saving

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]

You ever read a blog post that went something like this… You might want to think twice before you buy that brand new TV. It would set you back $2,000, and will likely only provide you entertainment for a handful of years. What if you invested that money instead?  If you put $2,000 in to […]

Apparently there is a show on TLC called Extreme Cheapskates. I hate it. Full disclosure: I’ve never actually watched an episode since Girl Ninja and I didn’t sign up for cable until a week before I left for Europe. But what I have done is watched a few clips from the show on the TLC […]

After a brief chat with Girl Ninja yesterday, we’ve made the wise decision to stop saving money for the foreseeable future. No, we haven’t hit our $100,000 savings goal yet, and if I all goes according to plan, we never will. I first blogged about our ambitious $100,000 savings goal in June 2010. Exactly three […]

Girl Ninja and I have a significant amount of our net worth sitting as cash in a “high yield” savings account. It’s exciting that we are just a few weeks away from hitting our $100,000 savings goal, but it’s also terribly depressing to know this money has earned a paltry 0.8% over the last couple years. […]

Miserable March

March 7, 2013 · 40 comments

For those of us that get paid every two weeks, we face a battle of epic proportions. Managing a budget is no easy task, especially when all months AREN’T created equal. Ten months a year we might bring home $4,000, but two months of the year we bring home $6,000. Why must such cruel things […]

After a few years of living well below our means, Girl Ninja and I have managed to save up about $80,000. On average, we spend about $3,500/month. According to my calculator watch, this means we could survive for about two years – at current spending rates – on just our savings. If we cut back […]