On my way to The Netherlands

by Ninja on November 1, 2013 · 4 comments

I’ll be on a plane for the next 12 hours. Expect more frequent posts from me over the next month and a half as I sit in my hotel room all by myself in the evenings 🙂 Here is one of my favorite pictures of Girl Ninja. I call it “The day she decided to […]

It’s Friday mother lovers, which means you all have likely checked out mentally in anticipation of the upcoming weekend. So today I propose a simple question… If you had be selfish and spend $5,000 by the end of today, what would you buy?  See what I did there? I said you had to be selfish […]

I’m pretty lucky to have the most loyal readers of any personal finance blog (notice I didn’t say “one of the most”). Larry, StackingCash, Mo D, Trina, Ryo, and many others have been reading and commenting on my blog posts for years. Some of you, have lurked for just as long, but never taken the […]

Yesterday I let Girl Ninja paint each of my nails a different color (don’t worry, I still found time to wrestle a pack of wolves and shave my chest hair with a rusted butter knife in between fingers). Check out the finished product… That’s right. I’m reppin’ the light blue, sparkly gold, hot pink, dark […]

“Buy a house” they said. “You’ll be able to deduct the mortgage interest” they said. Probably one of the greatest lies ever told, and possibly a lie you believed. This is how many prospective homeowners think about things: Buy a house. Pay mortgage interest. Deduct said mortgage interest from taxes. Convince yourself this is an […]

Random Question

by Ninja on December 6, 2012 · 35 comments

Meet Johnny… Johnny makes $100,000 a year. He has decided to put $6,667 in to his 401K each year. This would  mean Johnny saves 6.67% for retirement. Johnny’s friend, Deborah doesn’t have a 401k plan at her work. Deborah also makes $100,000 a year. Deborah decides she will put money in to a Roth IRA […]

Would you do it.

by Ninja on October 26, 2012 · 39 comments

Would you take out  a 0% loan for something you were already going to buy?  If so, why? If no, why not? Discuss.