saving

I’m bored.

September 1, 2011 · 27 comments

While talking with Girl Ninja the other night, I uttered four words I thought I would never say. I. Like. Big. Elbows. Just kidding, that’s now what I said. What I really said was “I’m sick of saving.” ::GASP:: I probably just lost half my readers after declaring such a blasphemous statement, but it’s true, […]

Death to happiness

June 16, 2011 · 39 comments

Man, just when things are going great in my life, I get an email with horrible news. I’m seriously depressed right now. Here’s the email I got from a PDITF reader… Dear Ninja, I have some bad news for you, as I know you are a fellow ING Direct customer. http://consumerist.com/2011/06/report-capital-one-to-buy-ing-direct-for-9-billion.html You should say something […]

As you all know, Girl Ninja and I are on a mission to save like crazy for a down payment. We’ve been making some pretty serious progress and are just past half way to our $100,000 savings goal. If we end up buying a $350,000 house, we would be able to put $70,000 (20%) down […]

I’ve had $10,000 sitting in an emergency fund for about two years now. Thankfully I haven’t needed to use it yet (and hopefully wont need to for a very long time). Even though my income and marital status has changed over the last couple years, I haven’t thought twice about changing my E-fund balance. I […]

I consider myself a pretty tolerant person. I understand that others may not feel the same way I do about politics, religion, marriage, unicorns, and money. That said, I have a moral obligation to call out bad advice when I see it, and today I plan to do just that. Last week I overheard two […]

Kevin at Thousandaire.com asked an interesting question in the comments section of my most recent Net Worth update. He asked… When are you going to start investing outside of your retirement accounts? A valid question seeing that the only dabbling I’ve done in the stock market has been strictly related to retirement planning. To many […]

I have some tragic, tragic news to share with you today. Girl Ninja is cheating on me. With two guys AND two girls! I would be wallowing in self pity if it weren’t for one minor detail….I condoned this infidelity. Does this make me some kind of pimp? For the last nine months of our […]