forward thinking

Shove it tax man.

by Ninja on July 25, 2012 · 19 comments

I’ve been doing a bit of financial spring cleaning lately (yea, I know spring is far gone). I’m quite proud of myself honestly. We are in the process of rolling $4,000 of forgotten retirement funds in to a traditional IRA for Girl Ninja. My last post was an update on how we are doing in […]

So once a year I like to open up my Excel spreadsheet and make some assumptions as to how the calendar year will play out for the Ninja household….financially speaking that is. I’ve done this years past, and every single year I seemed to unintentionally underestimate our ability to save. Often meeting our annual goals […]

Unfinished Business

by Ninja on July 16, 2012 · 19 comments

Exactly one year ago Girl Ninja quit her teaching job in San Diego to come move up north and join me in Seattle. It didn’t dawn on me until last week, that Girl Ninja didn’t just leave her former employer behind, but she may have also left behind some retirement savings in her old 403b. […]

As you all know Girl Ninja and I are heavily involved in a high school outreach called Young Life. We’ve gotten pretty close with our freshmen over the year, and as such, they’ve really started to open up to us about their lives. If there is one common thing I’ve noticed in each of these […]

We bought a house! Ha, yeah right, but as I see those interest rates continue to creep lower, the PF nerd in me says “Now, Ninja. Now!” Two years ago people were saying the market had bottomed, but here we are with sub 4% interest rates. Who woulda thunk it? While I’ve shared many times […]

One of my buddies, who works in finance for a major bank, told me he recently attended a small group with a few of his good friends from college. During the small group, one of the members began reflecting on his life. He has a good job. He and his wife bought a house in […]

After my most recent Net Worth update, where I showed some serious losses in the stock market last month, a reader shot me the following email… As someone who calculates his net worth and asset changes on a monthly basis, I am wondering how you personally react to wild market changes such as what has […]