Roth IRA

When I graduated college in 2007 I promised myself I would fully fund my Roth IRA every single year. We are in 2012 now, and so far, I’ve stayed true to my word. BUT NOT FOR LONG. One of my resolutions for 2013 is to STOP contributing to my Roth IRA. That’s right, I’ll probably […]

I’ve blogged many a times over the years about my Roth IRA and the quasi-obsession I have with making sure I always max it out. Since I love my Roth so much, you would think I would be just as eager to open one up for Girl Ninja. Not so much the case. Homegirl ain’t got […]

$5,000 poorer, but not really

by Ninja on October 19, 2012 · 39 comments

I cringed as I transferred $5,000 out of our checking account yesterday. That money looked so pretty, sitting there all happy, waiting for its turn to venture to the land of ING, where it would live comfortably amongst our various savings account. But this chunk of change had a different future. A less glamorous, albeit still important, […]

  I was checking my twitter stream yesterday when I stumbled on an article by my girl Sandy titled “I Bought A Rental Home With My 401K“. If you’re too lazy to click-through and read the article the gist is Sandy took out a $40,000 401K loan to pay cash on a $38,000 investment property […]

Roth IRAwareness

by Ninja on March 27, 2012 · 39 comments

So yesterday was Roth IRA awareness day, where hundreds of personal finance bloggers banded together to spread the good news about Roths. I’m sure you noticed I wrote no such post, in fact, I wrote no post at all yesterday. While I’d like to pretend this is just because I am so rebellious I go against societal […]

Double Standard

by Ninja on December 11, 2011 · 15 comments

I have two investment vehicles established for retirement, My Roth IRA and my 401K. I don’t play favorites with these two accounts and if it was within my control, I would contribute to them equally (unfortunately the federal government puts a cap on Roth contributions). If you follow my net worth updates at all, you’ll […]

Stay the course or mix it up.

by Ninja on October 23, 2011 · 18 comments

Keeping it simple today because we had a crazy night yesterday (we had 20 high school freshmen over for an epic game night). Let’s jump right in to it shall we? I’ve always believed investing should be kept simple. In fact, I probably keep things too simple. Since I am young, I have chosen to […]