So the motivation for this post came from J’s post yesterday about about ING’s sub-accounts. I am a very happy customer of ING, especially after switching from evil Bank of America. I shamelessly promote ING to anyone that asks where they should keep their money. You’d think ING was paying me to say all these [...]
Archive of posts filed under the Money Management category.
No difference between optimism and stupidity?
I love that people use optimism to excuse stupidity. I try to avoid being labeled a pessimist or an optimist. I much rather prefer to associate with the realists. I do consider myself a positive realist, which in my opinion, is significantly different than an optimist.
Wikipedia defines an optimist as one who generally believes that [...]
“Finances are so complicated”
How many people have you heard excuse their lackluster personal finances because managing their cash flow seems like too much work. I’m afraid I know a handful of people that are so intimidated by their finances, they choose to ignore them completely. Guess what?! Managing your money is really, really, really simple. Even more simple [...]
Do me a favor, ignore the majority of my advice
So I was reading the other day (Yes I do actually know how to read) and came across something profound. I’d like to share it with you now…
No one-size-fits-all recipe can guarantee a great relationship. Whether we’re talking about husband and wife, close friends, co-workers, or parent and child, every relationship is different. No two [...]
How far will you go to get a good deal
We all have “that friend”, the one who will drive 30 miles across town to save $0.02 per gallon on their gasoline. I get a kick out of how far people will go to get a good deal. Call me crazy, but I’ll almost always take an okay deal with minimal effort, over a lot [...]
"M" is for Mortgage (and Mullet)
Acquiring financing in these tumultuous times is probably the freakin’ scariest aspect of purchasing a home, or at least it will be for this Debt Ninja. If you are looking for financing or refinancing for your home, whether looking at an FHA mortgage, jumbo mortgage, VA mortgage, or a reverse mortgage, make sure to research [...]
High School Money
As people are looking for causes of the recent recession, I have heard it suggested (more than once) that high schools need to implement some kind of finance/money/economic course in their standard curriculum. It’s been argued that if people were equipped with sound financial principles in high school that the entire economy would be better [...]
Savings accounts are just as tricky as woman’s bras.
Who wants to go a second round of making love with money? I do, I do! If you haven’t read part one, you can check it out here . I wasn’t originally planning on writing a follow up to the first article, but apparently it was a little to “Rated G” for some readers. I was [...]
Travel Fund before Emergency Fund…what?!
I’ll be the first to admit it, I’m kind of a blog whore and if your reading this, then chances are, you’re equally whorish. One of the things I find myself particularly drawn to on other PF blogs is the progress bar, much like the one on the upper right corner of this page. It’s [...]
Wells Fargo or Redneck Bank…Do you know which bank is backed by the FDIC??
The answer to this question… BOTH.I got my blogs first question from a pretty cool dude named Jeremy.
He asks….
I read your post about getting a better rate on my savings account . Makes sense, but how can one verify that the bank is legitimate? I’d rather not just throw money at somewhere I’m [...]
