount of debt. If I won one million dollars right now, I would go out and start a Bill Gates Foundation except it wouldn’t be the Bill Gates Foundation it would be the Kyle Hepp Foundation. Okay, enough of this silly paragraph, it’s time I go sleep so I can sleep.

  53. Hi, my name is Rubee. I currently looking for work and make around $0 right now. I really want to find a job. The scariest thing to me about personal finance is losing everything that I’ve worked for. If I had a financial do-over I would go back and invest in the sharemarket during the GFC. One thing most people don’t know about me is I’m not as blonde as I seem. I think that chilli scrambled eggs with avocado spread is the coolest thing since sliced bread. When I fart, it smells like nothing and sounds like nothing. Twenty years from now, I think America will be the second biggest economy. The most non-mortgage debt I’ve ever had was $10k and today I have $0 amount of debt. If I won $10,000 dollars right now, I would go out and buy things to decorate my apartment. Okay, enough of this silly paragraph, it’s time I go make my chilli scrambled eggs with avocado dip so I can nom nom.

  54. Hi, my name is Grace. I currently work at a non-profit service agency and make around $17,000 per year. I really love my job. The scariest thing to me about personal finance is my net worth (-$34,000). If I had a financial do-over I would go back and change nothing. One thing most people don’t know about me is I can juggle. I think that Ninja is the coolest thing since sliced bread. When I fart, it smells like .. not saying.. and sounds like … also not saying… Twenty years from now, I think America will be a different country. The most non-mortgage debt I’ve ever had was school loans and today I have $34,000 amount of debt. If I won 1,000 dollars right now, I would save it for the next Ships and Dip Cruise. Okay, enough of this silly paragraph, it’s time I go sleep so I can work in the morning.

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