Reader Mail

Lay off my taxes you filthy Accountant

by Ninja on January 19, 2012 · 45 comments

Got this email from a PDITF reader a few days back… Do you recommend getting an accountant for pretty much everyone making a decent wage? Currently my wife makes $50,000 a year and I make $70,000. We live in the Washington, DC area. We do no active trading, only W2 pay from our employers, a [...]

The opposition

by Ninja on October 25, 2011 · 46 comments

PDITF is a single author blog. Ninety-five percent of the articles are written by me, the other 5% are guest posts. Today, I thought I’d mix it up even more and allow a few unsuspecting people to hijack today’s post. My article about student loans being forgiven has quickly become one of my most popular. [...]

Ninja answers.

by Ninja on June 21, 2011 · 15 comments

Got an email from a lost soul yesterday and I thought we could help put her on the path to eternal riches. Check it… Hi! I’m a long-time reader of your blog. I want to start a retirement account for myself. I’m a 23 year-old, soon-to-be-married female with a full-time job. My employer does not [...]

Help a reader out

by Ninja on December 15, 2010 · 25 comments

Got this letter from a fellow PDITF reader…. My husband and I own a condo in the SF Bay Area. We bought a 1bd condo at what (we thought) was the bottom of the market (sad face). We’re currently under water on the place about $30-$40K. We recently started snowballing our debt and the only [...]

Should you save before paying down debt?

by Ninja on September 21, 2010 · 26 comments

I love getting mail from PDITF readers. It makes me feel like I’m important, even though I’m really not. Well, it’s time we help another Debt Puncher out and share our two cents on his situation. His email says… I just paid off the first of my 9 (yes…credit+retail) cards. It’s a huge achievement. I’m [...]

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