forward thinking

The paradox of choice.

September 10, 2012 · 35 comments

If you live in The States you’ve probably been to Costco. While the store is practically busting at the seams with stuff, Costco typically only carries about 4,000 unique products behind its walls. Your much smaller local grocery store, however, carries ten times that amount. So what’s the deal?  Costco understands psychology and the paradox of […]

Get your $h!t together.

September 10, 2012 · 31 comments

At first glance I likely appear to be obsessed with making money and growing our wealth. That’s half-true. While there is no denying I enjoy projectile vomiting money in to our savings account each month, I don’t do it for the reason you may think. I don’t need, or want, to be rich. Then why […]

Me vs You

August 19, 2012 · 24 comments

Apparently I am the only person here that thinks there is more to life than saving, investing, and/or creating passive income streams. While those things are great and all, I hardly want to give up what are arguably the best years of my life because I’m chasing some “dream” I don’t really want. I’m assuming […]

I was doing some driving today, and like I often do, I started thinking about our finances. Today, I was contemplating our savings goals. If you aren’t already aware, Girl Ninja and I kind of want to buy a house one day in the future. So to prepare for said house, we have spent the […]

Shove it tax man.

July 25, 2012 · 19 comments

I’ve been doing a bit of financial spring cleaning lately (yea, I know spring is far gone). I’m quite proud of myself honestly. We are in the process of rolling $4,000 of forgotten retirement funds in to a traditional IRA for Girl Ninja. My last post was an update on how we are doing in […]

So once a year I like to open up my Excel spreadsheet and make some assumptions as to how the calendar year will play out for the Ninja household….financially speaking that is. I’ve done this years past, and every single year I seemed to unintentionally underestimate our ability to save. Often meeting our annual goals […]

Unfinished Business

July 16, 2012 · 19 comments

Exactly one year ago Girl Ninja quit her teaching job in San Diego to come move up north and join me in Seattle. It didn’t dawn on me until last week, that Girl Ninja didn’t just leave her former employer behind, but she may have also left behind some retirement savings in her old 403b. […]