housing

Would you hire a friend?

December 10, 2012 · 25 comments

After we ring in the New Year, Girl Ninja and I plan to get serious about hunting for a house. I’ve been doing some research and exactly what that process entails and it doesn’t seem too complicated. We’ll get pre-qualified, possibly pre-approved, and then start looking for a real estate agent. No big deal right? […]

A week ago I shared that Girl Ninja and I plan to take the plunge and buy our first home in 2013. If you’ve been reading PDITF for more than a day or two, you’ll know I’m not a huge fan of the concept of home ownership. With this post I plan to summarize the […]

2013 is the time to buy

November 20, 2012 · 25 comments

While I was driving the other day I started thinking about homeownership. I came to the conclusion that I will never be ready to buy a home. Just like I don’t expect to wake up one day and desperately want kids. I mean, deep down in my heart those are things that I want and am excited […]

Two days ago our Landlord cashed our rent check for this month, which is actually quite surprising. We’ve rented this place for just over a year now, and he typically takes two to four weeks to deposit our rent. For someone like myself, who obsessively checks his bank account balances every day, this delayed depositing […]

I was doing some driving today, and like I often do, I started thinking about our finances. Today, I was contemplating our savings goals. If you aren’t already aware, Girl Ninja and I kind of want to buy a house one day in the future. So to prepare for said house, we have spent the […]

I am literally curled up under a blanket right now in the back of my SUV with Girl Ninja (we are camping). It’s 5:33 am and for some reason I’ve been up for 45min. Part of me thinks my lack of sleep is inversely correlated to the excessive amount of mosquito bites I have on […]

We bought a house! Ha, yeah right, but as I see those interest rates continue to creep lower, the PF nerd in me says “Now, Ninja. Now!” Two years ago people were saying the market had bottomed, but here we are with sub 4% interest rates. Who woulda thunk it? While I’ve shared many times […]