housing

As Girl Ninja and I inch closer towards starting the house hunting process, we’ve been contemplating how much house we think we can afford. We thought maybe a mortgage pre-qualification calculator could help us out. Here was what we got when we ran the numbers based on our current financial situation… Is this real life? […]

Would you hire a friend?

December 10, 2012 · 25 comments

After we ring in the New Year, Girl Ninja and I plan to get serious about hunting for a house. I’ve been doing some research and exactly what that process entails and it doesn’t seem too complicated. We’ll get pre-qualified, possibly pre-approved, and then start looking for a real estate agent. No big deal right? […]

A week ago I shared that Girl Ninja and I plan to take the plunge and buy our first home in 2013. If you’ve been reading PDITF for more than a day or two, you’ll know I’m not a huge fan of the concept of home ownership. With this post I plan to summarize the […]

2013 is the time to buy

November 20, 2012 · 25 comments

While I was driving the other day I started thinking about homeownership. I came to the conclusion that I will never be ready to buy a home. Just like I don’t expect to wake up one day and desperately want kids. I mean, deep down in my heart those are things that I want and am excited […]

Two days ago our Landlord cashed our rent check for this month, which is actually quite surprising. We’ve rented this place for just over a year now, and he typically takes two to four weeks to deposit our rent. For someone like myself, who obsessively checks his bank account balances every day, this delayed depositing […]

I was doing some driving today, and like I often do, I started thinking about our finances. Today, I was contemplating our savings goals. If you aren’t already aware, Girl Ninja and I kind of want to buy a house one day in the future. So to prepare for said house, we have spent the […]

I am literally curled up under a blanket right now in the back of my SUV with Girl Ninja (we are camping). It’s 5:33 am and for some reason I’ve been up for 45min. Part of me thinks my lack of sleep is inversely correlated to the excessive amount of mosquito bites I have on […]