Girl Ninja made it to the Netherlands!!! This is great news for my sanity, potentially terrible news for our wallet. We spent this last weekend meandering the streets of Bruges Belgium and fell in love. Such an awesome city with even more awesome french fries. Yum.
We also picked our puppy last Thursday. She comes home to us in two weeks! Meet Nova, named after one of our favorite restaurants in San Diego, Pizza Nova. You can also call her Dog Ninja.
But it’s the first of the month so this isn’t going to be a post about my travels or our dog. Nope, it’s time for that boring thing I do every thirty days called updating my net worth. Enjoy…
Cash: $21,749; -$2,752
We had to pay our $5,000 credit card bill last month so it obviously took quite a bit of cash to do so. So while the $2,800 loss might look painful, it’s not as bad when our credit card bill dropped by twice that amount.
Roth IRA: $49,101; +$1,648
What a great year to be in the stock market. As long as you didn’t freak out and sell off during the recession, you’re probably just as happy as I am right now. You wanna know what I was doing while the markets where tanking? Staying the course and weathering the storm. I’ve said it before and I’ll say it again, the trend of the market has always been up. ALWAYS.
401Ks, Traditional IRAs, etc: $80,401; +$3,436
It’s both crazy and silly to think that Girl Ninja and I were able to bank $5,000 to our Net Worth by doing absolutely nothing. I clicked a few buttons a couple of years ago, and now we just get to kick back and let nature run its course. Nature was very good to us last month. If you haven’t started investing yet, get off your butt and do it!
Home equity: $73,018
I’ve decided to change things up a bit. Last month I had a line item for home value and another line item for mortgage debt. I’ve decided that is stupid. I see no point in including my mortgage debt since it changes very little each month. Really didn’t want to report the same boring thing each month.
Instead, I think having a single line item for our home’s equity is sufficient. If we were to sell our house tomorrow, the balance listed above is what I would expect to walk away with. Probably wont change this balance much unless the markets are doing something significant.
Credit Card: $1,103 (change not reflected since balance is paid off each month)
This makes me so happy. We haven’t had a sub $3,000 credit card bill since we bought our house. My new motto to saving money is leave the country. I’ve been gone since November 1st and as a result haven’t spent much on anything. Woohoo!!! Still have two more weeks before I head home. Hopefully can keep things under control when I return.
2013 has been a record-setting year for us in the Ninja household. As long as nothing drastic happens over the next 30 days, we’ll have increased our Net Worth more than $60,000 this year, over 50% of our gross income. That’s so insane to me. Our new NW stands at $223,175.
p.s. You can see all of my net worth updates here.