saving

I’m bored.

by Ninja on September 1, 2011 · 27 comments

While talking with Girl Ninja the other night, I uttered four words I thought I would never say. I. Like. Big. Elbows. Just kidding, that’s now what I said. What I really said was “I’m sick of saving.” ::GASP:: I probably just lost half my readers after declaring such a blasphemous statement, but it’s true, [...]

Death to happiness

by Ninja on June 16, 2011 · 39 comments

Man, just when things are going great in my life, I get an email with horrible news. I’m seriously depressed right now. Here’s the email I got from a PDITF reader… Dear Ninja, I have some bad news for you, as I know you are a fellow ING Direct customer. http://consumerist.com/2011/06/report-capital-one-to-buy-ing-direct-for-9-billion.html You should say something [...]

As you all know, Girl Ninja and I are on a mission to save like crazy for a down payment. We’ve been making some pretty serious progress and are just past half way to our $100,000 savings goal. If we end up buying a $350,000 house, we would be able to put $70,000 (20%) down [...]

How long can you survive?

by Ninja on May 25, 2011 · 22 comments

I’ve had $10,000 sitting in an emergency fund for about two years now. Thankfully I haven’t needed to use it yet (and hopefully wont need to for a very long time). Even though my income and marital status has changed over the last couple years, I haven’t thought twice about changing my E-fund balance. I [...]

Worst. Advice. Ever.

by Ninja on May 16, 2011 · 23 comments

I consider myself a pretty tolerant person. I understand that others may not feel the same way I do about politics, religion, marriage, unicorns, and money. That said, I have a moral obligation to call out bad advice when I see it, and today I plan to do just that. Last week I overheard two [...]

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