Help a reader out

by Ninja on December 15, 2010 · 25 comments

Got this letter from a fellow PDITF reader…. My husband and I own a condo in the SF Bay Area. We bought a 1bd condo at what (we thought) was the bottom of the market (sad face). We’re currently under water on the place about $30-$40K. We recently started snowballing our debt and the only […]

Ask and you shall receive.

by Ninja on December 8, 2010 · 22 comments

Ask and you shall receive. That’s our new motto anways. Two years ago Girl Ninja and I had to do one of the hardest things we’ve ever done; Ask our friends/family for money. We volunteer for a high school ministry here in San Diego called Young Life. Most of the kids we’ve gotten to know […]

Humble Pie

by Ninja on November 4, 2010 · 35 comments

A few weeks ago Girl Ninja and I joined a young couple’s Bible study. We’ve really grown to appreciate each of the couples in the group. The meetings typically wrap up with a time for prayer requests. Last night, as each person/couple was making their needs known, I noticed a common theme. Many 20 something […]

Setting the bar… low

by Ninja on September 13, 2010 · 15 comments

I’m not sure if I have incredibly low standards for myself, or if I am just freakin’ awesome. It’s quite possible, it’s a little bit of both. On January 1st each year, I make predictions as to what I think my financial progress will be over the calendar year. I also like to check in […]

What’s your number?

by Ninja on November 10, 2009 · 15 comments

My savings account is with Bank of America. On the main page of the website BoA has a calculator that predicts how much you will have waiting for retirement (after answering a couple quick questions). I pretty much love financial calculators. They help me set up a game plan to reach a goal. ………Awkward Transition……… […]

Fly finances (pun intended)

by Ninja on October 21, 2009 · 3 comments

If I could be any animal I would be a house fly. Okay, not really, I’d probably be a fire breathing squirrel, but house fly would be second on my list. Yeah I know flies are pretty gross looking and only have an average life span of about a month, but they do have one […]

A little look at this Ninja

by Ninja on September 23, 2009 · 12 comments

Although I blog anonymously, I still try and put a little personality in to each blog post. If you’ve been following me for a while you probably know I have terrible grammar, I overuse the term “douche bag”, I have no financial credentials, and I’m 50% awesome and 50% awkward. In an attempt to further my […]