Goals

So once a year I like to open up my Excel spreadsheet and make some assumptions as to how the calendar year will play out for the Ninja household….financially speaking that is. I’ve done this years past, and every single year I seemed to unintentionally underestimate our ability to save. Often meeting our annual goals […]

So last night after youth group, Girl Ninja took a bunch of her high school girls Flocking. What’s flocking you ask? Well, let me tell you. We  take about 25 of those stupid Flamingo Yard Ornaments (the ones that old people tend to have in front of their mobile homes) and put them in an unsuspecting […]

Eleven months later.

November 16, 2011 · 19 comments

Every January I open an excel spreadsheet and make estimations as to how I think the year will play out financially for the Ninja household. Although the year isn’t quite over, it’s time to check in and see how we’re doing. Here is a screenshot of our goals for 2011… In the past, I’ve set […]

Punch 2011 in the face

January 2, 2011 · 24 comments

Girl Ninja and I have a plan to punch 2011 in the face as hard as we can. On January first of each year, I like to open up my annual budgeting spreadsheet and see what the Excel gods tell me. After some serious number crunching, and some even more serious random number guessing, we […]

Lovin’ 2010

December 16, 2010 · 33 comments

Seeing that 2011 is rapidly approaching, it’s time to see how the last 12 months treated the Ninja household. If you’re too lazy to read through, I’ll just tell you. Spoiler Alert: It kicked major butt!!!! Here were my original goals… I love looking at that thing. It’s funny how much can change in one […]

Help a reader out

December 15, 2010 · 25 comments

Got this letter from a fellow PDITF reader…. My husband and I own a condo in the SF Bay Area. We bought a 1bd condo at what (we thought) was the bottom of the market (sad face). We’re currently under water on the place about $30-$40K. We recently started snowballing our debt and the only […]

Ask and you shall receive. That’s our new motto anways. Two years ago Girl Ninja and I had to do one of the hardest things we’ve ever done; Ask our friends/family for money. We volunteer for a high school ministry here in San Diego called Young Life. Most of the kids we’ve gotten to know […]