Achieving financial freedom should not, I repeat SHOULD NOT, be a competition. Unfortunately, I often find myself making it one. Sure, financial stability/freedom/security is important, but shame on me if I lose sight of my journey and become distracted by jealousy, envy, or excuses.
Have you ever thought something like “If only I had a larger [...]
Archive of posts filed under the forward thinking category.
This aint no competition
Male = Income, Woman = Kitchen
I approximate mine and Girl Ninja’s combined income will be between $80,000 and $100,000 per year when we get hitched in August. At that point I will have just turned 25 and she will be 23. We will barely be in our mid twenties and could be potentially earning a six-figure income. That makes me [...]
Operation Sexy Body
Every so often I like to stray from the typical financial mumbo jumbo and write about some stuff I’m sure none of you really care about. As the title alludes, I am currently on a mission of utmost importance… getting sexified for my wedding.
The wedding is tenatively scheduled for August 8th, which leaves me with [...]
Wife = asset or liability?
So I have this great plan in my head: Get married and get rich. They go hand in hand right? Okay, I know it may not be all gravy, but I still can’t wait for the days of being a DINK (Dual Income No Kids). I’ve got a gameplan in my head, but I wanted [...]
Let’s play the hypothetical game….
So I was driving home last night and the host of the radio show I was listening to proposed a question to all of his listeners. I thought it was kind of an awkward question. This is what he asked: If you could get paid to do something you already do on a regular basis, [...]
Bring it on haterz
I still stand by my statement the other day “Personal finance bloggers are a pretty tolerant bunch.” That said, after Dr. Faith shared with me the comments on this Give Me Back My Five Bucks article, I’m learning that personal finance readers, may not be. Krystal bought a new car for $30k and received [...]
The Best Vacations Are Free
As you all know, I am currently on a business trip in the Marshal Islands (MI). I’ve been here for three days now, and I have to say, I’m in love. I thought Hawaii was incredible when I was there last week, but it’s got nothing on the MI. I’m looking forward to the [...]
"M" is for Mortgage (and Mullet)
Acquiring financing in these tumultuous times is probably the freakin’ scariest aspect of purchasing a home, or at least it will be for this Debt Ninja. If you are looking for financing or refinancing for your home, whether looking at an FHA mortgage, jumbo mortgage, VA mortgage, or a reverse mortgage, make sure to research [...]
I refuse to let my house be an investment
So I’m a little weird and have a slight obsession with HGTV. I’m not particularly fond of the decorating shows, but when it comes to shows on the home buying process I’m pretty much an addict. I was watching “My house is worth what?” last night when I had an epiphany: I don’t want my [...]
You’re only getting poorer
Howdy doody debt punchers. Today I pose a question. At what age do you anticipate reaching your peak income? I have read quite a few personal finance books that discuss income trends of individuals over their lifetime. The graphs usually show a persons income peaking by their late 30’s.
I got to thinking “When do I [...]
