saving

About two months ago, I took $14,000 out of our savings account and put it in a taxable investment account. To date, it’s probably been my least favorite financial move I’ve ever made. In fact, it’s the worst. It’s also, apparently, the responsible thing to do, but that’s besides the point.   Responsibility is totally overrated. To […]

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]

You ever read a blog post that went something like this… You might want to think twice before you buy that brand new TV. It would set you back $2,000, and will likely only provide you entertainment for a handful of years. What if you invested that money instead?  If you put $2,000 in to […]

Apparently there is a show on TLC called Extreme Cheapskates. I hate it. Full disclosure: I’ve never actually watched an episode since Girl Ninja and I didn’t sign up for cable until a week before I left for Europe. But what I have done is watched a few clips from the show on the TLC […]

After a brief chat with Girl Ninja yesterday, we’ve made the wise decision to stop saving money for the foreseeable future. No, we haven’t hit our $100,000 savings goal yet, and if I all goes according to plan, we never will. I first blogged about our ambitious $100,000 savings goal in June 2010. Exactly three […]

Girl Ninja and I have a significant amount of our net worth sitting as cash in a “high yield” savings account. It’s exciting that we are just a few weeks away from hitting our $100,000 savings goal, but it’s also terribly depressing to know this money has earned a paltry 0.8% over the last couple years. […]

Miserable March

March 7, 2013 · 40 comments

For those of us that get paid every two weeks, we face a battle of epic proportions. Managing a budget is no easy task, especially when all months AREN’T created equal. Ten months a year we might bring home $4,000, but two months of the year we bring home $6,000. Why must such cruel things […]