saving

Girl Ninja and I have a significant amount of our net worth sitting as cash in a “high yield” savings account. It’s exciting that we are just a few weeks away from hitting our $100,000 savings goal, but it’s also terribly depressing to know this money has earned a paltry 0.8% over the last couple years. […]

Miserable March

March 7, 2013 · 40 comments

For those of us that get paid every two weeks, we face a battle of epic proportions. Managing a budget is no easy task, especially when all months AREN’T created equal. Ten months a year we might bring home $4,000, but two months of the year we bring home $6,000. Why must such cruel things […]

After a few years of living well below our means, Girl Ninja and I have managed to save up about $80,000. On average, we spend about $3,500/month. According to my calculator watch, this means we could survive for about two years – at current spending rates – on just our savings. If we cut back […]

I was asking Girl Ninja what I should blog about tonight (she is often the source of inspiration of my posts) and we began talking about dedicated savings account. We ended the conversation agreeing to disagree. She likes the idea of multiple dedicated savings accounts and I hate it. We debated for about 2 minutes […]

YODO

July 26, 2012 · 30 comments

So I was reading – yes contrary to popular belief I know how to read – my good friend J. Money’s blog the other day and came across a guest post on there from another friend, Paula Pant. The article was titled “Saving 50% of our income“. If you couldn’t guess by the title, Paula […]

Are you a rate chaser?

February 13, 2012 · 14 comments

I have a very big announcement to make on Wednesday, so big in fact, it’s taking up almost all of my free time and I literally can’t even sit down to write a blog post for you today. NO SOUP FOR YOU (always wanted to say that). Every now and again I get emailed guest […]

On November 30th, 2010 Girl Ninja and I had exactly $2,824.65 in our savings account (this does not include our Emergency Fund). Between November 2010 and September 2011, this account became very hungry and ate just about every dollar of discretionary income we had. By Sept. 2011, only ten months later, our savings had increased […]