As I shared in an earlier blog post, I am the proud owner of a 46″ flat screen HDTV. It’s pretty much the most glorious thing I’ve ever owned and it was definitely my favorite wedding gift. But with a great TV comes great responsibility. One of those responsibilities is ensuring I’m putting that television [...]
Archive of posts filed under the Money Management category.
Autopay gives me the heebyjeebies
Nothing on this earth scares me more than initializing auto-payments from my checking account. Actually, I take that back. If I came home expecting to see Girl Ninja, but instead saw this guy, I’d probably be more freaked out… …but not by much. I’ve never liked the idea of giving another company permission to access [...]
I’ve lost touch with my money
Before I get in to today’s post, I just want to take a minute to say thank you to everyone that volunteered yesterday to help me out and provide an article for PDITF while I am gone participating in wedding shenanigans. I’ll be getting in touch with each of you over the next few days [...]
The real issue with money
Last night, Girl Ninja and I completed another pre-marital counseling session (which I would recommend all couples do) and dabbled a little bit in the financial aspects of marriage. We have not yet gotten to the ‘finances’ section yet, so the BIG “money talk” is still looming. One thing, though, did stand out to me [...]
Are you an account whore?
So the motivation for this post came from J’s post yesterday about about ING’s sub-accounts. I am a very happy customer of ING, especially after switching from evil Bank of America. I shamelessly promote ING to anyone that asks where they should keep their money. You’d think ING was paying me to say all these [...]
No difference between optimism and stupidity?
I love that people use optimism to excuse stupidity. I try to avoid being labeled a pessimist or an optimist. I much rather prefer to associate with the realists. I do consider myself a positive realist, which in my opinion, is significantly different than an optimist. Wikipedia defines an optimist as one who generally believes [...]
“Finances are so complicated”
How many people have you heard excuse their lackluster personal finances because managing their cash flow seems like too much work. I’m afraid I know a handful of people that are so intimidated by their finances, they choose to ignore them completely. Guess what?! Managing your money is really, really, really simple. Even more simple [...]
Do me a favor, ignore the majority of my advice
So I was reading the other day (Yes I do actually know how to read) and came across something profound. I’d like to share it with you now… No one-size-fits-all recipe can guarantee a great relationship. Whether we’re talking about husband and wife, close friends, co-workers, or parent and child, every relationship is different. No [...]
How far will you go to get a good deal
We all have “that friend”, the one who will drive 30 miles across town to save $0.02 per gallon on their gasoline. I get a kick out of how far people will go to get a good deal. Call me crazy, but I’ll almost always take an okay deal with minimal effort, over a lot [...]
"M" is for Mortgage (and Mullet)
Acquiring financing in these tumultuous times is probably the freakin’ scariest aspect of purchasing a home, or at least it will be for this Debt Ninja. If you are looking for financing or refinancing for your home, whether looking at an FHA mortgage, jumbo mortgage, VA mortgage, or a reverse mortgage, make sure to research [...]
