Money Management

Last month I asked for PDITF readers to submit stories about how they’re doing. I was amazed by the feedback I received, overwhelmed even. Far more people expressed interest in contributing to the series than I anticipated. I couldn’t keep up with all the emails and submissions I was getting, so I avoided them instead  […]

The thorn in my side.

by Ninja on October 10, 2011 · 51 comments

I like to consider myself a pretty good manager of money. Money comes in, and money goes out. It’s a simple process really. But no matter how hard I try, I just can’t seem to get a handle on the Ninja household average food budget. This one category is totally throwing my whole game off. […]

As much as I’d like to think only good things about customers of Bank of America (since some of you may fall in to that category), I’m seriously beginning to doubt their intelligence. I’m sure you’ve already heard the latest on why Bank of America sucks, but I couldn’t help but share my two cents […]

Keeping tabs

by Ninja on August 3, 2011 · 28 comments

I’m one week away from celebrating a successful first year of marriage and am pretty excited about it. I like to think I’m a pretty great husband. I also like to think I’m a pretty good money manager. But, and this is a BIG but, I’ve completely dropped the ball in a major way. If […]

Are you tracking?

by Ninja on June 13, 2011 · 32 comments

You know you’ve reached the upper echelon of financial geekdom when you take time each month to track your spending with personal finance software like Quicken, Mint, or an Excel spreadsheet. I personally am a Quicken user, but it hasn’t always been this way. I began my financial make-over in early 2008. I had $28,000 […]

Cash be flowin’

by Ninja on March 9, 2011 · 26 comments

Living 1.300 miles from Girl Ninja is no fun. It’s only been a few days, but I’m already missing her like crazy. We aren’t fans of the long-distance relationship, but we’ll make it work. Although our situation is not ideal for marriage, it comes with one major perk: Some serious positive cash flow. We’ve always […]

Dollar bills are my enemy

by Ninja on February 24, 2011 · 36 comments

Have you heard Dave Ramsey ever say people tend to spend more when they use a credit card as opposed to cash? Well I think Dave is a cotton headed ninny muggins (whatever that means). Declaring that people suddenly become irresponsible when using plastic as a medium for payment is no more ridiculous than Al […]