saving

Last Friday I shared my grandiose plans to take out a home equity line of credit (HELOC) in an attempt to diversify the liquidity available to me. That HELOC stuff is soooooooooo 1995 last week. I’m on to bigger and better things now. And by “bigger and better” I mean, it’s time for me to […]

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I got an email from a reader, Emily, asking for my thoughts on a semi-popular way to game “the system”. Check it….  I came across this article the other day. It’s essentially about gaming the mint to rack up frequent flier miles at no cost. Being in a position where I could do something like […]

About two months ago, I took $14,000 out of our savings account and put it in a taxable investment account. To date, it’s probably been my least favorite financial move I’ve ever made. In fact, it’s the worst. It’s also, apparently, the responsible thing to do, but that’s besides the point.   Responsibility is totally overrated. To […]

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]

You ever read a blog post that went something like this… You might want to think twice before you buy that brand new TV. It would set you back $2,000, and will likely only provide you entertainment for a handful of years. What if you invested that money instead?  If you put $2,000 in to […]

Apparently there is a show on TLC called Extreme Cheapskates. I hate it. Full disclosure: I’ve never actually watched an episode since Girl Ninja and I didn’t sign up for cable until a week before I left for Europe. But what I have done is watched a few clips from the show on the TLC […]

After a brief chat with Girl Ninja yesterday, we’ve made the wise decision to stop saving money for the foreseeable future. No, we haven’t hit our $100,000 savings goal yet, and if I all goes according to plan, we never will. I first blogged about our ambitious $100,000 savings goal in June 2010. Exactly three […]