Money Management

Are you tracking?

June 13, 2011 · 32 comments

You know you’ve reached the upper echelon of financial geekdom when you take time each month to track your spending with personal finance software like Quicken, Mint, or an Excel spreadsheet. I personally am a Quicken user, but it hasn’t always been this way. I began my financial make-over in early 2008. I had $28,000 […]

Cash be flowin’

March 9, 2011 · 26 comments

Living 1.300 miles from Girl Ninja is no fun. It’s only been a few days, but I’m already missing her like crazy. We aren’t fans of the long-distance relationship, but we’ll make it work. Although our situation is not ideal for marriage, it comes with one major perk: Some serious positive cash flow. We’ve always […]

Dollar bills are my enemy

February 24, 2011 · 36 comments

Have you heard Dave Ramsey ever say people tend to spend more when they use a credit card as opposed to cash? Well I think Dave is a cotton headed ninny muggins (whatever that means). Declaring that people suddenly become irresponsible when using plastic as a medium for payment is no more ridiculous than Al […]

If you read other PF blogs, which I hope you do, I’m sure you’ve seen various bloggers participate in no spend challenges. These challenges come in all shapes and sizes, but the general premise is pretty simple; Don’t spend you’re money on frivolous things. No Starbucks. No dining out. No clothes, movies, or gadgets. At […]

The other day I made, what I thought was, a rather harmless quip about the female menstrual cycle. Apparently not everyone appreciated the analogy as a handful of female readers called me sexist and chauvinistic. If you were one of the offended parties, please accept my apology; I meant no harm. That said, I would […]

Goodbye free cell phone

January 11, 2011 · 78 comments

Friends, I have very sad news for you all today. A tragedy is unfolding right before our very eyes. I’m afraid my days of free cell phone service are numbered. My parents, and Girl Ninja’s parents, have formulated an evil scheme to ruin my financial future. They are kicking us off each of our families […]

Chase Sucks

December 15, 2010 · 58 comments

I opened my first checking account with Washington Mutual when I was 16 years old . I loved the bank and loved having a debit card in high school (it made me feel cool, even though I really wasn’t). Fast forward, eight years later. WaMu goes under, gets bought out by Chase, and the whole […]