Are you down with the down payment? Now that I’m debt free, I have only one objective with my discretionary income. Save it. Even though I’m coming to realize renting isn’t really that bad, I imagine one day Girl Ninja and I would like to buy a house. Being that we probably wont be buying […]

You know who I’m talking about. It’s the 103 year old woman that lives down the street. In a very tiny one bedroom house. She keeps mostly to herself and has 18 cats. Yeah, 18 cats. What you DO know about the “cat lady” is that she uses a garbage bag as a rain jacket. […]

*Fabulously Broke tweeted this image yesterday and I thought it was too good to pass up* Being broke is trendy. Seriously, I think it’s the new black. I guess this is no surprise, being that the national savings rate is a measly 3%. Let’s be honest: If you ain’t broke, you aint cool. Wait. That’s […]

The interesting thing about interest, is that it acts as our frenemy (friend/enemy). It’s often a major player in wealth building, but also one of the driving forces behind the ‘paycheck-to-paycheck’ lifestyle. It can work for or against you. The choice is yours. To kick things off, I thought I’d start with a chart I’m […]

I save like a G

February 22, 2010 · 21 comments

I love today’s title because it holds double meaning. I originally meant I save like a G (as in Gangsta). If you didn’t know, I’m the ghettoest (is that a word?) personal finance blogger this side of the Mississippi Milky Way.  I love rapping, hip hop music, making beats, and learning about compound interest. If […]

What are you saving for?

February 4, 2010 · 9 comments

Seeing that I have already wrote two articles on saving this week, I figure it’s only appropriate to finish the week off with, yet another post, about saving. Consider these three articles the holy trinity of personal finance. Okay, maybe they aren’t that insightful…wait, actually they aren’t really insightful at all. Oh well, I tried […]

There’s a lot of hype around millionaires. If you read Budgets Are Sexy (which I recommend you do) you’ll see J. Money has a club, “The Million Dollar Club” that is. It’s a club I’m sure many of us hope to one day join. Ya know what though? I gotta keep it real and come […]