Money Management

Where is my money!

by Ninja on October 10, 2012 · 20 comments

I’ve been a very naughty ninja lately. I’m breaking one of my most important PF rules: Manage your money. For the first time, in a long freaking time, I don’t have a handle on my financial situation. It’s a very odd/disturbing/uncomfortable feeling….but kind of freeing too. I just need to set aside a few hours […]

Paper Money is for Monopoly

by Ninja on August 28, 2012 · 38 comments

Have you heard people say “Don’t use plastic because you tend to spend more money when you do.”? That is another piece of financial wisdom I have decided to ignore. I never carry cash on me, and when I do get some greenbacks, I take it straight to the bank to deposit. A lot of […]

Me vs You

by Ninja on August 19, 2012 · 24 comments

Apparently I am the only person here that thinks there is more to life than saving, investing, and/or creating passive income streams. While those things are great and all, I hardly want to give up what are arguably the best years of my life because I’m chasing some “dream” I don’t really want. I’m assuming […]

An updated throwback that should piss half of you off… I’ll never understand why some married couples keep their finances separate (yes, that is me quasi-judging some of you). Maybe it’s the traditionalist in me, but when I asked Girl Ninja to marry me, I asked her to marry ALL of me. This includes (but […]

We need cheap meals.

by Ninja on June 4, 2012 · 57 comments

Oh my goodness. I about had a heart attack as I looked at the categorical spending of our May monthly expenses. Mint told me we had spent $1,095 on “food and dining” last month. Are you fricken kidding me? Four figures worth of food went in to our body? I punched a baby unicorn in […]

Got an email yesterday from a PDITF reader (let’s call them Reader X) looking for ways to rid themselves of the paycheck to paycheck lifestyle. The email was much longer than the excerpt below, but I think you’ll get the gist… First of all, let me say that I adore you and your approach to […]

Two thousand eleven was a great year for Punch Debt In The Face. I broke all sorts of traffic records, was fortunate enough to be featured in some pretty stellar articles, and was even able to turn $100 of expenses in to a $13,000 business. Not a bad return on investment eh? This year, however, […]