Reader Mail

Should you save before paying down debt?

by Ninja on September 21, 2010 · 26 comments

I love getting mail from PDITF readers. It makes me feel like I’m important, even though I’m really not. Well, it’s time we help another Debt Puncher out and share our two cents on his situation. His email says… I just paid off the first of my 9 (yes…credit+retail) cards. It’s a huge achievement. I’m [...]

Help a young grad out :)

by Ninja on June 17, 2010 · 17 comments

Got an email from a loyal PDITFer. Here’s what it said… I have a bit of a decision to make and heard from a birdie that you are the man for financial/life questions…i kinda just need a wall to bounce ideas off of.  Here’s some background info first. I just graduated, have a great job [...]

Is this “good” debt?

by Ninja on April 28, 2010 · 20 comments

It’s time to help another PDITF reader out. Jane sent me an email. It says… You’re all about debt reduction and I can get on board with that, but we (hubby and I) are contemplating getting into business for ourselves.  Would this be acceptable debt (in your eyes)??  We’re looking at possibly $50k with the [...]

Procrastinators unite….tomorrow

by Ninja on March 3, 2010 · 24 comments

One of my favorite things about authoring this blog is getting to read the various emails people send me from time to time. Yesterday, I received a simple, one question email… I am fairly new to being financially savy and PF blogs. I just wanted to get your opinion. At what age/income should you open [...]

Help Gertrude out!

by Ninja on November 15, 2009 · 2 comments

One of my favorite parts about having a blog is getting reader mail. I love when people ask questions. Not because I think I can provide some incredibly insightful advise, but it affirms that people value my opinion. Instead of me directly responding to the following email, I figured I’d post it up here and [...]

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