Money Management

I love that people use optimism to excuse stupidity. I try to avoid being labeled a pessimist or an optimist. I much rather prefer to associate with the realists. I do consider myself a positive realist, which in my opinion, is significantly different than an optimist. Wikipedia defines an optimist as one who generally believes […]

How many people have you heard excuse their lackluster personal finances because managing their cash flow seems like too much work. I’m afraid I know a handful of people that are so intimidated by their finances, they choose to ignore them completely. Guess what?! Managing your money is really, really, really simple. Even more simple […]

So I was reading the other day (Yes I do actually know how to read) and came across something profound. I’d like to share it with you now… No one-size-fits-all recipe can guarantee a great relationship. Whether we’re talking about husband and wife, close friends, co-workers, or parent and child, every relationship is different. No […]

We all have “that friend”, the one who will drive 30 miles across town to save $0.02 per gallon on their gasoline. I get a kick out of how far people will go to get a good deal. Call me crazy, but I’ll almost always take an okay deal with minimal effort, over a lot […]

Acquiring financing in these tumultuous times is probably the freakin’ scariest aspect of purchasing a home, or at least it will be for this Debt Ninja. If you are looking for financing or refinancing for your home, whether looking at an FHA mortgage, jumbo mortgage, VA mortgage, or a reverse mortgage, make sure to research […]

High School Money

August 13, 2009 · 18 comments

As people are looking for causes of the recent recession, I have heard it suggested (more than once) that high schools need to implement some kind of finance/money/economic course in their standard curriculum. It’s been argued that if people were equipped with sound financial principles in high school that the entire economy would be better […]

Who wants to go a second round of making love with money? I do, I do! If you haven’t read part one, you can check it out here . I wasn’t originally planning on writing a follow up to the first article, but apparently it was a little to “Rated G” for some readers. I was […]