Goals

It took me four years to accumulate $28,000 in student loan debt. It took me two and a half years to pay it off. Then there was this thing Girl Ninja and I wanted to buy called a house. It took us 3 years to save up $100,000 for our down payment, and took about […]

Burn baby burn.

February 24, 2014 · 13 comments

You know that famous saying “the road to hell is paved with good intentions”? Well I’m kinda realizing that the Ninja household is kinda guilty of having a few too many “good intentions.” Exhibit A: Living off my income.  When Baby Ninja is dropped off at our front door by a Stork, our plan is for […]

I was chatting with a close friend a few days ago about the housing market. Big surprise right? We know what the median household income is in Seattle ($66,000), and we also know the median sales price of a home in Seattle right now is $380,000. What we don’t know is how the crap people can […]

At the beginning of each calendar year I like to make some financial projections for our household. I’ve done it for the last four years and we’ve always not only met our goals, but absolutely destroyed them. It’s pretty stupid when you reach your 12 month goal in seven months. That doesn’t mean that I’m awesome, it […]

feeling fRISKY

September 28, 2012 · 31 comments

Am I the only person that doesn’t understand why some people choose to live a life of fear? Few good things come without risk. I think the world would be a better place if everyone learned to step out of their comfort zone and take some risks every now and again. Here are a few […]

The paradox of choice.

September 10, 2012 · 35 comments

If you live in The States you’ve probably been to Costco. While the store is practically busting at the seams with stuff, Costco typically only carries about 4,000 unique products behind its walls. Your much smaller local grocery store, however, carries ten times that amount. So what’s the deal?  Costco understands psychology and the paradox of […]

Get your $h!t together.

September 10, 2012 · 31 comments

At first glance I likely appear to be obsessed with making money and growing our wealth. That’s half-true. While there is no denying I enjoy projectile vomiting money in to our savings account each month, I don’t do it for the reason you may think. I don’t need, or want, to be rich. Then why […]